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The Brief

The most important stories for you to know today
  • Residents keeping insurance at lower levels
    a sign in a window facing the street reads "COVERED CALIFORNIA"
    A Covered California Enrollment Center in Chula Vista on April 29, 2024.

    Topline:

    Despite the loss of federal subsidies that lowered costs for millions, California’s private health insurance marketplace held nearly steady this enrollment season. In all, 1.9 million Californians renewed their plan or selected one for the first time — a 2.7% drop compared to last year.

    What's the issue? More enrollees are opting for “bronze-level” plans. These plans have lower monthly premium costs but higher deductibles and copays; they cover 60% of medical expenses — leaving enrollees to pay the rest. While bronze-level plans may offer people some peace of mind, the high deductibles and copays tend to discourage people from seeking care.

    Read on ... for more about the shift in California's insurance marketplace.

    Despite the loss of federal subsidies that lowered costs for millions, California’s private health insurance marketplace held nearly steady this enrollment season. In all, 1.9 million Californians renewed their plan or selected one for the first time — a 2.7% drop compared to last year.

    A closer look, however, shows Californians are making concessions to afford staying insured.

    More enrollees are opting for “bronze-level” plans. These plans have lower monthly premium costs but higher deductibles and copays; they cover 60% of medical expenses — leaving enrollees to pay the rest. One-in-three new enrollees chose bronze plans for 2026, compared to one-in-four last year, according to Covered California. And 130,000 Californians renewing their coverage switched from a silver or higher-metal tier plan to bronze.

    “Many Californians see the value in remaining covered, but they had to make sacrifices and shift to lower-tier plans. We see it as a commitment to health and the value that Covered California provides,” Jessica Altman, Covered California’s executive director said in a statement.

    While bronze-level plans may offer people some peace of mind, the high deductibles and copays tend to discourage people from seeking care, said Miranda Dietz, director of the Health Care Program at the UC Berkeley Labor Center.

    “Those out-of-pocket costs do impact people’s decisions to get care, so that’s worrisome as well,” Dietz said.

    People earning above 400% of the federal poverty level — $62,600 for an individual and $128,600 for a family of four — no longer qualify for premium assistance after Congress chose not to extend the enhanced subsidies at the end of last year, pushing many to opt for plans with cheaper premiums or drop their marketplace plans entirely.

    Of the 224,000 middle-income enrollees set to renew, 22% cancelled their plans, according to Covered California. New sign ups for people in this income bracket decreased by 59% compared to last year.

    Whether those who renewed coverage or newly signed up continue to pay their premiums is another question. A clearer picture of who stays enrolled will emerge around April, Covered California said.

    “Once you actually face the prospect of paying that premium and the stress that puts on your budget, it’s entirely possible that some of those folks may fall off, and the [enrollment] numbers might go down,” Dietz said.

    Affording care: A growing stress point 

    It’s unknown whether people who cancelled their marketplace health plans are enrolling in other types of insurance. Covered California data from the last five years show that when people terminate their marketplace plan, 10% to 14% of them report becoming uninsured.

    The Affordable Care Act’s enhanced premium subsidies, first enacted in 2021 as part of federal COVID-19 response, helped lower the insurance costs for millions of Americans. They especially helped middle-income earners by allowing them to qualify for financial assistance for the first time, capping premiums at 8.5% of income. That help is now gone, and premiums are up an average of 10%.

    Lower-income enrollees remain eligible for standard federal premium aid available since ACA marketplaces launched. They also benefit from state help. California allocated $190 million in 2026 to provide state-funded tax credits for people who earn up to 165% of the federal poverty level — $25,823 for an individual or $53,048 for a family of four — averaging about $45 a month per enrollee.The end of the enhanced federal subsidies also come at a time when poll after poll shows health care costs are a growing stress point for people. Seven in 10 Californians say health care expenses place a financial strain on their household, according to a recent survey by the California Health Care Foundation. Four in 10 have medical debt and six in 10 report skipping care. Meanwhile, eight in 10 Californians say making health care affordable is an “extremely” or “very” important priority for state officials and lawmakers in 2026.

  • The $550m wipe affects Californians statewide
    A wide look at night as as L.A. fire department employees, with their backs turned to the camera, roll a patient on a gurney into an ambulance.
    Paramedics take a patient to a hospital on April 12, 2020 in downtown Los Angeles, California.

    Topline:

    Over 261,000 Californians will have medical debt erased, according to nonprofit Undue Medical Debt. That totals more than $550 million in medical bills, thanks to a gift from Snap Inc. CEO Evan Spiegel and Miranda Kerr.

