The Brief

The cities of Albuquerque, N.M., Boston, Chicago and San Francisco are suing the Trump administration over changes it plans to make to the popular Public Service Loan Forgiveness program, or PSLF.

The lawsuit, which also includes the nation's two largest teachers unions and the American Federation of State, County and Municipal Employees, comes less than a week after the U.S. Department of Education published a rule change to PSLF.

Effective July 1, 2026, the department says the change will allow it to deny loan forgiveness to workers whose government or nonprofit employers engage in activities with a "substantial illegal purpose." The job of defining "substantial illegal purpose" will fall not to the courts but to the education secretary.

PSLF was created by Congress in 2007, and signed by then-President George W. Bush, to cancel the federal student loan debts of borrowers who spend a decade working in public service, including teaching, nursing and policing.

According to the lawsuit, filed Monday in the U.S. District Court for the District of Massachusetts, the plaintiffs fear that a city or county government's resistance to the administration's immigration actions, for example, or anti-DEI policies, could lead the secretary to exclude that government's public workers from loan forgiveness. They worry that a local nurse or first responder could be denied loan forgiveness because their local leaders defied the Trump administration.

The complaint argues the rule is "an attempt to target organizations and jurisdictions whose missions and policies do not align with [the Trump administration's] political positions on immigration, race, gender, free speech, and public protest."

"Politically motivated retaliation, like what the administration has done here, should have no place in America," said Skye Perryman, president and CEO of Democracy Forward, one of the organizations representing the plaintiffs.

The plaintiff group also includes the National Council of Nonprofits, which said in a statement upon the rule's release:

"Nonprofits operate food banks, serve veterans, assist domestic violence survivors, deliver meals to seniors, respond to disasters, and much more. Nonprofits must be able to identify and meet those needs without political interference, fear of retribution, or exclusion from a program designed to support their employees."

Under Secretary of Education Nicholas Kent denounced the lawsuit.

"It is unconscionable that the plaintiffs are standing up for criminal activity," Kent said in a statement to NPR. "This is a commonsense reform that will stop taxpayer dollars from subsidizing organizations involved in terrorism, child trafficking, and transgender procedures that are doing irreversible harm to children."

In response to plaintiffs' concerns that the administration could use PSLF as a weapon to punish political opponents, Kent insisted "the Department will enforce [the rule] neutrally, without consideration of the employer's mission, ideology, or the population they serve."

The complaint says PSLF has allowed local governments to retain employees, including lawyers and engineers, who could earn more in the private sector. Albuquerque's leaders say that losing access to PSLF "would likely create an untenable staffing crisis."

In a statement, Boston Mayor Michelle Wu added: "The City is joining with cities, unions, and nonprofits across the country to protect a program that helps Boston's workforce and millions of Americans in public service careers pay for college."

What activities does the administration consider to be illegal? 

One key question raised by this rule change, and the lawsuit, is: How will the Education Department define activities with "substantial illegal purpose"?

According to the rule itself, such activities could include:

• "aiding and abetting violations of Federal immigration laws"
• "supporting terrorism or engaging in violence for the purpose of obstructing or influencing Federal Government policy"
• "engaging in the chemical and surgical castration or mutilation of children in violation of Federal or state law"
• "engaging in the trafficking of children to another State for purposes of emancipation from their lawful parents in violation of Federal or State law"
• "engaging in a pattern of aiding and abetting illegal discrimination"
• "and engaging in a pattern of violating State laws."

If the secretary determines that an employer has behaved with "substantial illegal purpose," according to the rule, the employer can either engage with the department and accept a corrective action plan or risk losing access to PSLF for its employees for 10 years.

In response to public comments, the Education Department has said, "[it] would have no basis to remove eligibility from nonprofits engaged in work related to immigrant communities, LGBTQ+ individuals, or racial justice if those organizations are following the law."

But the plaintiff cities, which sit on the U.S. Justice Department's "sanctuary jurisdictions" list, say the Trump administration has already accused them of impeding the enforcement of federal law, and that this rule "represents yet another attack on politically disfavored local governments and nonprofits that have local laws, policies, and missions that are anathemas to the Administration."

"The actions of these cities are legal," says Persis Yu, of Protect Borrowers, another organization representing the plaintiffs. What's more, she says, "whether or not these activities are legal, is not a [determination] that the secretary of education has either the right or the expertise to be making." 

