The Brief

As the wildfires in Los Angeles tear through hillsides, raze neighborhoods and displace residents, it's too early to know how vast the destruction will be when the last of the flames is put out. Initial estimates predict that the costs will be massive. One leading climate scientist, Daniel Swain of UCLA told KQED that the fires could become some of the costliest in U.S. history; as of Monday afternoon, AccuWeather experts said that total losses could cost somewhere from $250 billion to $275 billion.

Those final, unknown costs and eventual payouts coincide with an inflection point in California's home insurance market, the biggest in the U.S., in the age of climate change. Home insurance rates are increasing across the country, but the Golden State has been hit particularly hard as wildfire seasons have become more devastating, amid hotter temperatures and drought-dried vegetation.
Experts and policymakers agree: Climate change is upending the way that homes are insured in the United States. Across the country, what were once "once-in-a-generation" weather catastrophes occur much more frequently. And as insurance companies contend with the sum total of these disasters, those higher costs are passed on to policyholders.

In many respects, California has a uniquely complicated insurance situation. But it's a problem throughout the country: The effects of climate change are coming for people's home insurance bills.

California faces 'an insurance crisis like we've never seen'

Insurance rates in California have been slowly ticking up for years, though climate change isn't the only driving factor, according to Meredith Fowlie, a professor of agricultural and resource economics at UC Berkeley who researches the links between wildfire risk and insurance prices.

Simply put: The costs of doing business are going up, such as increased costs of the construction materials and skilled labor needed to repair and rebuild homes, as well as higher interest rates, she says. That's the case across the country.

In her research, though, it's clear that the worsening wildfire seasons have been a major driving force behind California's market instability. Specifically, the 2017 and 2018 seasons were "particularly devastating, raising concerns about the insurability of catastrophic wildfire risk," according to a study she co-authored, published last June with the National Bureau of Economic Research (NBER).
The massive losses incurred from those fires "wiped out more than a quarter century of cumulative profits for the industry twice over," according to Carolyn Kousky, of the Environmental Defense Fund, who researches climate risk and policy. "So that was a bit of a shake-up for people and a recognition that climate impacts are here and are costly and the risk isn't stabilizing — it's continuing to go up."

A person walks along a fire-ravaged street in the Pacific Palisades on Saturday.

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That coincided with the industry investing more heavily in better analytics and modeling of insurance risk, Fowlie says.

"These newer risk-modeling tools are definitely helping insurers come to terms with what wildfire risk looks like in California and how they'd want to price it in order to ensure that they are ready to pay when claims come in," she says.
The results of all this hit consumers hard, according to the NBER study. Premiums rose, especially in areas where fires had hit or that were otherwise deemed high risk by insurers. Insurers paused writing of new policies or told people their plans wouldn't be renewed; and increasing numbers of people had to resort to California's FAIR Plan, a semiprivate insurance plan of last resort, which has considerably higher premiums and less coverage than traditional plans. (The FAIR Plan covers 1 in 5 homes in the Pacific Palisades, CalMatters reported.)
And since home insurance is a prerequisite for getting and having a mortgage, Fowlie says, it's a particularly pressing issue for those who live in those high-risk ZIP codes, many of whom are struggling to afford the higher insurance rates needed for homeownership.

"California has been suffering from an insurance crisis like we've never seen," California Insurance Commissioner Ricardo Lara says.

Insurance markets across the country are feeling similarly pinched

Shawn Murphy removes drywall at a friend's house after flooding from Hurricane Francine in September 2024.

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California's litany of problems — high premiums, less availability of insurers and increasing numbers of people on insurance plans of last resort — echo across the country, the Environmental Defense Fund's Kousky says. Florida and Louisiana are seeing similar levels of market instability, thanks to worsened hurricane seasons as rising temperatures and sea levels make hurricanes more intense and flooding worse.
Take Florida, where 16 insurer carriers have become insolvent since 2017 and 16 others have stopped writing policies, even though Floridians pay the highest premiums on average in the United States. The state-backed insurer of last resort, Citizens Property Insurance, started getting many more policy holders, NPR reported in 2022.
When Hurricane Ian hit the state in September 2022, many worried that the expensive payouts could be the final straw for many insurance companies. And it was, Central Florida Public Media reported, as Ian proved to be the most expensive storm in Florida history: Over 30 insurance carriers left the state.
Hurricanes and wildfires have been making conditions in Florida, Louisiana and California extreme, but there's a similar trend nationwide, Kousky says. Texas and Colorado had to create state-backed insurance programs because of insurance issues with wildfires, she said, and coastal New Jersey has dealt with rising sea levels that make flooding more likely.