    How does this work? Undue has paid off debts in California on a local level for a while now, but this is the first time it’s doing an erasure here statewide, according to vice president Daniel Lempert. You can’t apply for this relief. Instead, the nonprofit buys and pays off the debts for pennies on the dollar from participating groups and hospitals. Undue doesn’t disclose who those are unless the organization wants it known — and in this case, that is staying private.

    Who’s benefiting? To qualify, you must either be at or below 400% of the federal poverty level (that caps out at $132,000 for a family of four), or have medical debt that is 5% or more of your annual income. About half of the relief is going to people in Southern California:

    • San Diego County: $99 million (40,369 people)
    • Riverside County: $69.5 million (35,486 people)
    • San Bernardino County: $56.5 million (32,034 people)
    • Los Angeles County: $26.8 million (17,466 people)

    How will I know if I’m selected? If your debt is picked, you’ll get a letter in the mail from Undue Medical Debt. Those will start arriving in mid-July.

    Evan Spiegel is a financial supporter of LAist. Like other funders, he has no influence on our coverage.

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  • City ordered to adopt ranked-choice voting
    Aerial view shows the ocean in the foreground with a long pier with a red-roofed building at the end. Beyond the beach you you see homes and buildings.
    An aerial view of Huntington Beach, which could see its traditional way of voting upended.

    Topline:

    The traditional way of voting in Huntington Beach could be upended after a judge’s ruling this week in a case accusing the city of diluting the electoral power of its Latino residents.

    What happened? The judge has ordered Surf City to adopt ranked-choice voting for the November general election. Ranked-choice voting is where voters rank all candidates in order of preference, so if your first choice is eliminated, your vote transfers to your second choice candidate, and so on. It’s also the type of voting that helped Zohran Mamdani seize victory in the New York City mayoral race.

    Why it matters: The ruling comes in a legal challenge to the city’s at-large elections, arguing that Latino voters are unfairly disadvantaged and unable to elect a candidate of their choice. Orange County Superior Court Judge Craig Griffin agreed with the plaintiffs’ argument that “racially polarized voting has regularly occurred in Huntington Beach elections.”

    Read on ... for more about the decision that could forever change voting in Huntington Beach.

    The traditional way of voting in Huntington Beach could be upended after a judge’s ruling this week in a case accusing the city of diluting the electoral power of its Latino residents.

    What happened?

    The judge ordered Surf City to adopt ranked-choice voting for the November general election. Ranked-choice voting is where voters rank all candidates in order of preference, so if your first choice is eliminated, your vote transfers to your second-choice candidate.

    It’s also the type of voting that helped Zohran Mamdani seize victory in the New York City mayoral race.

    Why it matters

    The ruling comes in a legal challenge to the city’s at-large elections, arguing Latino voters are unfairly disadvantaged and unable to elect a candidate of their choice. Orange County Superior Court Judge Craig Griffin agreed with the plaintiffs’ argument that “racially polarized voting has regularly occurred in Huntington Beach elections.”

    The backstory

    The case was brought to court more than two years ago by the nonprofit group Southwest Voter Registration Education Project and Victor Valladares, a Huntington Beach resident and local Democratic activist.

    They argued that the city’s predominantly Latino neighborhood of Oak View had suffered decades of neglect, in part because residents there lacked the voting power to get representation in city government.

    The bigger picture

    Dozens of cities across Orange County and elsewhere in California have faced similar challenges to at-large elections over the past decade. Most have settled out of court by adopting district elections, whereby voters elect a candidate to represent their area, rather than citywide.

    The change has coincided with an increase in Latino city council members in some Orange County cities.

    Why ranked-choice voting?

    Judge Griffin wrote that ordering the city to adopt ranked-choice voting was a “less drastic remedy” to bolster Latinos’ voting power than district elections. Currently in Huntington Beach, all residents vote citywide for city council seats, and the top vote-getters win.

    With district elections, only people within a particular district can vote for a particular seat, which advocates say helps ensure districts see themselves represented in their local government bodies.

    Among the advantages of a ranked-choice system, advocates say, is that it gives voters more freedom to vote for their favorite candidate, even if they think that person won’t ultimately win.

    What does the ruling say, exactly?

    The ruling orders Huntington Beach to implement ranked-choice voting for the November 2026 general election, if the Orange County Registrar of Voters can support the quick switch. The ruling also calls for the city to elect all seven councilmembers at once, rather than staggering the elections, as it currently does per the city’s charter.

