The Brief

The U.S. Department of Veterans Affairs, as of Thursday, has ended a new mortgage-rescue program that so far has helped about 20,000 veterans avoid foreclosure and keep their homes.

The move leaves millions of military veterans with far worse options than most other American homeowners if they run into trouble paying their home loans. And it comes at a time when nearly 90,000 VA loans are seriously past due, with 33,000 of those already in the foreclosure process, according to the data and analytics firm ICE.

At issue is the VA Servicing Purchase program, or VASP. It was put in place during the Biden administration after missteps by the VA left homeowners with no affordable way to catch up on their VA-backed home loans if they fell behind. VASP rolls the homeowners' missed payments into a new, low-interest rate loan that the VA then owns outright. With today's higher mortgage rates of around 7%, it is often the only affordable option for homeowners with VA loans.

But Republicans in Congress have been critical of the VA Servicing Purchase
program, saying it puts too much taxpayer money at risk. In a statement this week to NPR, the VA said, "[As of May 1,] the program, which was unilaterally created by the Biden Administration and lacks congressional authority, will stop accepting new enrollees."

Mortgage industry groups, housing advocates and veterans organizations have been warning the VA that shutting down VASP without replacing it with something else first would result in large numbers of veterans losing their homes, many of whom are in this financial peril because of the VA's own mistakes.

"With the expiration of VASP, tens of thousands of Veterans and their families are now at significant risk of losing their homes," said Mike Calhoun, president of the nonprofit Center for Responsible Lending, a nonpartisan organization that advocates for the financial rights of underserved communities, including veterans.

His group is urging Congress to quickly pass legislation to create a new program to fill the gap, and he said, "VA should extend VASP until this program is up and running."

Thousands of vets left stranded, again

Thousands of veterans were left facing foreclosure two years ago after the VA abruptly canceled a key part of a pandemic-era mortgage relief program that allowed veterans to skip mortgage payments if they had trouble paying. When an NPR investigation first uncovered the VA's move in late 2023, there were about 40,000 vets in danger of losing their homes.

Kevin Conlon is one of them.

Conlon and his wife, Jenny, live in upstate New York, not far from where he was stationed with the Army at Fort Drum. After his two combat tours in Iraq, about 12 years ago the couple had a young kid and were struggling to pay rent and save money. Getting a VA loan meant that they could buy a house with no down payment. And they've been there ever since.

"That's the longest I've been in one place," said Conlon.

"Without the VA loan, there was no way that we could have afforded to buy a house," his wife added.

Kevin Conlon and his wife, Jenny, at their home in upstate New York. The couple have owned the house for 12 years and don't know where they would go if they lose it.

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The VA home loan has long been a bedrock benefit of the GI Bill, giving vets a leg up into the middle class.

But all that came unraveled for tens of thousands of vets like Conlon who were on what's known as a mortgage forbearance. It was supposed to help them during a time of financial hardship by pausing their monthly payments and then giving them an affordable way to start paying again and get current. After NPR reported that the VA had shut down the only affordable option for veterans to do that, the VA responded by halting foreclosures for a full year while it rolled out its VASP rescue plan.

While they've been waiting to get into VASP, the Conlons have been told not to make payments, so they've been falling further and further behind, and they say their family has nowhere to go if they lose this house.

"I joined right after Sept. 11th," said Conlon, who grew up in Queens, N.Y., and was in Manhattan the day of the attacks.

Conlon's wounds from his time in Iraq aren't visible, but they've taken years to heal. During his two combat tours, roadside bombs hit his convoys repeatedly and left him with traumatic brain injuries. On the second tour, his best friend died when he hugged a suicide bomber to the ground, giving his life to protect his friends. The trauma and survivor's guilt wounded Conlon, he says, as bad as the blast injuries. He struggled with PTSD and thoughts of suicide for more than a decade before finally getting to a stable, healthy place.

"I was willing to die for what I believed in. And for someone [to] ... take away the home that my family lives in? Like we've paid enough, we've really paid enough," he said.

Referring to the VA winding down VASP, VA spokesman Pete Kasperowicz told NPR, "This change is necessary because VA is not set up or intended to be a mortgage loan restructuring service."