Flames explode as wildfires burn near a shopping center near Broomfield, Colo., on Dec. 30, 2021.

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Across the country, household budgets have been absorbing higher home insurance costs, Fowlie says. Adjusted for inflation, she says, premiums have increased 13% on average since 2020 — though that figure doesn't illustrate how lopsided they have gotten in some parts of the country.

It's something that state insurance commissioners across the country have their eyes on, says Lara, who chairs the climate resiliency committee at the National Association of Insurance Commissioners. And he uses what has happened in California's market as an example of what could happen to others.

"What we've been telling people nationally and in our meetings with other insurance commissioners is do not wait until California comes to a theater near you and you're getting insurance companies to either restrict their portfolios in the state or leaving the state," he says.

Firefighters from an Oregon strike team survey damage Sunday at a Sunset Boulevard home leveled by the Palisades Fire.

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The L.A. fires come as insurers are poised to come back to California

In the near future, insurance rates in California are expected to spike — but not necessarily because of the fires. At the end of 2024, the California Department of Insurance passed long-anticipated regulations in an attempt to increase access to insurance.

There are many parts to the new regulations, but chief among them is something that insurance companies had asked from state regulators for years: being able to base rates on forward-looking models of climate risk in the state, without needing to cite historical data. In exchange, the companies committed to writing more policies in high-wildfire-risk areas and factoring in any fire-mitigation efforts into lowering those rates.
"Those were concessions to the insurance industry to create an environment that they feel more comfortable doing business in," says Amy Bach, executive director of United Policyholders, a nonprofit group that advocates for people with insurance policies.\

Like other experts, she expects this to increase rates in the short term as insurers adjust their prices. But it's unclear whether this latest batch of wildfires will upend these efforts to stabilize the market, she says.
Lara, though, is optimistic that the market will improve within a year but acknowledges that "this fire complicates an already complicated situation."

It's a test case of whether policy reform can meet climate challenges

These rules don't just have implications for California — Lara hopes that these new reforms can be a road map for other states that are trying to adjust for climate change's effects on homeownership. "If we're going to have a solvent insurance market in the country, insurance can no longer be an afterthought in the national and global conversations around climate change. Insurance has to be at the forefront."

But if the past few years have demonstrated anything, it's that traditional insurance models have had trouble accounting for the "known unknown" risks that climate change poses, the Environmental Defense Fund's Kousky says, making it difficult to provide coverage affordably.
"I think the big question now, after what we're seeing in the L.A. region, is, you know, how far can regulatory changes go in helping maintain insurability in this environment of really catastrophic wildfire risk?" she says.

What has become clear, though, is that it's a problem that U.S. homeowners are not going to be able to ignore.
"It's the one place where I feel lots of Americans are seeing the costs of climate hit their pocketbooks," she says. "And it's like a kitchen table economics problem now. And yet it's directly related to what we've been doing with the climate. And I think it's maybe one of the first places that lots of people are grappling with that."

Copyright 2025 NPR

The Trump administration has removed Martin Luther King Jr. Day and Juneteenth from next year's calendar of entrance fee-free days for national parks and added President Trump's birthday to the list, according to the National Park Service, as the administration continues to push back against a reckoning of the country's racist history on federal lands.

In addition to Trump's birthday — which coincides with Flag Day (June 14) — the updated calendar of fee-free dates includes the 110th anniversary of the NPS (August 25), Constitution Day (September 17) and President Teddy Roosevelt's birthday (October 27). The changes will take effect starting January 1.

Non-U.S. residents will still be required to pay entrance fees on those dates under the new "America-first pricing" policy. At 11 of some of the country's most popular national parks, international visitors will be charged an extra $100, on top of the standard entrance fee, and the annual pass for non-residents will go up to $250. The annual pass for residents will be $80.

The move follows a July executive order from the White House that called to increase fees applied to non-American visitors to national parks and grant citizens and residents "preferential treatment with respect to any remaining recreational access rules, including permitting or lottery rules."

The Department of the Interior, which oversees NPS, called the new fee-exempted dates "patriotic fee-free days," in an announcement that lauded the changes as "Trump's commitment to making national parks more accessible, more affordable and more efficient for the American people."