    Judge Griffin had delayed his ruling earlier this year to consider the impact of the U.S. Supreme Court’s recent decision in Louisiana v. Callais, which ruled that race cannot play a role in the drawing of voting districts. Griffin ultimately determined that “nothing in Callais alters this Court’s decision” in the Huntington Beach case.

    What’s next?

    Both sides have two weeks to raise objections to the tentative ruling. Kevin Shenkman, the attorney representing the plaintiffs, said he would not be surprised if the city appeals. City Attorney Mike Vigliotta told LAist in an email that his office is “reviewing the decision with outside counsel that litigated the case and determining next steps.”

    We reached out to the Orange County Registrar of Voters for comment, and did not hear back before publication. If and when that changes, we will update this story.

    How to attend Huntington Beach City Council meetings

    • Huntington Beach holds City Council meetings on the first and third Tuesday of each month at 6 p.m. at City Hall, 2000 Main St.
    • You can also watch City Council meetings remotely on HBTV via Channel 3 or online, or via the city’s website. (You can also find videos of previous council meetings there.)
    • The public comment period happens toward the beginning of meetings.
    • The city generally posts agendas for City Council meetings on the previous Friday. You can find the agenda on the city’s calendar or sign up there to have agendas sent to your inbox.

    LAist staff writer Sammy Marvin also contributed to this report.

    How to reach me

    If you have a tip, you can reach me on Signal. My username is @jillrep.79.

    • For instructions on getting started with Signal, see the app's support page. Once you're on, you can type my username in the search bar after starting a new chat.
    • And if you're comfortable just reaching out by email I'm at jreplogle@scpr.org

  • Preliminary injunction for Vermont Ave denied
    A computer rendering depicts pedestrians crossing a street with a marked bus lane and car traffic in the background along a street lined with palm treet.
    This rendering shows a concept for Metro's bus rapid transit project on Vermont Avenue.

    Topline:

    A judge has ruled that a Metro bus project in a congested area of Los Angeles can go forward, for now, without incorporating bike lanes that street safety advocates argue are required by city law.

    The project: The Vermont Transit Corridor project will add dedicated bus lanes along a more than 12-mile-long stretch of the busy road.

    Injunction denied: The ruling from June 15 is a decision on an injunction request that’s part of a lawsuit brought by Joe Linton, who argues that L.A.’s role in the design and permitting process of the project triggers Measure HLA street safety improvements. The L.A. City Attorney and Metro have rejected that interpretation of the ordinance.

    Read on … for more details on the lawsuit and Linton’s reactions.

    A judge has ruled that a Metro bus project in a congested area of Los Angeles can go forward, for now, without incorporating bike lanes that street safety advocates argue are required by city law.

    The $400 million project will add dedicated bus lanes along a more than 12-mile-long stretch of Vermont Avenue between 120th Street and Sunset Boulevard. The stretch of road has among the highest rates of pedestrian deaths and injuries in the city.

    The ruling from June 15 is a preliminary decision on an injunction request that’s part of a lawsuit brought by Joe Linton, who argues that L.A.’s role in the design and permitting process of the project triggers Measure HLA street safety improvements. The L.A. City Attorney and Metro have rejected that interpretation of the law.

    Linton filed the lawsuit in April 2025. He is the editor of the transportation publication Streetsblog LA. Linton is filing the suit as a resident of L.A., not in his capacity as an editor for Streetsblog.

    What is Measure HLA?

    In 2015, the L.A. City Council adopted Mobility Plan 2035, which identified networks of streets to improve with protected bike lanes, pedestrian signal improvements, bus lanes and other enhancements.

    Seven years later, frustrated with a lack of progress on the plan, the local nonprofit Streets for All began campaigning for Measure HLA. The ballot measure, which was passed by voters in 2024, legally requires the city to implement Mobility Plan upgrades when it repaves at least one-eighth of a mile of a street located in one of the networks.

    What are the key issues at stake in the lawsuit? 

    There’s been a longstanding disagreement over whether Measure HLA applies to Metro’s work in city projects. Metro and the city of L.A. say the ordinance only applies to projects the city leads. Streets for All and Linton say the question of who leads a project is a technicality and that the city is obligated to follow Measure HLA because it’s responsible for approving certain elements of the project’s designs and permits.

    The Mobility Plan calls for bike lanes along the same stretch of Vermont Avenue that Metro is working on.