The new rule is the culmination of a presidential action, issued in March, in which President Trump accused the Biden administration of abusing PSLF, and said the program "has misdirected tax dollars into activist organizations that not only fail to serve the public interest, but actually harm our national security and American values, sometimes through criminal means."

What did Congress intend when it created PSLF? 

The plaintiffs argue Congress was clear about what should qualify as "public service" when it wrote the law, and that this new rule goes against lawmakers' intent.

"The Higher Education Act defines public service jobs as including government or a 501(c)(3) tax-exempt nonprofit organization. It does not provide any discretion or wiggle room within that definition," Yu says. "Congress has said that this is who is entitled to public service loan forgiveness. The secretary doesn't have the authority to change that."

In response to public comments, the Education Department has disagreed, writing that "[it] rejects the suggestion that this rule exceeds its legal authority. The [Higher Education Act] grants the Secretary explicit power to regulate title IV programs. PSLF is a title IV program, and its proper administration requires clear, enforceable standards."

Another lawsuit was filed in tandem Monday, by a coalition of 21 state attorneys general, arguing on behalf of Democratic-leaning state governments that worry their public employees could likewise be denied loan forgiveness because of state leaders' decisions to support immigrants, promote DEI or provide gender affirming care.

The coalition of attorneys general warned in a press release that the rule would result in "widespread confusion, fear, and instability in the public workforce, forcing states to confront severe staffing shortages, higher turnover, and skyrocketing costs to maintain essential services."

According to federal data, more than 1.1 million public service workers have thus far had their federal student loan debts discharged under PSLF.

This story was updated to include comment from the U.S. Department of Education.
Copyright 2025 NPR

Big surf from distant hurricanes in the Pacific could bring coastal flooding to Southern California starting this weekend.

Hurricanes Polo and Odalys are expected to cause coastal erosion, flooding and high surf along Southern California's already battered coastline. Swells from Polo are expect to arrive as early as late Sunday and peak Monday and Tuesday.

Bryan Lewis, National Weather Service meteorologist, told LAist that high tides could reach 7 feet. He said Long Beach and Avalon are among the more vulnerable areas for potential flooding and erosion.

Long Beach and Los Angeles warned residents to prepare for potential flooding and other effects through at least Wednesday.

In early September, Hurricane Marie brought coastal erosion and flooding that led homes being red- and yellow-tagged in L.A. and Orange counties.

This story first appeared on The LA Local.

Friends & Family Flea, a new market from the team behind Maum Market, will make its debut Saturday in Koreatown. 

For organizer Arnold Byun, the launch is something of a homecoming. 

Nearly five years ago, Byun and his co-founder, Kioh Park, were living in Koreatown and spending months at Document Coffee Bar dreaming up what would eventually become Maum Market, the Asian makers market they launched in January 2022. The market now has a regular presence at ROW DTLA, where it hosts pop-up markets on Dock Street several times a year.

“The genesis of Maum Market is actually really embedded in Koreatown,” Byun, 31, told The LA Local. “And we have a lot of affection and personal history with Koreatown, so it’s a very personal thing for us just to return to our roots.” 

Most of the 24 vendors participating in the first Friends & Family Flea have some connection to Koreatown, Byun said. Some grew up in the neighborhood, some still live there and others have moved away but retain ties to the area. The vendor list includes apparel brands, artists, jewelry makers, beauty and wellness businesses and food vendors. 

“We’ve been trying to be pretty intentional about curating from the community as much as possible,” Byun said.

There will be plenty of food and shopping, including “sogeum-bbang,” or salt bread, tea, handmade candles, soaps and vintage clothing, as well as flash tattoos and burgers and fries from Love Hour. The LA Hwatu-Hanafuda Club will teach visitors about hwatu, the Korean deck of playing cards with roots in Japan. The club will also offer $5 tarot card readings.

Friends & Family Flea, a new market from the team behind Maum Market, will make its debut Saturday in Koreatown.

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Eena Cho, founder of the LA Hwatu-Hanafuda Club, was born and raised in Koreatown. She remembers living with her mother in an apartment on Wilshire Boulevard and Vermont Avenue and volunteering at the senior center near Seoul International Park, where she spent time with older Korean residents.

She also grew up playing go-stop with her grandparents during Korean holidays, like Chuseok and Seollal. 