Republicans have their own plan, but it's not in place yet 

Republican critics in Congress don't like that VASP buys the rescued loans from the mortgage industry and then holds the loans on the VA's own books. They say the VA would lose too much money if the homeowners fall behind again.

"The Trump administration rightfully put an end to VA's VASP program," said a joint statement from Rep. Mike Bost, an Illinois Republican and chairman of the House Committee on Veterans' Affairs, and Rep. Derrick Van Orden, a Wisconsin Republican, when VA announced its plan to end VASP.

Van Orden has sponsored a bill to replace VASP with what's known as a "partial claim" program that experts say would help vets struggling to keep their homes by moving their missed payments to the back of their loan term so they would pay them back down the road.

But between VASP ending and Van Orden's bill possibly becoming law is a chasm that could swallow thousands of VA home loans.

Republican Rep. Derrick Van Orden of Wisconsin arrives at the U.S. Capitol in 2023.

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"Veteran borrowers will face otherwise preventable foreclosures, which harm the government through increased payouts as well as harm Veteran homeowners," warned the nonprofit National Consumer Law Center and the Center for Responsible lending in a letter to Congress last month.

"Without VASP or immediate access to alternative policy tools that provide relief … many of these homeowners will be forced to sell their homes and move or face foreclosure," the letter said.

In the wake of the move by the VA, Democrats and Republicans in Congress both say they want to pass legislation to give veterans with VA loans better options for avoiding foreclosure. But it's unclear how long that will take.

In the meantime, veterans behind on their mortgages have far worse options than most other Americans who have loans backed by Fannie Mae, Freddie Mac or the Federal Housing Administration. Those entities all have loss mitigation options that allow homeowners to catch up on missed payments without being forced into a new modified loan at today's high interest rates.

Vets left in limbo and disbelief

For their part, veterans interviewed by NPR feel like the VA has now repeatedly stranded them by first offering them a lifeline and then cutting the rope once they grabbed hold.

"I feel let down and deceived," said Samuel McCrary, a Marine Corps vet with three young kids in Loganville, Ga. The new VASP program looked like it was going to save his house, but now the VA has ended new enrollments in it and he says his mortgage company can only tell him his application for VASP is "pending."

"I believe that we are going to lose the house," McCrary said. "Losing my house and having to go rent — it makes me sick to my stomach to think about."

Even veterans who have made it into the VASP program aren't sure if they'll be OK. That's because many of those vets are in a VASP three-month trial payment period. The VA says vets who have entered that process can continue it through August, "subject to VA's determination that funds remain available for VASP."

The VA did not respond to NPR's request for information about how much funding is available or how many more veterans in these trial periods will in fact be placed into affordable VASP loans.

Veterans also tell NPR they feel like they're scapegoated and paying the price for the VA's mistakes.

At a recent House Veterans' Affairs Subcommittee hearing, Rep. Van Orden criticized VASP this way:

"I understand the whole developmental process of this, and it was moronic," Van Orden said. "It gets rid of a bum loan, and it passes it off to the American taxpayers."

That comment did not sit well with fellow Iraq veteran Conlon and his wife, Jenny.

"That's a hell of a thing to say about his brothers and sisters," said Conlon.

Iraq war veteran Kevin Conlon is among tens of thousands of veterans left facing foreclosure because of a debacle in the VA home loan program.

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"That was so hurtful because these are not bum loans, and they're making the veterans and their families out to sound like irresponsible people," his wife added.

The couple says Kevin took the forbearance so he could get treatment for PTSD.  "That's why we needed it, so he could go inpatient at a veterans program," Jenny said.

The Conlons say they followed the VA's instructions and then got stuck when the VA shut off part of its forbearance program in 2022. Then they followed the VA's instructions again by applying for the new rescue program, VASP. And the VA now says it's shutting that off. Their mortgage company tells them they are enrolled in the VASP trial payment plan, but it's unclear whether the VA will determine it has funding to help all the veterans on those trial plans with permanent new VASP loans.

"The level of just mistrust I have — I mean, I get they're trying to cut spending and all that, but it's like, how do you justify cutting something that is to help the vets who were basically put in this position because of you?" Conlon said.

NPR asked the VA if it's concerned about veterans losing their homes after it shuts down VASP with no replacement ready yet. A VA spokesman has not answered that question but at one point referred our reporters to Congress.