The Interior Department did not immediately respond to NPR's request for comment.

Secretary of the Interior Doug Burgum said in a statement: "These policies ensure that U.S. taxpayers, who already support the National Park System, continue to enjoy affordable access, while international visitors contribute their fair share to maintaining and improving our parks for future generations."

The new calendar follows the Trump administration's previous moves to reshape U.S. history by asking patrons of national parks to flag any signs at sites deemed to cast a negative light on past or living Americans.
Copyright 2025 NPR

If you found out your neighbor had a past criminal conviction, your knee-jerk reaction might be that you’d want them relocated.

But what if that person committed a burglary in their late teens, served years in state prison, turned their life around, and now mentors at-risk youth?

Do the details matter? Researchers found that they do.

A new poll by Goodwin Simon Strategic Research examines California voters’ attitudes toward due process for immigrants with criminal convictions during the Trump administration’s nationwide crackdown on unauthorized immigration. The survey also examined support for how tax dollars are spent and Californians’ views on the state’s sanctuary policies.

It found bipartisan support for ensuring that immigrants facing deportation receive due process, including ones with criminal records.

“This survey shows that there’s clear concern about the current administration’s approach to immigration enforcement,” said Sara Knight, a research director at Goodwin Simon Strategic Research. “I’m not surprised by the results, but I am heartened to see how strong the support for due process is and the growing frustration with treating people inhumanely in our immigration system.”

President Donald Trump campaigned on the promise of mass deportations that targeted criminals, among other things, and he has made good on that. Immigration and Customs Enforcement agents have arrested more than 160,608 noncitizens nationwide with criminal convictions or pending charges, since his inauguration.

The Trump administration has sought to expand the use of “expedited removal,” which allows immigration officers to remove certain non-citizens, like those convicted of crimes, from the United States without a hearing before an immigration judge.

Researchers say this latest poll by Goodwin Simon Strategic Research, released to CalMatters this week, also reflects waning support, even among a small majority of Republicans for the harshest immigration enforcement practices. It showed 84% of Democrats, 61% of independents, and 54% of Republicans agreed that “even if someone does have a record, they deserve due process and the chance to have their case heard by a judge before being deported.”

The poll was commissioned by the Immigrant Legal Resource Center and the National Day Laborer Organizing Network, both pro-immigrant organizations. Goodwin Simon Strategic Research describes itself on its website as an “independent opinion research firm.” Researchers wrote the survey questions and polled more than 1,200 self-identified voters. Knight said the partisan divide among those polled mirrored the party-affiliation split in the electorate. The margin of error was 3 points.

Some other recent polls echo similar conclusions released in recent weeks, including one released last week by UC Berkeley’s Possibility Lab that found one-third of Latino voters who supported Trump now regret their choice. Another public opinion poll by the nonpartisan research firm Public Policy Institute of California found 71% of Californians surveyed said they disapproved of the job ICE is doing. And, a CNN exit poll after the Proposition 50 redistricting election on Nov. 4 found that about three-quarters of California voters said they’re dissatisfied with or angry about the way things are going in the U.S., and 6 in 10 said the Trump administration’s actions on immigration enforcement have gone too far.

Tricia McLaughlin, an assistant secretary at the Department of Homeland Security, pointed to other recent national polls to argue the public supports Trump’s immigration policies.

“President Trump and (Homeland Security) Secretary (Kristi) Noem are delivering on the American people’s mandate to deport illegal aliens, and the latest polls show that support for the America First agenda has not wavered — including a New York Times poll that nearly 8 in 10 Americans support deporting illegal aliens with criminal records,” McLaughlin said in a written statement.

“The American people, the law, and common sense are on our side, and we will not stop until law and order is restored after Biden’s open border chaos flooded our country with the worst of the worst criminal illegal aliens,” she continued.

From prison to ICE

In the more recent Goodwin Simon Strategic Research poll, 61% of voters surveyed said they want California’s prison system to stop directly handing immigrants over to Immigration and Customs Enforcement for deportation.

The state’s sanctuary law does not apply to immigrants who have been convicted of serious crimes. State prisons have transferred to ICE more than 9,500 people with criminal records since Gov. Gavin Newsom took office in 2019, according to data released to CalMatters. So far in 2025, ICE has picked up 1,217 inmates directly from the California Department of Corrections and Rehabilitation, the data shows.

