The Brief

The U.S. Department of Veterans Affairs, as of Thursday, has ended a new mortgage-rescue program that so far has helped about 20,000 veterans avoid foreclosure and keep their homes.

The move leaves millions of military veterans with far worse options than most other American homeowners if they run into trouble paying their home loans. And it comes at a time when nearly 90,000 VA loans are seriously past due, with 33,000 of those already in the foreclosure process, according to the data and analytics firm ICE.

At issue is the VA Servicing Purchase program, or VASP. It was put in place during the Biden administration after missteps by the VA left homeowners with no affordable way to catch up on their VA-backed home loans if they fell behind. VASP rolls the homeowners' missed payments into a new, low-interest rate loan that the VA then owns outright. With today's higher mortgage rates of around 7%, it is often the only affordable option for homeowners with VA loans.

But Republicans in Congress have been critical of the VA Servicing Purchase
program, saying it puts too much taxpayer money at risk. In a statement this week to NPR, the VA said, "[As of May 1,] the program, which was unilaterally created by the Biden Administration and lacks congressional authority, will stop accepting new enrollees."

Mortgage industry groups, housing advocates and veterans organizations have been warning the VA that shutting down VASP without replacing it with something else first would result in large numbers of veterans losing their homes, many of whom are in this financial peril because of the VA's own mistakes.

"With the expiration of VASP, tens of thousands of Veterans and their families are now at significant risk of losing their homes," said Mike Calhoun, president of the nonprofit Center for Responsible Lending, a nonpartisan organization that advocates for the financial rights of underserved communities, including veterans.

His group is urging Congress to quickly pass legislation to create a new program to fill the gap, and he said, "VA should extend VASP until this program is up and running."

Thousands of vets left stranded, again

Thousands of veterans were left facing foreclosure two years ago after the VA abruptly canceled a key part of a pandemic-era mortgage relief program that allowed veterans to skip mortgage payments if they had trouble paying. When an NPR investigation first uncovered the VA's move in late 2023, there were about 40,000 vets in danger of losing their homes.

Kevin Conlon is one of them.

Conlon and his wife, Jenny, live in upstate New York, not far from where he was stationed with the Army at Fort Drum. After his two combat tours in Iraq, about 12 years ago the couple had a young kid and were struggling to pay rent and save money. Getting a VA loan meant that they could buy a house with no down payment. And they've been there ever since.

"That's the longest I've been in one place," said Conlon.

"Without the VA loan, there was no way that we could have afforded to buy a house," his wife added.

Kevin Conlon and his wife, Jenny, at their home in upstate New York. The couple have owned the house for 12 years and don't know where they would go if they lose it.

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The VA home loan has long been a bedrock benefit of the GI Bill, giving vets a leg up into the middle class.

But all that came unraveled for tens of thousands of vets like Conlon who were on what's known as a mortgage forbearance. It was supposed to help them during a time of financial hardship by pausing their monthly payments and then giving them an affordable way to start paying again and get current. After NPR reported that the VA had shut down the only affordable option for veterans to do that, the VA responded by halting foreclosures for a full year while it rolled out its VASP rescue plan.

While they've been waiting to get into VASP, the Conlons have been told not to make payments, so they've been falling further and further behind, and they say their family has nowhere to go if they lose this house.

"I joined right after Sept. 11th," said Conlon, who grew up in Queens, N.Y., and was in Manhattan the day of the attacks.

Conlon's wounds from his time in Iraq aren't visible, but they've taken years to heal. During his two combat tours, roadside bombs hit his convoys repeatedly and left him with traumatic brain injuries. On the second tour, his best friend died when he hugged a suicide bomber to the ground, giving his life to protect his friends. The trauma and survivor's guilt wounded Conlon, he says, as bad as the blast injuries. He struggled with PTSD and thoughts of suicide for more than a decade before finally getting to a stable, healthy place.

"I was willing to die for what I believed in. And for someone [to] ... take away the home that my family lives in? Like we've paid enough, we've really paid enough," he said.

Referring to the VA winding down VASP, VA spokesman Pete Kasperowicz told NPR, "This change is necessary because VA is not set up or intended to be a mortgage loan restructuring service."

Republicans have their own plan, but it's not in place yet 

Republican critics in Congress don't like that VASP buys the rescued loans from the mortgage industry and then holds the loans on the VA's own books. They say the VA would lose too much money if the homeowners fall behind again.

