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The Brief

The most important stories for you to know today
  • Rates surpassed 7% for first time in 20 months

    Topline:

    The average 30-year fixed-rate mortgage leaped to 7.03% on Thursday, according to the Federal Home Loan Mortgage Corp., which also goes by Freddie Mac. This is the first time the rate has passed the 7% mark in 20 months, or since January 2025.

    Why it matters: While the 7% mortgage rate milestone holds no literal significance beyond the psychological effect of the round number, the sharp rise in rates since March risks further squeezing the budgets of homebuyers. And it's bound to deepen the freeze on a housing market held stagnant for years by the high cost of homeownership. Mortgage rates tend to follow the 10-year Treasury note, which has risen sharply over the summer amid concerns about high inflation as well as the size of the federal debt.

    Housing market pains: Mortgage rates have climbed more than a full percentage point since the U.S. war against Iran started. High mortgage rates contributed to a 2% decline in existing home sales in August from the previous month, according to the National Association of Realtors. The median sale for an existing home was about $429,000. At that price, a single percentage point increase in the mortgage rate can cost buyers hundreds of additional dollars a month and tens of thousands over the life of the loan.

    The average 30-year fixed-rate mortgage leaped to 7.03% on Thursday, according to the Federal Home Loan Mortgage Corp., which also goes by Freddie Mac.
    This is the first time the rate has passed the 7% mark in 20 months, or since January 2025. While the 7% mortgage rate milestone holds no literal significance beyond the psychological effect of the round number, the sharp rise in rates since March risks further squeezing the budgets of homebuyers. And it's bound to deepen the freeze on a housing market held stagnant for years by the high cost of homeownership.

    Mortgage rates tend to follow the 10-year Treasury note, which has risen sharply over the summer amid concerns about high inflation as well as the size of the federal debt.

    The Federal Reserve last week raised its benchmark interest rate by a quarter percentage point — its first move this year — and many policymakers projected it may raise it one more time before year's end. Investors are bracing for potentially even more rate hikes to help fight inflation.

    The housing market is hurting

    High mortgage rates contributed to a 2% decline in existing home sales in August from the previous month, according to the National Association of Realtors.

    The median sale for an existing home was about $429,000. At that price, a single percentage point increase in the mortgage rate can cost buyers hundreds of additional dollars a month and tens of thousands over the life of the loan.

    Housing researchers had hoped 2026 would provide a break for buyers and sellers waiting for cheaper rates and those savings. For a brief moment, that seemed to happen as mortgage rates fell below 6% by the end of February.

    But they quickly shot back up with the war with Iran, which has led to volatility in the bond markets. Continued fighting has also prolonged worries about inflation, further helping push up mortgage rates.
    Copyright 2026 NPR

  • 24% of youngest students were chronically absent
    Young children in a line on a sunny school playground, several wearing paper headbands, while an adult with wavy hair stands facing them.
    Kindergarten students in San Juan Unified School District in Sacramento line up after recess.

    Topline:

    When kids start attending school, the youngest tend to get sick their first year. Some may have a tough time adjusting to a new school routine. Some parents may believe missing the day’s lesson isn’t that big of a deal, so their student stays home. But when young students miss school, the days absent can quickly add up and impact student learning. About 24% of California’s youngest students were chronically absent in 2024-25, higher than the 19% chronic absenteeism rate for all students.

    Why it matters: Chronic absenteeism is defined as missing 10% or more days in one school year. The overall rate has improved since the percentage of students in that category hit a peak of 30% of all students in the 2021-22 school yaear in California. But the rate has remained high among TK and kindergarten students. That matters, early education researchers say, because the effects of not attending school regularly in the earliest years can show up in lower academic achievement years later.

    Why now: In October, the state will release data on chronic absenteeism from the 2025-26 school year, the first school year transitional kindergarten, or TK, was widely available for all families. Education experts and administrators will be zeroing in on attendance rates among the very youngest.

    The backstory: Recent research shows that students who are chronically absent in TK and kindergarten are about twice as likely to transfer school districts and that kindergarteners’ ability to read and do basic math can be predictive of academic achievement by third grade and beyond. Part of that may be that students and families build routines in TK and kindergarten — establishing a wake up time, getting to school on time, socializing with classmates — which helps with attendance as students grow older.

    When kids start attending school, the youngest tend to get sick their first year. Some may have a tough time adjusting to a new school routine. Some parents may believe missing the day’s lesson isn’t that big of a deal, so their student stays home.

    But when young students miss school, the days absent can quickly add up and impact student learning. About 24% of California’s youngest students were chronically absent in 2024-25, higher than the 19% chronic absenteeism rate for all students.