The corrections department also provides ICE with information that helps the agency locate, arrest, and deport people who are not directly transferred. CalMatters obtained and reviewed more than 27,000 pages of emails between state prison employees and ICE. The emails show prison employees regularly communicate with ICE about individuals in state custody, including U.S. citizens. They often share personal details about their families, visitors, and phone calls. Often, these family members have no criminal records and are U.S. citizens

Newsom, U.S. Senator Alex Padilla, and Speaker Robert Rivas have all denounced ICE’s broader deportation efforts. But all three have also indicated some level of support for having federal immigration officials remove noncitizens with prior convictions for violent crimes from the community.

The governor has stated he would veto legislation that seeks to restrict the state prison system’s ability to coordinate with federal immigration authorities for the deportation of felons.

‘We may be deporting the wrong people’

Goodwin Simon researchers found that voters’ opinions change when they find out more details about the personal circumstances of a noncitizen with a past criminal conviction, even for violent crime. Pollsters gave two narratives to voters.

One was about a man who was brought to the United States from Mexico as a child. He got into a fight in his early 20s that left someone injured. The man was sentenced to seven years in state prison, where he turned his life around by taking college classes and helping other inmates get their high school diplomas. When he got out of prison, he was deported to Mexico before an immigration judge could decide on his case.

The other narrative was about a person closely connected to a man whose family fled genocide in Cambodia when he was a baby. In the U.S., the man was the lookout for a robbery when he was a teenager and served 30 years in state prison. Upon his release, prison officials turned him over to ICE.

“We may be deporting the wrong people. Although this last person did commit a crime, he has served his time and is now a valuable member of society, so it would be hard to say for sure if a person ever committed a crime deserves to be sent back. That is why the due process is important,” one Republican voter from Sacramento responded to the poll. She shifted her opinion from the view that people with past criminal convictions should be automatically deported to favoring a judge reviewing each individual case after hearing the narratives.

After voters reviewed both pro- and anti-messaging and the two stories, support for having an immigration judge review individual cases before deportation increased from 84% to 90% among Democrats; from 61% to 74% among independents, but it dropped from 54% to 51% among Republicans. Central Coast voters and Republican women voters increased support for due process by 9 points after hearing the stories.

The European Union has announced a fine of $140 million against Elon Musk's X, the social media platform formerly known as Twitter, for several failures to comply with rules governing large digital platforms. A European Commission spokesperson said the fine against X's holding company was due to the platform's misleading use of a blue check mark to identify verified users, a poorly functioning advertising repository, and a failure to provide effective data access for researchers.

Europe's preference had not been to fine X, said the spokesperson, Thomas Regnier, as he drew a contrast with the Chinese-owned platform TikTok. Regnier announced Friday that TikTok had separately offered concessions that would allow it to avoid such penalties.

"If you engage constructively with the Commission, we settle cases," Regnier said at a press conference in Brussels. "If you do not, we take action."

The possibility that X would face financial penalties in Europe had drawn significant political fire, not only from Musk but also from others in Washington, D.C., over the past two years since the European Commission began its investigation.

"Rumors swirling that the EU commission will fine X hundreds of millions of dollars for not engaging in censorship," Vice President J.D. Vance wrote on X on Thursday. "The EU should be supporting free speech, not attacking American companies over garbage."

In July 2024, in a set of preliminary findings, the European Commission formally accused X — which serves more than 100 million users within the EU — of several violations. These included its failure to meet transparency mandates, obstructing researchers' access to data and misleading users by converting the blue verification badge into a paid subscription feature.

Musk has long stated his intention to legally challenge any EU sanctions, rather than make concessions to resolve the investigation.

Nonetheless, the company could have faced far higher financial penalties, with European authorities able under new legislation — known as the Digital Services Act — to fine offenders 6% of their worldwide annual revenue, which in this case could have included several other of Musk's companies, including SpaceX.

The fine announcement follows months of accusations from activists and trade experts that authorities in Brussels were deliberately easing up on enforcement to appease U.S. President Donald Trump. Musk was a prominent supporter of Trump's campaign and spent several months this past spring serving as an administration adviser and the public face of the Department of Government Efficiency initiative.

The willingness to take on Musk's business empire could serve as a critical test of the EU's determination, especially in light of Trump's previous threats of tariffs over the bloc's fines against U.S. technology giants.

The confrontation highlights a growing division over the concept of digital sovereignty, which has transformed long-standing allies into competitors as Europe strives to establish itself as the global authority for digital regulation, and the Trump administration pushes back against perceived curbs on U.S. companies' profits and freedom of expression.