NPR asked the Republican House VA committee leadership the same question; that office referred our reporters back to the VA.
Copyright 2025 NPR

A portion of Sunset Boulevard reopened overnight after LADWP crews finished repairing a water main break in West Hollywood that shut down the area for more than a week.

The water trunk line broke more than a week ago on Thursday, July 16, flooding streets and opening a sinkhole on Sunset Boulevard. LADWP says crews will need to return in the coming weeks to complete permanent paving and other work.

LADWP also said it's accelerating the installation of a new trunk line to replace the 110-year-old pipe. The infrastructure project, which was originally scheduled to begin installation in 2031, is currently “60% designed” and will take approximately four years to complete.

How to get help

Those affected by the water main break can file damage claims with LADWP.

West Hollywood contact info:

• Residents should email safety@weho.org
• Businesses can contact business@weho.org

This story first appeared on The LA Local.

Armed with flashlights, dozens of community members stepped into the darkened Westlake Theatre on Thursday, sidestepping puddles and broken glass as they imagined what the century-old movie palace could become.

Inside, much of the theater looks frozen in time. Dust coats the staircases leading to the balcony, while rows of worn seats still face the stage beneath peeling painted ceilings and decorative plasterwork. Above the auditorium, a faded Anthony Heinsbergen mural offers a glimpse of the theater’s past.

Los Angeles nonprofit theater company Strindberg Laboratory hopes to change that.

The organization wants to purchase the historic Westlake Theatre and transform it into a community arts and nonprofit hub. Their proposal calls for preserving the space while adapting it into a shared civic center that could host live performances, film screenings, neighborhood council meetings, lectures, arts workshops and office space for community organizations.

The effort is in its early stages.

The building has not been purchased, no major funding has been secured and organizers say community input will help determine what the project ultimately becomes before fundraising begins. The group’s proposal estimates acquiring and restoring the theater would cost between $6 – $8 million.

“This is just the first gathering,” Michael Bierman, founder of Strindberg Laboratory, told The LA Local. “It’s not an exclusive club. We welcome everybody and anybody. Everybody has something to input in their community.”

Bierman wants to create a coalition to see the project come to life. Several organizations have already expressed interest, he said, and about 50 people attended Thursday’s tour, including representatives from the Koreatown Youth and Community Center, Homies Unidos, LA Commons, the Los Angeles Historic Theatre Foundation, Central City Neighborhood Partners and other community groups.

The Westlake Theatre opened in 1926 as a 1,949-seat vaudeville and movie palace overlooking MacArthur Park, according to the Los Angeles Historic Theatre Foundation. It operated as a movie theater until 1991, when it closed and was converted into an indoor swap meet. The city’s Community Redevelopment Agency bought the property in 2008 with plans to restore it as a live entertainment venue, but those plans stalled after the agency was dissolved in 2012.

In 2018, the property was sold to 634 Alvarado LLP, an entity controlled by Jamison Properties and today, the ground floor houses a swap meet with small businesses, including clothing vendors, tailors and a barbershop, while the historic auditorium remains unused.

Bierman said the next step is forming a steering committee before seeking philanthropic, local, state and federal funding. If organizers can secure enough partners and financing, he hopes the coalition can purchase the theater by winter. Restoring the building, he said, would likely take several years.

An interior view of the historic Westlake Theatre, which has been closed for at least three decades. The space is vacant on July 23, 2026.

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What neighbors want to see

For many who attended Thursday’s tour, the proposal was also personal.

Aurora Corona, a former Pico Union Neighborhood Council member, remembers visiting the theater as a child.

“It just brings back memories of the glory of the way it was,” Corona said. “The history is here. So for me, revitalizing and bringing back to what it was is like a dream.”

She said she hopes the restored theater could host performances, international films, festivals and local artists while reflecting the surrounding community.

Sara Zapata Mijares arrived in the Westlake neighborhood from Yucatán in 1969, when she was 17 years old. She remembers when MacArthur Park served as a gathering place for families in the neighborhood.

“This used to be a park where my dad and I used to come and have picnics and he would play ballgaming here with a lot of families,” she said. “I remember coming to the park and coming to watch movies here.”