"The Trump administration rightfully put an end to VA's VASP program," said a joint statement from Rep. Mike Bost, an Illinois Republican and chairman of the House Committee on Veterans' Affairs, and Rep. Derrick Van Orden, a Wisconsin Republican, when VA announced its plan to end VASP.

Van Orden has sponsored a bill to replace VASP with what's known as a "partial claim" program that experts say would help vets struggling to keep their homes by moving their missed payments to the back of their loan term so they would pay them back down the road.

But between VASP ending and Van Orden's bill possibly becoming law is a chasm that could swallow thousands of VA home loans.

Republican Rep. Derrick Van Orden of Wisconsin arrives at the U.S. Capitol in 2023.

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"Veteran borrowers will face otherwise preventable foreclosures, which harm the government through increased payouts as well as harm Veteran homeowners," warned the nonprofit National Consumer Law Center and the Center for Responsible lending in a letter to Congress last month.

"Without VASP or immediate access to alternative policy tools that provide relief … many of these homeowners will be forced to sell their homes and move or face foreclosure," the letter said.

In the wake of the move by the VA, Democrats and Republicans in Congress both say they want to pass legislation to give veterans with VA loans better options for avoiding foreclosure. But it's unclear how long that will take.

In the meantime, veterans behind on their mortgages have far worse options than most other Americans who have loans backed by Fannie Mae, Freddie Mac or the Federal Housing Administration. Those entities all have loss mitigation options that allow homeowners to catch up on missed payments without being forced into a new modified loan at today's high interest rates.

Vets left in limbo and disbelief

For their part, veterans interviewed by NPR feel like the VA has now repeatedly stranded them by first offering them a lifeline and then cutting the rope once they grabbed hold.

"I feel let down and deceived," said Samuel McCrary, a Marine Corps vet with three young kids in Loganville, Ga. The new VASP program looked like it was going to save his house, but now the VA has ended new enrollments in it and he says his mortgage company can only tell him his application for VASP is "pending."

"I believe that we are going to lose the house," McCrary said. "Losing my house and having to go rent — it makes me sick to my stomach to think about."

Even veterans who have made it into the VASP program aren't sure if they'll be OK. That's because many of those vets are in a VASP three-month trial payment period. The VA says vets who have entered that process can continue it through August, "subject to VA's determination that funds remain available for VASP."

The VA did not respond to NPR's request for information about how much funding is available or how many more veterans in these trial periods will in fact be placed into affordable VASP loans.

Veterans also tell NPR they feel like they're scapegoated and paying the price for the VA's mistakes.

At a recent House Veterans' Affairs Subcommittee hearing, Rep. Van Orden criticized VASP this way:

"I understand the whole developmental process of this, and it was moronic," Van Orden said. "It gets rid of a bum loan, and it passes it off to the American taxpayers."

That comment did not sit well with fellow Iraq veteran Conlon and his wife, Jenny.

"That's a hell of a thing to say about his brothers and sisters," said Conlon.

Iraq war veteran Kevin Conlon is among tens of thousands of veterans left facing foreclosure because of a debacle in the VA home loan program.

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"That was so hurtful because these are not bum loans, and they're making the veterans and their families out to sound like irresponsible people," his wife added.

The couple says Kevin took the forbearance so he could get treatment for PTSD.  "That's why we needed it, so he could go inpatient at a veterans program," Jenny said.

The Conlons say they followed the VA's instructions and then got stuck when the VA shut off part of its forbearance program in 2022. Then they followed the VA's instructions again by applying for the new rescue program, VASP. And the VA now says it's shutting that off. Their mortgage company tells them they are enrolled in the VASP trial payment plan, but it's unclear whether the VA will determine it has funding to help all the veterans on those trial plans with permanent new VASP loans.

"The level of just mistrust I have — I mean, I get they're trying to cut spending and all that, but it's like, how do you justify cutting something that is to help the vets who were basically put in this position because of you?" Conlon said.

NPR asked the VA if it's concerned about veterans losing their homes after it shuts down VASP with no replacement ready yet. A VA spokesman has not answered that question but at one point referred our reporters to Congress.

NPR asked the Republican House VA committee leadership the same question; that office referred our reporters back to the VA.
Copyright 2025 NPR

The World Cup is coming to Los Angeles in 2026. Could the Women's World Cup come here too?