    In October, the state will release data on chronic absenteeism from the 2025-26 school year, the first school year transitional kindergarten, or TK, was widely available for all families. Education experts and administrators will be zeroing in on attendance rates among the very youngest.

    Down from a COVID-19 peak

    California’s expanded TK: What’s working and what isn’t

    Chronic absenteeism is defined as missing 10% or more days in one school year. The overall rate has improved since the percentage of students in that category hit a peak of 30% of all students in the 2021-22 school year in California.

    But the rate has remained high among TK and kindergarten students. That matters, early education researchers say, because the effects of not attending school regularly in the earliest years can show up in lower academic achievement years later.

    “If they are missing school, they are missing out on the building blocks and it will impact them for the rest of their lives,” said Jessica Hull, executive director of communication and community engagement at Roseville City School District near Sacramento.

    In many ways, it makes sense that the youngest students have spotty attendance. They tend to get sick more often so higher rates of absenteeism are largely expected, say school administrators. This can be especially true for students who did not attend preschool or other early learning programs prior to TK.

    “When your child starts school, that’s usually a year of sickness,” said Kara Stern, director of education at SchoolStatus, an education technology company that works with 123 California school districts on chronic absenteeism.

    Illnesses such as colds — sometimes even monthly, according to SchoolStatus data — are often part of the TK and kindergarten experience because “it’s a first exposure to all these other kids,” said Stern.

    Long lasting effects of missing school

    Some families are unaware of the foundational learning that happens every day in TK and kindergarten classrooms, said Hull.

    “It doesn’t feel like it’s a requirement to attend each day,” she said. And since the COVID-19 pandemic, parents have had difficulty discerning when a child might be sick enough to keep home from school, she said.

    “It’s hard to send a 4-year-old to school if they have a runny nose,” said Hull.

    Recent research shows that students who are chronically absent in TK and kindergarten are about twice as likely to transfer school districts and that kindergarteners’ ability to read and do basic math can be predictive of academic achievement by third grade and beyond. Part of that may be that students and families build routines in TK and kindergarten — establishing a wake up time, getting to school on time, socializing with classmates — which helps with attendance as students grow older.

    ‘Absences sneak up on families’

    A student who is chronically absent, and attends a typical 180-day school year, has missed about 3.5 weeks of school.

    In 2021-22 when schools began reopening after COVID-related closures, nearly 2 million of the state’s TK-12 students were chronically absent. California districts launched a years-long campaign to get students back into the classroom.

    One of them was Roseville City, a 12,000-student district in Placer County. The district mailed letters to families explaining the importance of attendance, created graphics detailing how quickly absences can add up, and called families whose children were often absent.

    In communications with parents, the district said it’s fine to keep a sick child home, but they can send them to school “if they are a little under the weather.”

    The messaging worked. In three years, the district’s overall chronic absence rates dropped from nearly 26% in 2021-22 to 10.5% in 2024-25 despite an increase in total enrollment, according to state data.

    But the district’s TK and kindergarten students were still missing class at alarming rates — at its peak in 2022-23 their chronic absence rate was 11 percentage points higher than the rest of the district, state data shows.

    Last year, Roseville City focused its attendance communications on TK and kindergarten. The letters to those families described what their children were learning each day in class and how those lessons were the building blocks to reading, math, writing and science.

    On the district’s website, staff has also listed the building blocks children learn in early grades: hand-eye coordination in TK turns to learning sight words in kindergarten, writing sentences in first grade and writing short paragraphs in second grade. This is all part of educating parents on the value of their youngest children being in class, Hull said.

    District staff have learned that “absences sneak up on families,” Hull said. Families are not keeping track of the number of days, so the schools need to point out the amount of time a student is missing. “That’s on our part to reach out and explain,” she said.

    This school year, Roseville City’s communication to families about absenteeism are more tailored to the individual student.

    Hull said that a letter might say “it’s been two months of the school year and you’ve already missed 5 days. You’re on track to be chronically absent. What can we do?” The most important part of that message, she said, is showing families the district is ready to help.

    That early intervention is critical, said Stern of SchoolStatus, which works with Roseville City. Once students become chronically absent, her team has found that re-engaging them becomes much more difficult, especially as they grow older.

    “Our data suggests that reaching out in the window of three to five absences is a lot more effective in returning them to school and not needing further intervention than waiting until it’s more set in stone,” said Stern.

    SchoolStatus’ internal data for the 2025-26 school year seems promising. In 97 of the California districts they work with, the TK chronic absenteeism rate dropped under 22% from nearly 29% in 2023-24. Among kindergarteners it dropped to about 20% from nearly 25% during the same two-year timeframe.