Zapata Mijares said reviving the theater could also help nearby businesses. Visitors to the nearby Mexican Consulate, she said, could help boost the local economy if they stayed in the neighborhood to shop or eat after their appointments.

The idea to transform the theater into a community hub grew out of Strindberg Laboratory’s own search for a permanent home after rising rental costs made it increasingly difficult to continue working out of the Frida Kahlo Theater. But after touring the three-story building, Bierman realized the space was too large for a single organization.

“We dreamed of a community public space that also is a hub for culture and arts and theater and films and education and newspaper and all those things that every single community needs,” Bierman said.

What happens to the swap meet?

The effort faces practical questions beyond raising millions of dollars. The proposal would have to address the future of the businesses already operating inside the building.

Sofía García, who has sold clothing inside the swap meet for about a year, said she hopes a restoration would bring customers back to the space.

“That would be good because it would improve the atmosphere here,” García said in Spanish. “By improving the theater, there would be more people and therefore more sales.”

García estimated her sales fell sharply after parking was removed outside the building and nearby street construction made it difficult for customers to visit her business.

Bierman acknowledged that vendors will have to be part of the conversation if the project moves forward.

“They are part of the community,” he said. “We’re not going to just come in and take over and boot them out. We need to talk to them and see what they want.”

Jesús Sosa Guerra, who recently opened a tailoring business inside the swap meet, said he supports the proposal but worries existing tenants could be displaced.

“It wouldn’t be good to sideline small businesses, because we all need to hustle to make ends meet,” he said in Spanish.

Preservation advocates see the project as an opportunity to restore a historic landmark while creating badly needed public space in a neighborhood with few gathering places.

“This city is filled with talented people who are lacking one very fundamental thing, which is a place to show what they’re capable of and to make connections,” said Kim Cooper, co-founder of Esotouric, a walking tour that explores various neighborhoods around the city.

Cooper said the space could be opened up to people who have bands and want to perform, to book events, to readings, to poetry slams, to any kind of number of things.

“You could have spelling bees, like anything. You could just have a neighborhood potluck. You could have fruit exchanges. I don’t know. I mean, the neighborhood will tell you what they want to do,” she said.

Cooper’s partner, Richard Schave called Bierman’s proposal “an opportunity for a neighborhood that has had perhaps the worst succession of public policy decisions made about it to finally have one decent public policy decision made about it.”

SAN DIEGO — Josiane Valsaint has lived and worked legally in the U.S. since 2010. But she and hundreds of thousands of other Haitian nationals are set to lose their legal status as soon as Monday, opening the door for federal immigration agents to round them up for deportation.

The question that sends tears streaming down Valsaint's face is: If that happens, what will happen to her 10- and 12-year-old children, born in San Diego, who attend public school here?

"Who's going to take care of my kiddos?" she asked. "They're not adults yet. They were born here." Taking them to Haiti, much of which is now controlled by heavily armed gangs, is not an option, she said.

The Supreme Court last month allowed the Trump administration to kick 350,000 Haitians and 6,000 Syrians out of the Temporary Protected Status program that has allowed them to live and work in the U.S. because of unsafe conditions in their countries. There are many uncertainties now agonizing these communities, including how aggressively immigration agents — who have their addresses — will seek to detain them, and what will happen to their children, many of whom are U.S. citizens.

Guerline Jozef is executive director of the Haitian Bridge Alliance, a San Diego-based nonprofit that supports Haitian immigrants. She said if the government begins rounding up Haitians whose Temporary Protected Status has been revoked, family separations are likely because most parents can't fathom taking their children back to a country largely controlled by armed gangs.

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By one Princeton researcher's estimate, there are 50,000 children who've been born in the U.S. to Haitian parents with TPS. The loss of those protections means a large new population of mixed-status families are vulnerable to being split apart by the Trump administration's mass deportation drive.

In deciding to strip Haitians of their temporary legal status, the Trump administration has said it's no longer justified because "conditions in Haiti have improved sufficiently to support the return of Haitian nationals' safely. It's also said allowing Haitian migrants to remain is "contrary to the U.S. national interest."

Haitian migrants and advocacy groups have disputed those conclusions. In fact, they say, Haiti is more dangerous now than when the Obama administration first granted TPS to Haitians after the 2010 earthquake that killed hundreds of thousands of people. Haiti's president was assassinated in 2021. Today, armed gangs control vast swaths of the island nation's territory, infrastructure and economy, and restrict the movement of citizens.