“That was a big part of my childhood,” said Cho, 24. “Another part is that living in LA where there’s so many different groups of people together, I remember my best friend Maria growing up, she was Mexican, and we would be playmates because both of our parents were working overtime.”

For Cho, joining Friends & Family Flea felt like a natural fit.

“Koreatown is a beautiful diaspora of many different cultures,” Cho said. “And I think that makes Koreatown, Koreatown.”

Friends & Family Flea, a new market from the team behind Maum Market, will make its debut Saturday in Koreatown.

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Courtesy Eena Cho

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The local focus is a big part of what Byun hopes will distinguish Friends & Family from other flea markets and fairs. He said organizers wanted to create something that “intentionally celebrates a specific neighborhood,” in this case, Koreatown. 

For the Koreatown market, that also means highlighting small businesses beyond the restaurants that often get the most attention.

“It’s more about, you know, where do we get our dry cleaning, where do we get our shoes done, or these kinds of services that I think don’t get highlighted as often as maybe restaurants do, but are really core and essential parts of a community business,” Byun said.

Byun’s own history with Koreatown also makes the neighborhood an especially fitting place to start.

His family immigrated to the South Bay from Korea in 2002, when he was 6. He remembers coming to Koreatown with his parents on the weekends for Korean meals and grocery trips.

Byun still thinks of the neighborhood as a second home for Korean immigrants, while appreciating how its community has grown more diverse.

“I’m just really happy to see it become a really beloved neighborhood,” he said.

The market is also giving back locally. Hats sold at the event will benefit the Koreatown Youth and Community Center, Byun said.

And this may not be a one-time run. If Saturday goes well, organizers hope to bring Friends & Family Flea back to Koreatown on a monthly basis. They also plan to offer discounted vendor fees to Koreatown residents.

“I feel like there was so much opportunity for us to really hone in and create something more hyperlocal and also really embed ourselves in the community as well,” Byun said.

When I lived in the UK, I worked on a BBC television show about birding. It was a strange experience as I couldn’t exactly book guests — “Hello Mr. Sparrow, could you be on location for an interview at 2 p.m.?”

So instead I spent a lot of time with the crew climbing up mountains with a large tripod on my shoulder. Did you know there’s a bird in the Scottish Highlands whose plumage turns white in winter to blend in with the snow? (It’s called a ptarmigan. Don’t pronounce the p.)

But it did mean I was attuned to British bird calls. I could hear something and pronounce solemnly: “Ah yes, that’s a lark. And that one's a chaffinch."

Moving to LA meant learning a new set of bird calls

When I moved to the U.S., however, it was a whole other story. I really didn’t recognize any of the bird calls. They were all so different. I just shrugged and figured they were part of the backdrop. But one day recently, a woman told me about a free app and said it was life-changing. "Hmm, I’ll see about that," I thought.

Merlin bird app

It’s called Merlin, from the Cornell Lab of Ornithology, and it’s kind of like Shazam for bird calls. As in, you click it, and it tells you what bird song you can hear around you. When I opened it in my backyard for the first time, a whole orchestra of bird sounds opened up around me. I admit: it was kind of life-changing.

Of course it first picked up a crow, which I know only too well, given its loud, raucous sound. But then it identified a house finch. Huh. Who knew they were in my backyard? And as I listened closely, I realized … I knew that sound! It’s the first thing I hear when I wake up at dawn, lovely and melodic.

The house finch, awakening the day.

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So now when I open my eyes in the morning, I say, "Good morning, house finch, communing with fellow beings alive on a vibrant California morning!" It kicks off my day, although I guess I’ve been reading too much Mary Oliver.

The backyard birds you're probably hearing right now

But then other birds I didn’t know would pop up on my phone during the day, with names as intriguing as their calls: the spotted towhee, the orange-crowned warbler, or Cassin’s kingbird.

I mean, they do realize they’re in a backyard in Los Angeles, not some estate in Georgian England? My favorite for a while was the dark-eyed junco. Now we’re talking romantic heroes. Imagine him slyly popping across the apple tree limbs to call to you. Dark-Eyed Junco, at your service.

Dark-eyed junco, at your service.

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Cornell Lab of Ornithology | Macaulay Library

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Meet Swinhoe's white-eye, a non-native bird spreading across SoCal

And then there’s Swinhoe’s white-eye. Which sounds a little like an eye ailment, but there you go. It’s a tiny bright yellow bird with a white ring around each eye. So cute! I first noticed them when there were a bazillion of them in a tree outside my house. It was such an unusual sight that I mentioned it to a woman walking her dog, and we stood there, oohing and aahing, until we both realized we’d oohed a little too much, and it was time to go.