So, experts warn, this direct punitive action against Musk's businesses carries the risk of U.S. retaliation, even though the EU remains heavily dependent on American technology for a range of sectors.

The United States is already leveraging some of these concerns about free speech as grounds for denying U.S. visas to certain individuals.

The Trump administration also has consistently argued that the EU unfairly targets U.S. technology companies with severe financial penalties and burdensome regulations, equating these measures to tariffs that justify trade retaliation. Just last week, U.S. Commerce Secretary Howard Lutnick stated that the EU must revise its digital regulations to secure a deal aimed at reducing steel and aluminum tariffs.

The Commission denied again Friday any connection between the trade negotiations with the U.S. and the implementation of its technology rulebooks, any targeting of American firms or any kind of infringement on freedom of expression.

"Our digital legislation has nothing to do with censorship," said Commission spokesperson Regnier. "We adopt the final decision, not targeting anyone, not targeting any company, not targeting any jurisdictions based on their color or their country of origin."

Despite the Trump administration's pressure, the EU has proceeded with the enforcement of its digital antitrust rules, recently imposing fines of $584 million on Apple Inc. and $233 million on Meta Platforms Inc.

It also has issued substantial penalties against other corporations, including over $8 billion total in fines against Alphabet Inc.'s Google over several years and a separate directive for Apple to repay €13 billion in back taxes to Ireland for providing unfair state aid.

Other potentially more serious concerns about X's management of illegal content, election-related misinformation and the utilization of Community Notes have not yet progressed to the preliminary stage in a separate investigation by the European Commission.

It’s only been a month since the federal government shutdown caused the 5.5 million Californians who use CalFresh — the state’s version of the Supplemental Nutrition Assistance Program — to see their payments delayed.

And although payments of SNAP (formerly referred to as food stamps) have restarted, another holiday season is around the corner, putting extra strain on folks who are food insecure in the Bay Area.

One positive development: The CalFresh Fruit and Vegetable EBT Program — a state program offering SNAP recipients up to $60 of free produce each month — has restarted as of November.

The program, which first launched in 2023, is dependent on state-allocated annual funds that are spent until they’re used up, and the 2024 cycle ran out for CalFresh users back in January of this year.

But this year, the program has received an injection of $36 million, which is projected to last until summer 2026.

In previous years, the CalFresh Fruit and Vegetable EBT Program has made “a real, real difference to so many families,” before its funds were used up, said Assemblymember Alex Lee (D-San José), who chairs the state Legislature’s Human Services Committee with oversight of CalFresh policy.

But despite that, he said, “still only a small percentage of all CalFresh-eligible families are using it.”

While only six stores in the Bay Area are participating in the program right now — almost all of them in the South Bay — anyone receiving CalFresh benefits can automatically receive $60 worth of fresh produce each month if they’re able to reach one of these locations.

Keep reading for how the CalFresh Fruit and Vegetable EBT Program works, where it’s available and how to redeem your money in-store.

And if you don’t need this information yourself right now, consider sharing it with someone else who might: “One in five Californians suffer from food insecurity,” Lee said. “So statistically speaking, you are, or you know someone who is struggling with food.”

Can anyone on CalFresh use the CalFresh Fruit and Vegetable EBT Program?

Yes: If you receive any CalFresh (SNAP) benefits, you have automatic access to the CalFresh Fruit and Vegetable EBT Program at participating stores (see below).

You don’t need to apply for anything, as your EBT card itself is your proof of eligibility.

Can I use the CalFresh Fruit and Vegetable EBT Program in any store that accepts EBT?

No: You’ll need to visit one of the specific stores participating in the program.

In the Bay Area, almost all of these stores are in Santa Clara County:

• Santa Fe Foods, 860 White Road, San José
• Arteaga’s Food Center, 204 Willow St., San José
• Arteaga’s Food Center, 1003 Lincoln Ave., San José
• Arteaga’s Food Center, 2620 Alum Rock Ave., San José
• Arteaga’s Food Center, 6906 Automall Pkwy., Gilroy

In Alameda County, you can use the program at:

• Santa Fe Foods, 7356 Thornton Ave., Newark

There are also participating stores in Monterey and Salinas counties, and several in the Los Angeles area. See a full list of grocery stores participating in the CalFresh Fruit and Vegetable EBT Program.