Almost invariably, Haitian TPS holders say taking their children there is unfathomable.

"They cannot take those children back to Haiti," said Guerline Jozef, executive director of the San Diego-based Haitian Bridge Alliance, which advocates for Haitian immigrants. "Not because Haiti is not beautiful. Not because there's no hope. But because right now, in July 2026, it is impossible for them to be safe there."

In late June, Haitians in the U.S. with Temporary Protected Status attended an information session at the Haitian Bridge Alliance, in San Diego, about what the loss of their legal status could mean for them and their families — and how to prepare.

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Many Haitian TPS holders, Jozef said, are just beginning to consider the impossible decisions they'll soon face. Leave their children in someone else's care? Take them back to Haiti? Try fleeing to another country?

"I think family separation is more likely," Jozef said. "To take them back with them is not even a choice."

Valsaint, whose 10 and 12-year-olds speak perfect English and sing in a church choir in San Diego, said about her plans only that, "families stick together." And then, her voice catching, she added: "We can't go back to Haiti." She said she's hoping for a miracle.

Sandra, a Haitian woman with TPS who asked NPR to use only her first name because she fears deportation, said her teen son came to her after the Supreme Court ruling and expressed suicidal thoughts over the prospect of being sent to Haiti, a country he's never been to but whose troubles he's kept up with online.

"I cried," said Sandra, who works as an in-home caretaker in San Diego. "I'm supposed to protect them, and I feel like I'm failing."

It's not clear how aggressively Immigration and Customs Enforcement will move to detain and deport Haitians newly stripped of TPS protections, or how much capacity Haiti has to receive deportation flights. Haiti's top migration official told local reporters that based on a conversation with the U.S. embassy in Haiti, he expects about a thousand deportees to arrive on flights from the U.S. each month.

NPR asked the Department of Homeland Security how it plans to handle the U.S.-born children of Haitians it seeks to detain. In an emailed statement, an unnamed spokesperson wrote, "ICE does not separate families. Parents are asked if they want to be removed with their children or ICE will place the children with a safe person the parent designates. This is consistent with past administration's (sic) immigration enforcement."

Haitian flags at the offices of the Haitian Bridge Alliance, a San Diego nonprofit.

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The statement stressed the administration's longstanding position that Temporary Protected Status was always meant to be temporary.

"For too long, TPS has been allowed to function as a de facto amnesty program," the statement said. "The Trump administration is restoring integrity to the immigration system by ensuring that individuals who no longer qualify for TPS either pursue another lawful immigration status, voluntarily depart using the Department's available return assistance, or face removal in accordance with federal law."

In some states with large Haitian communities, such as Massachusetts, officials have published guides to help parents who want to designate temporary guardians for their U.S. citizen children. Jozef, of the Haitian Bridge Alliance, said advocates are scaling up other support systems to help Haitians make plans to protect themselves and their children in the weeks and months ahead.

On Monday, a lower federal court in D.C. is expected to implement the Supreme Court's ruling allowing TPS for Haitians to end. That would allow immigration agents to begin arrests. Advocates are exploring other legal options and urging Congress to pass a bill that would extend TPS protections for Haitians. It passed the House with support from some Republicans in April, but was blocked by Senate Republicans this week.

If you or someone you know may be considering suicide or is in crisis, call or text 9 8 8 to reach the Suicide & Crisis Lifeline.

Copyright 2026 NPR

For the past nine years, if you’re the kind of person who nerds out on Star Wars, Marvel, Game of Thrones, or any nerd franchise that exists in the galaxy, you’ll have found your community at Scum and Villainy Cantina in Hollywood.

While the exterior looks like just another unassuming business on the often bustling street, walking in reveals a highly curated space honoring every facet of nerd culture down to the last detail. The design honors the Mos Eisley Cantina in Star Wars Episode IV: A New Hope. Custom cocktails allude to different fandoms with names like “Sauron Sour” and “Harley Quinn.”

Scum & Villainy Cantina's bar may look familiar.

