According to the Center for Responsible Lending, 2.4 million U.S. citizens, including hundreds of thousands of Californians, can't afford payments on their sub-prime loans and risk foreclosures on their property. Congressional Democrats have proposed a plan to give hundreds of millions of dollars to nonprofit organizations to assist borrowers with their debts. Larry talks to callers about the potential benefits and drawbacks of this plan, and whether it is an appropriate use of our tax money.