How do I use the CalFresh Fruit and Vegetable EBT Program in the store?

First, make sure you’re in one of the stores participating in the program — mistakes can happen — and that you’ve brought your EBT card with you.

Next, do your shopping as normal, and pick up fresh fruits and vegetables as part of your trip. You don’t have to separate the produce or pay for it in a different transaction.

At the register, tell the cashier you’d like to use your EBT card to pay for your shopping, like you usually would. When it comes to the fresh fruits and vegetables in your cart, you’ll initially see the costs of those particular items come off your EBT funds — but then those funds will be immediately returned, making that produce effectively free at the register.

Another way of seeing it: If your cart amounts to $15 of EBT-eligible food, including $5 of produce, you’ll initially see $15 debited from your card on the screen — but then you’ll see the instant rebate of $5 for your produce, meaning your final receipt will only be $10.

“People don’t have to enroll and do anything different; they don’t have to keep track of some paper coupon or some other card,” said Eli Zigas, executive director of Fullwell: the Bay Area nonprofit advocacy organization partnering with the state to administer the program this year.

“It’s all built into the EBT card at the participating locations,” he said.

And while you can get these instant rebates for up to $60 worth of produce each month, remember: You don’t have to “spend” that $60 up in one transaction. Your EBT will automatically keep track of your produce purchases and just stop issuing the instant rebates once you’ve hit that $60 cap for the month.

Does the amount of produce I can buy using the CalFresh Fruit and Vegetable EBT Program depend on how much I’m receiving in CalFresh benefits?

No: Every CalFresh household can get up to $60 of free fresh fruits and vegetables with their EBT card, regardless of the amount of benefits they receive. It’s a flat amount for all SNAP users in the state.

My EBT balance is at $0 right now. Can I still use the CalFresh Fruit and Vegetable EBT Program?

No: To get the instant rebate on money spent on fresh fruit and vegetables, you’ll first need to actually spend those funds using your EBT card — even though you’ll immediately get the money back onto that card.

If you don’t have any money on your EBT card available, you’ll have to wait until your CalFresh funds are reloaded next month to be able to use the program again. But remember that if your EBT funds are running low, you can still spend a smaller amount — or whatever’s available on your card — on fresh fruit and vegetables and receive the money back instantly, until you’ve maxed out that $60-per-month cap.

Is there a deadline to use the CalFresh Fruit and Vegetable EBT Program?

The $36 million approved in the most recent state budget by the California legislature and Gov. Gavin Newsom for the CalFresh Fruit and Vegetable EBT Program “is three and a half times more money than this program has ever had previously for an annual cycle,” Zigas said.

In previous years, Lee said, the funding would last for different periods “because the program was so wildly successful and oversubscribed that it would run out for a while.”

So what about 2026? “We estimate, based on previous usage, that the program will have funds to run through the summer,” Zigas said.

But after summer arrives, Zigas said, “it’s all going to depend on what the usage is, and whether there’s renewed funding.” So while you still have many months to try the program, you shouldn’t wait too long — not least because each month that passes will bring another $60 for you to spend on produce.

In the wake of the SNAP delays caused by the government shutdown, “I think people have seen recently more than ever before how important CalFresh is and how much people are struggling to put food on the table,” Zigas said. “We would love to see this program not only operate continuously all year long without interruption, but also expand — because it’s a limited number of grocery stores right now offering this program, and it could be so much bigger.”

Is the CalFresh Fruit and Vegetable EBT Program the same as Market Match, and can I use both?

Market Match is a statewide program that distributes funds to farmers’ markets across California, allowing people using CalFresh to “match” an amount of their choosing from their EBT card at the market with tokens to spend at that location — essentially doubling their funds.

Market Match is a separate state program from the CalFresh Fruit and Vegetable EBT Program, but people on CalFresh can use both programs.

Learn more about the Market Match program, and watch KQED’s video on how to use your EBT card at your local market.

Why does the CalFresh Fruit and Vegetable EBT Program focus on fresh produce specifically?

The program’s focus on fresh fruit and vegetables “is recognizing that CalFresh benefits, as good as they are, are often insufficient for people to afford the food that they want for their families,” Zigas said.

This is especially true of fresh fruits and vegetables, he said, “which are harder to justify buying when you have less income because they’re not shelf stable, and you don’t know if your kids are necessarily going to like them.

“People would like to buy fresh fruits and vegetables, and often just don’t feel like they can make that choice — or afford it,” he said.