    Linton’s lawsuit says the city didn’t implement the bike lanes in accordance with Measure HLA when it resurfaced Vermont Avenue service roads in the past and that it should implement the improvements as part of the Vermont Transit Corridor project.

    What are the details of the injunction? 

    As the lawsuit plays out in court, Linton requested an injunction that sought to prevent the city from approving final design plans for the project without the bike lanes that Measure HLA calls for.

    How to reach me

    If you have a tip, you can reach me on Signal. My username is kharjai.61.

    L.A. County Superior Court Judge Kristin Escalante denied the request on June 15. Escalante wrote in her decision that the city neither initiated the project nor selected Vermont Avenue for resurfacing and won’t be constructing the project itself.

    “Metro’s coordination with the city does not transform the project into one made by or undertaken by the city,” Escalante wrote in her decision.

    In April and June, Escalante denied Linton’s requests for pre-trial judgement on two other issues in his lawsuit, including deciding if resurfacing work on Vermont Avenue service roads triggered HLA-mandated upgrades and determining whether the city’s HLA ordinance represents an “impermissible amendment” of the ordinance.

    What happens next?

    The ruling is a preliminary decision. Linton said his legal team is preparing for the case to go to trial.

     “We didn’t lose at the end of the day,” Linton told LAist. “It’s a setback, but it’s a skirmish and not the outcome of the battle.”

    Metro said the agency does not comment on pending litigation.

    LAist reached out to the L.A. City Attorney and did not hear back.

    Are other legal battles taking place? 

    Yes, there are two additional ongoing lawsuits that are related.

    Linton filed a second lawsuit saying L.A. is using loopholes, like “large asphalt repairs,” to skirt Measure HLA requirements.

    Separate from Measure HLA, Metro is working on another bus rapid transit project to connect North Hollywood and Pasadena with construction set to begin this summer. Metro filed a lawsuit in May saying Burbank is, without authority, refusing to grant the transit agency construction permits. On June 18, Metro filed a motion for a preliminary injunction to get the necessary permits so it can begin construction in July and ensure the bus project is ready for the 2028 Olympics.

  • Eastside celebrations postponed due to fire
    A series of Fourth of July events scheduled across Council District 14 have been postponed due to the ongoing impact of a massive warehouse fire in Boyle Heights that blanketed surrounding neighborhoods in smoke for days.

    Topline:

    A series of Fourth of July events scheduled across Council District 14 have been postponed due to the ongoing impact of a massive warehouse fire in Boyle Heights that blanketed surrounding neighborhoods in smoke for days. 

    Lingering effects of the fire: The fire at the 500,000-square-foot Lineage cold storage facility was knocked down Wednesday evening, but many residents say they are still feeling the effects of the smoke and have questions about the short- and long-term impacts of exposure, as well as what exactly they have been breathing. 

    Read on ... for a list of Eastside Fourth of July events that have been postponed to a later date.

    This story first appeared on The LA Local.

    A series of Fourth of July events scheduled across Council District 14 have been postponed due to the ongoing impact of a massive warehouse fire in Boyle Heights that blanketed surrounding neighborhoods in smoke for days. 

    The fire at the 500,000-square-foot Lineage cold storage facility was knocked down Wednesday evening, but many residents say they are still feeling the effects of the smoke and have questions about the short- and long-term impacts of exposure, as well as what exactly they have been breathing. 

    Jurado announced Thursday that out of an abundance of caution, the four Fourth of July events that were scheduled to take place from Friday to Sunday at various parks across her district have been postponed to allow the community and her office to focus on “recovery, connecting residents with resources and getting people the answers they deserve.” The free events were set to include live entertainment, community resources booths and a drone show. 

    The postponed events include:

    • Friday at Eagle Rock Recreation Center
    • Saturday at El Sereno Recreation Center
    • Sunday at Hollenbeck Recreation Center
    • Sunday at Lincoln Park Recreation Center

    “While air quality regulators have not ordered the cancelation of outdoor events, the fire response remains active, residents are still seeking clear information and support, and many families in the impacted area continue to have concerns about smoke, ash, odors, and possible exposure,” Jurado said. 

    In the wake of the fire, Jurado has been asking agencies and the companies responsible for transparency. On Monday, the councilmember introduced a motion calling for the public release of air quality and environmental testing information in a way residents can actually understand.

    While no independent testing has been commissioned by her office, Jurado told Boyle Heights Beat that the motion, “is intended to bring that information into the open so residents can get clear answers instead of rumors, speculation, or incomplete information.”

    According to CD14, the rescheduled event dates will be shared as soon as they are available.