On Friday, FIFA released the bid books for the 2031 Women’s World Cup.

The U.S. Soccer Federation submitted a joint bid with Mexico, Costa Rica and Jamaica. It was the only bid that made the deadline.

If approved, several cities across the four countries would host the global football tournament.

Forty venues have in the U.S. have been proposed as potential sites for 2031 games, with some right here in southern California.

Football’s coming back?

Four Los Angeles stadiums are part of the bid.

• Rose Bowl
• Los Angeles Memorial Coliseum
• Dignity Health Sports Park in Carson
• SoFi Stadium in Inglewood.

Show me the money

The bid projected that the 2031 tournament would bring in $4 billion in total revenue — four times more than $1 billion projected to be made from the upcoming 2027 Women’s World Cup in Brazil.

Organizers expect to generate revenue from across six main sources including: ticket revenues, hospitality, concessions, fan festivals, broadcast, and marketing opportunities.

Ticket prices are projected to start at $35 for the opening rounds seats, and between $120 and $600 for later matches

Wait and see

FIFA is expected to formally confirm the bid at their next congress on April 30th in Vancouver.

The evaluation process will focus on, according to FIFA, “the event vision and key metrics, infrastructure, services, commercial considerations, and sustainability and human rights.”

The venues where games will be held won't be decided for at least a few more years.

California ag giant the Wonderful Company suffered a setback on Tuesday in its bid to overturn a new farmworker unionization law when an appeals court tossed its lawsuit against state labor regulators.

The decision by a three-judge panel of the 5th District Court of Appeal in Fresno leaves in place a controversial new law backed by the United Farm Workers that was meant to boost organizing in a heavily immigrant workforce. The law allows farmworkers to signal their support for union representation using a signed card, bypassing the traditional in-person, secret-ballot election usually held on the employer’s property.

The Wonderful Company — owner of the Wonderful Pistachios brand and Fiji Water, Pom pomegranate juices and Halos oranges —filed suit against the state’s Agricultural Labor Relations Board last year trying to overturn the law, which Gov. Gavin Newsom signed in 2023.

The suit, alleging the law is unconstitutional, came after the United Farm Workers filed a petition with enough signatures to represent 600-odd workers at the company’s grape nursery in Wasco.

In a contentious public dispute, the company accused union organizers of tricking workers into signing cards supporting unionization and provided over 100 employees’ signatures attesting to being deceived; in turn, the union accused the company of illegally intimidating workers into withdrawing their support. Regulators at the agricultural labor board filed charges against Wonderful after investigating the claims.

All of those allegations were being heard before the labor board last spring when Wonderful took the matter to court, arguing the new law deprived the company of due process. A Kern County judge initially halted the board proceedings, but the appeals court allowed them to continue last fall. After weeks of hearings this year, the labor board has yet to issue a decision on whether UFW can represent Wonderful employees.

In the meantime, the company has shuttered the Wasco nursery and donated it to UC Davis, making the question of an actual union at the worksite moot.

In the new ruling, the appeals court judges issued a sharp rebuke of the company for suing over the unionization instead of waiting for the labor board decision.

“Wonderful filed this petition notwithstanding approximately 50 years of unbroken precedent finding an employer may not directly challenge a union certification decision in court except in extraordinarily and exceedingly rare circumstances, which Wonderful does not meaningfully attempt to show are present here,” wrote Justice Rosendo Peña.

Elizabeth Strater, a United Farm Workers vice president, said the decision affirms that “every farm worker in California has rights under the law, and those rights need to be protected.”

But Wonderful Company General Counsel Craig Cooper dismissed the ruling as only a matter of timing: “the decision explicitly does not address the merits of Wonderful Nurseries’ constitutional challenge.”

After an Afghan national was named as being behind a shooting in Washington, D.C., that left one member of the National Guard dead and another in critical condition, the Trump administration says it is halting all asylum decisions.

Joseph Edlow, director of U.S. Citizenship and Immigration Services (USCIS), said Friday night that the agency is pausing decisions "until we can ensure that every alien is vetted and screened to the maximum degree possible."

"The safety of the American people always comes first," Edlow wrote on X.

The decision follows President Trump's promise of a sharp crackdown on immigration from countries he described as "third world."

