The Brief

Nearly 3.7 million students and 667,000 newborns in California have money invested in a savings account to help pay for college. But most families don’t know the money is there.

Citlali Lopez, a second-year psychology student at Sacramento State, found out a few months ago she had $500 sitting in a California Kids Investment and Development Savings Program (CalKIDS) account. Although she’s been eligible to use the funds since she graduated high school in 2022, she had no idea until her sister, who works at a nonprofit that supports low-income students with scholarships and financial aid, told her to check her eligibility. Lopez was skeptical at first, but found she was eligible and registered her account.

“I was just really surprised that I was able to get some extra help,” she said.

Financial aid had been top of mind for her and guided her decision to go to Sacramento State. She plans on using the money to finish general education classes over the summer if financial aid will not cover it.

Citlali Lopez is a second-year student at Sacramento State University and a beneficiary of the state’s CalKIDS program. May 9, 2024.

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Miguel Gutierrez Jr.

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CalMatters

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So who gets money? Under CalKIDS, all babies born in California receive a sum. Babies born between July 1, 2022 and June 30, 2023 received $25 deposits, and all babies born after July 1, 2023 receive $100 deposits.

As part of the program, all low-income first grade students receive a one-time deposit of $500. First-graders who are in foster care receive an extra $500 and homeless first-graders receive $500 more, totalling $1500 for some students. All the accounts are tax-free, and the money is invested whether or not families claim their accounts.

Additionally, the state spent $1.8 billion in the 2021-22 budget to provide a one-time deposit to all low-income students in grades 1 through 12 in 2022.

Yet, of the 4.3 million student accounts created, only 313,445 accounts have been claimed by families, meaning they have registered online and seen the amount in their accounts. Only 6.3 percent of newborn accounts have been claimed and 7.4 percent of student accounts have been claimed as of March 2024.

The state is slowly building awareness about college savings

CalKIDS is run by a three-person team led by Julio Martinez, the executive director of the Scholarshare Investment Board, an agency within the State Treasurer’s Office. It administers the state’s 529 college savings accounts, which allow families to invest money tax free to cover education related expenses in the future. The team is responsible for creating the accounts, notifying families about the accounts and explaining what CalKIDS can provide to families.

“With these programs, it takes time to kind of build brand awareness, and also to break down the skepticism that often exists when you get a letter in the mail that says you have free money,” Martinez said. CalKIDS staffers go to college fairs and financial aid nights and host online informational sessions to reach families and students.

The state allocated $22 million in the 2022 and 2023 budgets to market the program. In Los Angeles, Riverside, Fresno, and Sonoma counties, CalKIDS program info is sent to all families that request a birth certificate, according to Joe DeAnda, the director of communication at the State Treasurer’s Office. During the first three months of this year, registration in the newborn program has more than doubled, from 20,608 to 42,312 newborns.

In April, CalKIDS began targeting high school seniors, through social media, email and direct mail, according to DeAnda. By May, the number of claims among high school seniors increased by 74%. They have partnered with school districts, such as Hawthorne School District in Los Angeles County, where 87% of seniors have claimed their accounts.

Still, most of the funds for marketing CalKIDS remain unused. The 2023-24 California state budget reappropriated $8 million to CalKIDS for a statewide media campaign, and the Scholarshare Investment Board is currently soliciting proposals for marketing services, which were anticipated to start on April 1, but have not begun.

“If families are not aware of this program, then it’s not going to have the impact that we think it’s going to have,” Martinez said.

The fact that many families don’t start thinking about college until high school is one cultural obstacle that college savings programs like CalKIDS run up against, says Willie Elliott, a professor of social work and founder of the Center on Assets, Education, and Inclusion at the University of Michigan.

“So, we can’t expect that we put one of these programs in place, and, instantly, people get it and start functioning in that way,” Elliott said.

Elliott has helped develop state and local college savings programs in Pennsylvania, New York City and Washington, D.C. He says that enrollment is not the best measure of success of programs like CalKIDS, especially this early on in the program.

“What you have in place in California is the infrastructure and now you have to do the work of making communities aware,” Elliott said.

He suggests that creating a culture around college savings through programs like CalKIDs will lead to positive outcomes. Those include increased account enrollment, more family conversations about going to college, and generally less stress for families who will be hopeful for their children’s future.

The conversations about college are as important as the amount of money actually in the account, Elliott said. Elliott’s research has shown that low-income students with a college savings account are three times more likely to attend college and four times more likely to graduate than students without an account.

A screenshot of the CalKIDS website.