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Most importantly, the people enjoying the space are openly expressing their love for these stories and universes, whether that be through intricate costumes or lively debate. It’s a scene one might find after (or before) a sci-fi convention, which is exactly what J.C. Reifenberg, co-owner of Scum and Villainy, intended.

“We wanted to create the post-convention bar experience every night of the week,” Reifenberg said.

As a veteran of such conventions, he’s seen Mark Hamill (who played Luke Skywalker) speak numerous times, but he doesn’t remember any of the speeches. He does remember the people he met at the bar when the long day was over.

Revel in nerd culture (costumes encouraged) at Scum & Villainy.

"The best part about fandom is the community. That’s what people crave,” Reifenberg said. “This geek world has grown up with the kids that fell in love with it and continues to offer comfort, companionship, friendship and opportunity.”

Scum & Villainy Cantina in Hollywood.

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Reifenberg is now taking that concept and doubling down, hoping to create not just another gathering place, but a community hub for makers and creators to learn the craft.

Expanding to Burbank

For the past eight months, he and his wife, Jen Smith, who designed the interior of both establishments, have been crowdsourcing to raise $1 million for Scum and Villainy: Rendezvous, which they hope to open in Burbank, steps below the AMC 16. It’s certainly attracting interest; so far the pair have raised more than $600,000 toward the goal.

Scum & Villainy, open to people of all galaxies.

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Reifenberg said he can’t confirm an official launch date because they’re waiting on their permits from the Department of Planning in Burbank. But they are shooting to open by the time Avengers: Doomsday comes out on Dec. 18.

“My goal is for people to watch Avengers and walk down the steps to Rendezvous with everybody in the movie theater,” Reifenberg said. “We’ll have ‘No spoilers’ signs up until the last showing of the night is over.”

The new space is 5,200 square feet over two floors. The bottom floor is for the post-convention hangs, similar to the current Scum and Villainy. Upstairs, there will be private dining and a professional podcast and livestreaming studio. Reel Rejects, the movie and television commentary channel on YouTube, is partnering with Rendezvous for live events and recording.

There’s also a multi-purpose room hosting classes taught by entertainment professionals, for which they’ll be tapping some industry heavy hitters. After running Scum and Villainy and working in film and television, including many projects with fellow super nerd Kevin Smith, Reifenberg and Smith have come to know Marc Bernardin (who wrote episodes of Batman: Caped Crusader and Eyes of Wakanda), Fon Davis (who worked at George Lucas’s visual effects company, Industrial Light & Magic), and many more professionals behind geek franchises.

“I’m connected to all these wonderful makers, and these people love to share what they learned,” Reifenberg said, noting that when he grew up in Chicago, not only was there not nearly as much of an industry for this kind of work, but any time he would share his big ideas, his peers would shoot them down as impossible. Not here in Los Angeles.

“Los Angeles is a city of dreamers,” Reifenberg said. “I remember how magical and untouchable these things were. What can I do to help inspire the next kid to do an impossible thing?”

Fundraising for it

The first five investors of $5,000 in the WeFunder campaign for Rendezvous will get to shoot their short films there, and there are plenty of bigger perks as well. Individual tiers go as high as $100,000, offering everything from lifetime discounts to being in a commercial for the space directed by Kevin Smith. (Smith invested $10,000, and has hosted numerous episodes of his podcast Fatman Beyond at the original Scum and Villainy). Then, if the total goes over $750,000 or reaches the total goal of $1 million, everyone who contributed gets extra benefits, such as 20% off merch.

The $1 million amount may seem ambitious, but in 2017, the original Scum and Villainy was just a weekend pop-up instead of a year-round establishment. After announcing it, they sold more than $1 million in tickets from April to July 2017, and they realized they needed to keep it open for the community.

The pair told me so many stories about how Scum and Villainy has changed people’s lives. Some are about couples meeting there on May 4 (yes, May the Fourth, the internationally recognized Star Wars holiday) who then proposed on a later May 4. Others are about people who came to every weekend of the pop-up in costume because it was the first place in their entire lives they felt truly safe to express who they are.

“I have worked in bars and restaurants for 20 years, and I have seen restaurateurs who don’t believe in their concept. They’re not willing to put the time and effort into massaging it to appease the community,” Smith said. “This whole place exists because the community is like ‘Please don’t close.’”

Reifenberg added: “If we build it, they will come.”