Writing on social media on Thursday night, Trump railed against immigrants from impoverished nations, accusing them of being a burden on the nation's welfare system and "preying" on natural-born citizens.

"I will permanently pause migration from all Third World Countries to allow the U.S. system to fully recover," he wrote on Truth Social.

"Only REVERSE MIGRATION can fully cure this situation."

The Trump administration is already deporting some immigrants, either to their countries of origin or to third countries, many of which are paid to receive them. Venezuelans were deported from the U.S. to El Salvador, a number of migrants were sent to Eswatini and South Sudan, and Rwanda has agreed to accept deportees.

Edlow wrote on social media Thursday that he had been directed to conduct "a full scale, rigorous reexamination of every Green Card for every alien from every country of concern."

He did not say which countries this would entail, and the USCIS did not respond to an NPR request for comment. But a June White House proclamation placed a travel ban on 12 countries of concern.

A makeshift memorial of flowers and American flags stands outside the Farragut West Metro station on Nov. 28, 2025 in Washington, DC.

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These included many African nations suffering from conflict and terrorism such as Chad, Sudan and Somalia — as well as other countries, such as Afghanistan. Another 7 countries were slapped with partial restrictions.

In a statement to CNN, the Department of Homeland Security said it had already halted all immigration requests stemming from Afghanistan and was in the process of reviewing "all" asylum cases approved under former President Biden.

The department did not respond to an NPR request for comment.

History of anti-immigrant sentiment

The president's latest comments against immigration was sparked by the revelation that the alleged shooter was identified as Rahmanullah Lakanwal — a 29-year-old Afghan national who had worked with the CIA to fight the Taliban in his native country and was admitted into the United States in 2021 as a result of his service. In a Thanksgiving Day call with servicemembers, Trump described the shooting as a terrorist attack and the shooter as a "savage monster."

He blamed the Biden administration for Lakanwal's entry to the United States and for a general failure of the immigration system.

"For the most part, we don't want 'em," he said, referring broadly to immigration seekers as gang members, mentally ill and previously incarcerated.

Trump ran both successful White House campaigns on a pledge to crack down on illegal immigration, targeting at various points migrants from countries including Mexico and Somalia.

Speaking to reporters on Thursday after the Thanksgiving call, Trump widened his attack to focus not just on the alleged shooter but to rail against immigration to the U.S. and immigrants in general.

When asked by a reporter about the fact that as a former CIA asset, Lakanwal had been vetted, Trump repeatedly berated the reporter as "stupid."

People detained earlier in the day are taken to a parking lot on the far north side of the city before being transferred to an Immigration and Customs Enforcement facility on Oct. 31, 2025, in Chicago, Ill.

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Asked by another reporter whether he blamed all Afghans for the alleged actions of one, Trump said: "No, but there's a lot of problems with Afghans."

Trump then turned his attention to immigrants from Somalia, who he has repeatedly accused of being gang-affiliated and "taking over" Minnesota — home to the nation's largest Somali community.

Questioned about what Somalis had to do with the D.C. shooting, Trump said: "Nothing." But, he added, "Somalians have caused a lot of trouble." .

Later on social media, he described "Somalian gangs" in Minnesota as "roving the streets looking for 'prey' as our wonderful people stay locked in their apartments and houses hoping against hope that they will be left alone."

Officials for the United Nations on Friday criticized Trump's call for sweeping halts to immigration seekers.

"They are entitled to protection under international law, and that should be given due process," U.N. human rights office spokesperson Jeremy Laurence told reporters in Geneva.

Copyright 2025 NPR

Alex and Elvia Huerta of Evil Cooks have released the El Sereno Food Passport, a $10 booklet to promote local restaurants.

The first edition of the booklet features 18 local restaurants, each offering its own little perk when you visit and get your passport stamped. Customers can either get free snacks or drinks or get a discount.

At Tirzah’s Mexi-Terranean, you can either get 15% off your order or a free esquite when you show your passport.

Evil Cooks is so metal, they make black octopus tacos. They have also experimented with gansito tamales. This Halloween, they collaborated with Amiga Amore, a Mexitalian eatery, to create a special “witches menu” that included huitlacoche, aguachile negro and lamb shank in fig mole.

Get the passport

Pick up a passport:

• Evil Cooks, 3333 N. Eastern Ave., Los Angeles
• Lil East Coffee, 2734 N. Eastern Ave., Los Angeles