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CalKIDS

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Amanda Cook, a mother of six who has four children eligible for CalKIDS, is the homeless student advocate at Marysville Joint Unified School District in Yuba County, where she works to support homeless students and help them graduate. She said a lot of the families she works with don’t have college at the top of their mind because they’re thinking about urgent concerns like where they will sleep.

She said if schools were able to register students, it would be helpful for the families she supports. She also said training for school staff and counselors on the program as well as outreach from California Health and Human Services would help build awareness for schools and families.

CalKIDS joins local programs investing in students’ education

For many students, CalKIDS can be coupled with one of more than a dozen local child’s savings account programs in California. Launched in 2010 by then-mayor of San Francisco Gavin Newson, Kindergarten to College was the first program in the country to include automatic and universal enrollment.

Over the last 14 years, the program has been able to refine its outreach efforts to meet the needs of San Franciscans, said Amanda Fried, the chief of policy and communications at the San Francisco Office of the Treasurer & Tax Collector. Students are eligible no matter their documentation status and can easily make cash deposits into their accounts.

“People have so many things on their plate, and so many competing priorities, and I think a huge mistrust of the financial system, which is totally warranted,” Fried said. “So this program just kind of eliminates so many barriers for families.”

The program’s five-person team hosts weekly online office hours in English and Spanish, texts resources and reminders to parents and trains teachers and counselors as school ambassadors to explain the program and answer questions. Students take field trips to Citibank to make deposits into their accounts, so they can physically contribute to their futures.

“We really have an intentional focus on schools where typically students are much less likely to go to college. That’s where we focus our in-person resources,” Fried said. ”We’re on the ground at those schools, talking to families constantly.”

Oakland Promise has a child’s savings program that starts in kindergarten, also called Kindergarten to College, alongside a program for newborns for Medi-Cal eligible families called Brilliant Baby. Veena Pawloski, the chief program officer at Oakland Promise, said they use community-based organizations to act as enrolling partners.

Can college savings accounts help combat poverty?

The aim of college savings programs like CalKIDS is not for money deposited by the state to grow enough to pay for college entirely. Rather, the program intends to ease some of the burden of college costs and help students create a college-bound identity.

Last year, UCLA opened the CalKIDS Institute in partnership with the state to boost outreach as well as research the program’s reach and which demographics they should be targeting based on enrollment. The institute’s director, Nayiri Nahabedian, said that, ultimately, the point of all these programs is to make college seem like an attainable goal for students and show them that the state, their community and their family believe that they can pursue higher education.

“CalKIDS made me realize more how much people are willing to help students,” said Lopez, the Sacramento State student.

“For a lot of students [the money] can make the difference between deciding to go and not deciding to go. It can be the difference between having a laptop and not having a laptop, having WiFi at home and not having WiFi at home,” Martinez said.

Recent graduates walk up the Hilmer Lodge Stadium ramp, while students take selfies after recieving their associates degrees at Mt. San Antonio Community College’s 75th commencement ceremony, on June 11, 2021.

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Pablo Unzueta

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CalMatters

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In addition to registering, students can connect their CalKIDS account to a ScholarShare 529 account where families can contribute their own money, which is invested. Six percent of claimed student accounts and 35% of claimed newborn accounts have been connected to a ScholarShare 529 account. According to Martinez, families have, on average, $2,890 in their Scholarshare 529 account connected via their CalKIDS account.

Evelyn Garcia Romero, a senior at Calistoga Junior-Senior High School, did not know before talking to CalMatters that she could add her own money into a Scholarshare 529 that has accrued $32 in addition to the original $500 deposit.

“I feel like every cent counts and makes a difference,” said Garcia Romero, who plans on using her CalKIDS money and future savings to go to law school. “So, having an extra $500 would be so helpful and will definitely encourage me to attend college even more.”

Resources

• See if you or your child is eligible
• Claim your CalKIDS account
• Get answers to frequently asked questions
• Contact CalKIDS for help

Incumbent L.A. Mayor Karen Bass and challenger City Councilmember Nithya Raman went head-to-head in a tense, live televised debate Tuesday night.

With Election Day only three weeks away, the candidates are racing to make their case to voters on major mayoral priorities like homelessness, public safety and the 2028 Olympics.

Here are three takeaways from the hour-long NBC4 and Telemundo 52 debate in Universal City. Each candidate was given about a minute to answer a question, with another 30 seconds each for rebuttals and follow-ups.

What did the candidates say about homelessness?

Bass has repeatedly pointed to a drop in homelessness under her tenure — a trend that faltered this past year, according to the results of the annual homeless count. After two years of declines, homelessness jumped 3.4% in the city of Los Angeles.