    “It’s a lot of extra work, but our entire system is so determined and focused on this because they do see that end result,” said Hull of Roseville City. “They see the kids who return to school are doing better both academically and socially.”

    EdSource is an independent nonprofit organization that provides analysis on key education issues facing California and the nation. LAist republishes articles from EdSource with permission.

  • Sponsored message
  • New ACLU and Amnesty report released
    A university building with cardboard and wooden beams fortifying the door. There are posters and graffiti in support of Palestine.
    Fortified doors to Royce Hall at the Palestine solidarity encampment on the UCLA campus in 2024.

    Topline:

    A new report from the ACLU and Amnesty International USA details how universities like the University of California, Los Angeles violated free speech laws and imposed severe punishments on students, faculty and staff who expressed support for Palestinian rights. The universities’ responses “made it easier for the Trump administration to crack down on student activism, causing long-term damage to higher education.”

    How we got here: In 2024, a wave of activism overtook college campuses — including USC and UCLA — as students erected tents and set up encampments to protest Israel’s war in Gaza and calling on college campuses to cut ties with Israel.

    Why it matters: The universities’ response and the Trump administration’s actions, according to the report, have “profoundly chilled student speech and advocacy, resulting in a steep decline in protests and a less visible protest movement on campuses across the country.”

    The main issue: According to the report, UCLA’s response to the encampment was “particularly problematic” and “exemplified the heavy-handed and excessive responses by universities and colleges to campus protests, as well as the ongoing suppression and retaliation against pro-Palestine speech and expression on campus.”

    A new report from the ACLU and Amnesty International USA says universities like the University of California, Los Angeles violated free speech laws and imposed severe punishments on students, faculty and staff who expressed support for Palestinian rights. The universities’ responses “made it easier for the Trump administration to crack down on student activism, causing long-term damage to higher education.”

    In 2024, a wave of activism overtook college campuses — including the USC and UCLA — as students erected tents and set up encampments to protest Israel’s war in Gaza and calling to cut ties with Israel.

    The universities’ response and the Trump administration’s subsequent actions, according to the report, have “profoundly chilled student speech and advocacy, resulting in a steep decline in protests and a less visible protest movement on campuses across the country.”

    What happened at UCLA?

    Students set up an encampment in Dickson Court in spring 2024 to protest UCLA’s financial connections to arms manufacturers, as well as Israel’s military actions in Gaza. Five days later, around 100 masked counter-protesters attacked the encampment overnight. At the time, LAist reported how students were attacked with sticks, mace spray and fireworks.

    The lack of police response to the attacks was heavily criticized; UCLA promised an independent investigation.

    But soon after the attack, university officials called the encampment unlawful; law enforcement personnel from several departments tore it down overnight.

    That police response drew widespread criticism and lawsuits. A UCLA Task Force reported, “We have documented multiple injuries from rubber bullets and police batons … We have seen the injuries to the face, head, legs, and chest. Some students were shot at close range. The police shot regular volleys of stun grenades, beat protesters with batons.”

    A push against student activism

    Soon after UCLA’s encampment was disbanded, the University of California enacted a new policy mandating disciplinary proceedings for anyone arrested. UCLA said this new policy would be implemented — retroactively — for those arrested in the encampment breakup. UCLA also banned encampments for four months.

    The increased police presence on the Westwood campus following the disbanding of the encampment was “akin to a police state,” with students and faculty saying they were on high alert.

    According to the report, UCLA’s response to the encampment was “particularly problematic” and “exemplified the heavy-handed and excessive responses by universities and colleges to campus protests, as well as the ongoing suppression and retaliation against pro-Palestine speech and expression on campus.” Other schools singled out for their responses include Columbia University, Tulane University, the University of Michigan and the University of Texas at Austin.

    The report says UCLA's response also made it easier for the Trump administration to take further action as well, such as by:

    • Withholding federal research grants from universities
    • Coercing universities into "accepting broad-ranging agreements to restore federal funding in exchange for making institutional changes in programs, curricula, admissions, and hiring, curtailing the free speech rights of students and faculty."
    • Targeting noncitizen students for arrest and deportation "in direct retaliation for their advocacy for Palestinian rights."

    UCLA did not respond to LAist's request for comment.

    How student activism changed

    According to the report, the number of protests fell by 64% in the fall 2024 semester compared to the previous year, with protests declining through to the current academic year.

    That was despite sympathy growing for Palestinians and support for Israel declining.