Swinhoe's white-eyes are not native to SoCal, but are thriving.

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Cornell Lab of Ornithology | Macaulay Library

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When I researched them, I was surprised to find they’re not native to SoCal. They’re actually pretty new to the area. There were just a handful in Orange County 20 years ago, probably having been brought over from Asia as pets and escaped. And now, they’re thriving and have spread everywhere from Baja to San Luis Obispo. Who knows where they’ll end up next? If anyone sees a chartreuse cutie in New York, let me know. It'll probably be very tired.

Yes, you can see I’ve become slightly annoying with my newfound bird interest. I’ll be asking my family what they want for dinner, and I’ll say, “Wait, is that the spotted towhee?” and turn to my phone, and my teenager will wrest it out of my hand and say, “Mom, be in the present!” Which is right. But my morning serenade as the birds come online one by one and greet the new day — well, that’s as present as you can be.

Walk through the automatic doors at the Carson Library and you’ll see on your left a 1973 painting called "Dominoes" by John Riddle.

Riddle, a prominent Black artist, has worked in the L.A. County Museum of Art and the Brooklyn Museum, and has been collected by Jesse Jackson and Roberta Flack.

Riddle's work was previously owned by the Golden State Mutual Life Insurance Company in West Adams. Over two decades, the company’s art director, William Pajaud, an L.A. artist himself, carefully collected hundreds of pieces of Black art. Each piece in the collection, Pajaud said, would be a chapter telling the story of African Americans in the U.S. The collection included oil paintings, watercolors, and sculptures in clay, wood and metal.

When Golden State Mutual Life Insurance shut down, the company sold most of the best pieces at a private auction in 2007, with some selling for hundreds of thousands of dollars. L.A. County was able to acquire about 120 works, including Riddle's piece.

To keep the works accessible to the public and free of charge, county officials chose four public libraries and three community centers to show the work. Earlier this year, the county arts department created a new website with a map to make them easier to find. The locations include the Golden State Mutual historic building in West Adams, plus:
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Libraries

• Carson Library (Carson)
• A.C. Bilbrew Library (Willowbrook)
• Masao W. Satow Library (Gardena)
• View Park Bebe Moore Campbell Library (View Park/Windsor Hills)
  

Community centers:

• Curtis Tucker Behavioral Health Center Health Services (Inglewood)
• Willowbrook Senior Center Aging and Disabilities (Willowbrook)
• Mark Ridley-Thomas Behavioral Health Center Health Services (on the Martin Luther King, Jr. Medical Campus).

“All of these are county-owned spaces that are available, accessible to the public and to patrons to be able to live with the works, learn about the works, see the works, learn about the works,” said Kristin Sakoda, director of the Los Angeles County Department of Arts and Culture.

Dominoes by John Riddle. The painting was part of the Golden State Mutual Life Insurance collection but is now part of the Los Angeles County Civic Art Collection.

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As you walk past the checkout desk at the Carson Library, toward the teen section, you’ll see another remarkable piece from the county’s holdings. It’s a two-foot-tall sculpture made from one piece of mahogany. It’s called "The Embrace" by artist Elizabeth Catlett, whose work is in the collection of New York’s Museum of Modern Art, among many other institutions. Catlett depicted two people hugging, their faces and bodies fused together, their eyes looking at the viewer.

Detail of El Abrazo (The Embrace) by Elizabeth Catlett.

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In the auction catalogue for the Golden State Collection, Catlett wrote: “I still work figuratively, trying to express emotion through abstract form, color, line, and space. I attempt to reach out to ordinary people who have little or no experience or understanding of art principles, and extend to them what I may feel about a subject."

Ancestral Fragments by Stanley Wilson.

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Meanwhile at A.C. Bilbrew Library, north of Compton, there’s a piece by Charles White, who lived in L.A. County for decades and mentored many artists in the region. His paintings and drawings in the 1960s took on the issues of the Black Civil Rights Movement, and that led well-known Black Americans like Nat King Cole and Eartha Kitt to buy his art.

County officials are hopeful that the communities around these neighborhoods enjoy the art’s benefits, including “mental health, in our education, our youth development, our sense of inclusion and belonging,” Sakoda said.