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Lindsay Lohan May Have Broken Insurance Rules By Driving (And Crashing)

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Here's why Lindsay Lohan may have lied to police about not driving her Porsche when she wrecked it two weeks ago: Apparently the insurance policy that her "Liz and Dick" producers took out prohibited her from driving.

According to TMZ, "[T]he insurance company that issued the policy -- which would take a major hit if Lindsay couldn't complete the film -- was extremely reluctant to take the risk. The insurance company set numerous conditions on its coverage, and one of them was banning Lindsay from the roads which have landed her in big trouble multiple times -- DUIs, car accidents, and on and on. Sources tell us ... the honchos producing the movie knew Lindsay was driving in violation of the policy, but it appears no one cared -- that is until Lindsay crashed a Porsche on Pacific Coast Highway, with a production SUV following right behind her."

The insurance policy hasn't been cancelled yet, but now, TMZ reports, "The production company has made it clear to Lindsay -- she is NOT to drive for the duration of the filming." That's probably a good thing: Last Friday, Lohan was found so "exhausted" and dehydrated that her hotel call 911 to rouse her... but she was back on set later that day.