    “The decline in protests was the direct result of crackdowns on protesters, university policies restricting protests, and the Trump administration’s attacks on universities,” according to the report.

    You can read the full report here.

  • Court says Sheriff Chad Bianco broke election law
    Riverside County Sheriff Chad Bianco, a man with light-medium skin tone, wearing a kahki sheriff uniform, speaks behind a microphone and in front of signage of the Riverside County Sheriff emblem backlit on a wall in between a California flag and USA flag.
    Riverside County Sheriff Chad Bianco speaks during a news conference about his department's investigation into alleged election fraud in the county on March 20, 2026.

    Riverside Sheriff Chad Bianco lost in California’s Supreme Court on Thursday morning. Then he lost again.

    In back-to-back rulings, California's Supreme Court ruled unanimously on Thursday morning that Riverside Sheriff Chad Bianco broke the law when he seized more than 650,000 ballots from that county’s top election administrator earlier this year and that he broke it again when he ignored directives from the state’s attorney general to reverse course shortly after.

    Why it matters: The twin courtroom defeats for the conservative lawman who unsuccessfully ran for governor as a Republican earlier this year represents both a legal and moral victory for voting rights advocates who warned that Bianco’s ballot seizure could serve as a playbook for other right-wing law enforcement officers hoping to upset the outcome of the coming midterm elections. Bianco went before the California Supreme Court in August to argue that a search warrant obtained by a politically friendly judge was sufficient justification to take the ballots, despite a state law prohibiting the removal of ballots, contested or otherwise, from election officials. In the second case, Bianco argued that Bonta overstepped his authority in directing him to hold off on executing the warrant.

    What's next: With the ruling today, Bianco will be required to give the ballots back to the registrar. But the matter may not be settled yet. In August, Bianco said his office would continue its investigation into the 2025 election, no matter the court’s ruling. The court ruled that Bianco must end the investigation, pending a review by Attorney General Rob Bonta.

    Riverside Sheriff Chad Bianco lost in California’s Supreme Court on Thursday morning. Then he lost again.

    In back-to-back rulings, the justices ruled unanimously that Bianco broke the law when he seized more than 650,000 ballots from that county’s top election administrator earlier this year and that he broke it again when he ignored directives from the state’s attorney general to reverse course shortly after.

    The court ruled that Bianco must end the investigation, pending a review by Attorney General Rob Bonta.

    Bianco’s argument "overlooks that allowing law enforcement unfettered access to ballots, or the ability to handle and count them in secret based on unregulated protocols, itself creates a substantial risk to election integrity,” Guerrero wrote.

    “There is no need to introduce this risk because the Elections Code already contains its own comprehensive procedures for recounting and examining ballots, including for law enforcement purposes, without exposing them to alteration or tampering — unlike the unlawful seizure that occurred here,” the ruling read.

    The twin courtroom defeats for the conservative lawman who unsuccessfully ran for governor as a Republican earlier this year represents both a legal and moral victory for voting rights advocates who warned that Bianco’s ballot seizure could serve as a playbook for other right-wing law enforcement officers hoping to upset the outcome of the coming midterm elections.

    Bianco went before the California Supreme Court in August to argue that a search warrant obtained by a politically friendly judge was sufficient justification to take the ballots. That’s despite a state law prohibiting the removal of ballots, contested or otherwise, from election officials.

    In the second case, Bianco argued that Bonta overstepped his authority in directing him to hold off on executing the warrant.

    The justices expressed varying degrees of skepticism about both arguments last month, describing them as “bizarre” and “more than counterintuitive.”

    In their rulings on Thursday, the justices adopted a similarly withering tone.

    “In short, Bianco’s arguments fail to persuade us that we should interpret (California election law) in a manner inconsistent with its plain text, which mandates that voted ballots remain in the custody of elections officials,” wrote Chief Justice Patricia Guerrero.

    Bianco seized the ballots after the November 2025 special election, in which a majority of voters agreed to redraw the state’s political boundaries to favor Democrats. As CalMatters reported shortly after the raid, he did so at the urging of members of the “constitutional sheriff” movement and other local activists who pointed to apparent discrepancies in local election results.

    Riverside’s registrar of voters, the county’s top election administrator, has said those claims were based on a misinterpretation of preliminary vote count data.

    Secretary of State Shirley Weber argued in a friend-of-the-court brief that California law explicitly dictates that ballots must remain in the custody of an elections official.

    “Sheriff Bianco violated (California election law’s) clear mandate when he removed voted ballots from the custody of the Riverside County Registrar of Voters,” Weber said in the brief. “For that reason alone, the court should issue an order compelling the return of those ballots and related materials to the proper custodian dictated by the elections code.

    California Democratic leaders passed two new laws after Bianco’s office seized the ballots. Gov. Gavin Newsom signed them last week. One makes it a felony to seize — or order the seizure of — ballots, election records or voting machines before election results are certified. The other expands on existing state election laws and makes it illegal to take election materials or voting machines from elections officials.

    With the ruling today, Bianco will be required to give the ballots back to the registrar. But the matter may not be settled yet. In August, Bianco said his office would continue its investigation into the 2025 election, no matter the court’s ruling.

    The ruling also helped settle a rarely contested but politically important question at the heart of California’s constitutional order: Do local law enforcement leaders answer to the state attorney general?

    The California constitution grants the attorney general “direct supervision” over sheriffs. Past attorneys general have rarely exercised such supervision and when they have it hasn’t been challenged. Bianco argued that “supervision” in this case amounts to more of an advisory role.

    In the second of two rulings today, the court disagreed, firmly putting the debate to bed.

    “[Bianco’s] arguments all boil down to the unsustainable view that the state’s chief law enforcement officer … must remain a mere bystander to an unprecedented sheriff’s investigation of undeniable statewide significance," the court ruled. "As we have explained, that is not the case.”

    CalMatters reporter Lynn La contributed to this story.

    This article was originally published on CalMatters and was republished under the Creative Commons Attribution-NonCommercial-NoDerivatives license.

  • More time for testing
    Three cars of a white train and black windows are visible on a gray track. There is a white arch behind the train. In the furthest background, there is a tower.
    The 2.25-mile-long elevated train designed to transport riders between airport terminals and local transit was initially scheduled to open in 2023.

    Topline:

    The long-awaited LAX People Mover train is facing new delays due to issues with the final stage of testing and ongoing disputes with the city of Los Angeles. The contractor’s latest estimate has the train opening in January.

    Extension: Under a financial agreement with lenders, who put $1.2 billion up for the construction of the train, LINXS, the contractor, had to get the train ready for passengers before Oct. 8. Earlier this week, the lenders agreed to extend that deadline by two months.

    Testing stalled: A critical final stage of testing has been paused twice.

    Read on … for more details about the deadline extension and what it means.

    The long-awaited LAX People Mover train is facing new delays due to issues with the final stage of testing and ongoing disputes with the city of Los Angeles. The contractor’s latest estimate has the train opening in January.

    Those delays put LINXS, the lead contractor for the project, teetering on breaching an agreement with the construction funders of the train. That agreement laid out that LINXS had to get the train ready for passengers before Oct. 8.

    To avoid breaching that agreement, LINXS successfully secured an agreement this week with lenders to extend that deadline by two months to Dec. 8.

    The 2.25-mile-long elevated train designed to transport riders between airport terminals and local transit was initially scheduled to open in 2023. The project is so far $880 million over budget.

    The deadline extension

    A spokesperson for LINXS said they welcome the agreement with lenders.

    “The project is approximately 99% complete, and our focus remains on completing the remaining testing and turnover activities required,” the spokesperson said.

    Had the deadline remained unchanged and the train unfinished, LINXS would have been in a state of a technical default, according to Scott Lehman, a senior director at Fitch Ratings, a credit agency monitoring the project.

    Under a technical default, Lehman said lenders could have started a process of switching the contractor on the train though that would have proved to be “practically very difficult.”

    The same situation could arise if the contractor fails to ready the train for passengers in December or if the deadline is not extended through a settlement in ongoing litigation against the city.

    LINXS and the city of L.A. have agreed to extend contract deadlines on five occasions in the past.

    Status of testing

    In the spring, LINXS began testing how the train will operate when it’s open to the public. Airport officials at the time heralded the start of the testing phase as a “visible milestone” and predicted it would take 60 days to complete. 

    According to documents prepared by LINXS requesting the latest deadline extension, recent testing has been paused twice to fix components of the tracks that "accommodate movement resulting from temperature changes, seismic activity and normal structural behavior.”

    As of last week, LINXS said those fixes are “ongoing.”

    How to reach me

    If you have a tip, you can reach me on Signal. My username is kharjai.61.

    The extension gives the contractor enough time to complete testing by Dec. 8 “as long as they start it within the next several weeks,” Shannon McCue, a director for Fitch Ratings, said in an interview with LAist.

    In response to questions about the current testing delays, Los Angeles World Airports said safety and reliability of the train are its top priorities.

    “We will not compromise on these stringent safety protocols, as delivering a system that safely, dependably, and durably serves Los Angeles and our upcoming global events is our primary focus,” the statement said.