During the debate, she acknowledged the recent increase, but pointed to several council districts where homelessness dropped, including Raman’s.

“ The main reason homelessness went down is because our efforts with Inside Safe,” Bass said, crediting the program for removing three large encampments from Raman’s district. Raman represents Council District 4, which stretches from parts of Silver Lake to the Hollywood Hills and Reseda.

L.A. Mayor Karen Bass took shots at her challenger, at one point describing City Councilmember Nithya Raman as " contemptuous of her constituents."

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Inside Safe is Bass’ signature homelessness program that moves people from encampments into motels and interim housing. Raman has criticized the program, arguing it has wasted money and its approach had not changed since it launched nearly four years ago.

“ Under this mayor's leadership, we have poured hundreds of millions of dollars into an incredibly expensive program, Inside Safe, which has been unaccountable to the public, for which she has refused audits …  And it looks exactly the same as it did on day one.”

Both candidates seemed to agree that there needs to be more transparency in the city’s homelessness system.

Bass said the city needs to be in complete control: “ No more joint working with the county.”

Raman said every homelessness dollar needs to be monitored and every service performance tracked to actually respond to Angelenos’ needs.

What did the candidates say about policing?

Raman confirmed during the debate that she wants to replace Jim McDonnell as chief of the Los Angeles Police Department, saying he had lost the trust of Angelenos, especially in response to federal immigration raids.

Asked whether she would replace McDonnell before the 2028 Olympics, Raman didn’t give a timeline. She said it would depend on other factors and decision makers, such as the Police Commission and L.A. City Council.

“ I promise you, Angelenos, I promise you, there is no decision that I will take as your mayor that will put you in danger,” Raman said. “Everything will be done with care, and with the advice of all of the people that are involved in making sure that you are safe as these Olympics approach.”

L.A. City Councilmember Nithya Raman criticized L.A. Mayor Karen Bass' signature homelessness program, Inside Safe, and her administration's response to major fires.

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Bass pressed Raman on the issue, saying the councilmember doesn’t have “any idea” what it takes to pick a police chief.

“ We are 640 days away from the largest sporting event to ever take place — a major national security event — and if you think that you're gonna find a police chief, you would send the department in disarray by doing that,” Bass said.

Both candidates weighed in on the LAPD’s use of Automated License Plate Readers, otherwise known as ALPRs.

Raman said she’s been “very skeptical” of these kinds of mass surveillance technologies and would want to see hard proof that the data would not be shared with ICE.

Bass said she thinks ALPR’s have a place in crime prevention, but she does not support a renewed contract with Flock, describing the company as “completely uncooperative.”

What did the candidates say about emergency response?

Bass has been heavily criticized for her administration’s response to last year’s Palisades Fire, and she apologized during the debate for not being in L.A. “when my city needed me.” Bass was in Ghana when the fires ignited as part of a Biden administration delegation for the inauguration of the country’s new president.

Bass said the city would be ready to respond to the next catastrophic wildfire, in part under new leadership from Fire Chief Jaime Moore.

“ As a matter of fact, we're preparing for what is a potential Red Flag day this Thursday,” Bass said. “He has already reached out to the state for additional resources. He is planning to pre-deploy in the Palisades and other high-risk fire areas.”

Raman honed in the Palisades Fire, as well as this summer’s Lineage warehouse fire in Boyle Heights, describing both as a “failure” of leadership from the mayor. Raman said she would have handled the Lineage fire differently.

“ I will make sure that our community is met with resources, evacuation support and the information they need in the languages that they need, which this community did not get during these fires,” she said.

Go deeper

LAist Voter Game Plan guide - Los Angeles mayor

A Los Angeles homelessness planning body voted Tuesday to have L.A. County officials take over the region’s yearly homeless count and handle applying for federal homelessness funds on behalf of the region — two jobs currently held by the embattled L.A. Homeless Services Authority.

The decision by the L.A. Continuum of Care — in a 310-9 vote — comes after the Trump administration sidelined the agency, known as LAHSA, from the federal-facing roles it’s held for decades. It signals a loss of power for LAHSA and a major shift in homelessness oversight for the L.A. area, passing significant control of the region’s homelessness response to L.A. County officials.

The details

If Tuesday’s selections are approved by a federal judge, L.A. County’s Department of Homeless Services and Housing will soon be in charge of conducting the region’s annual point-in-time homelessness tally, instead of LAHSA.

The county would also take over the responsibility for submitting annual homelessness funding applications for hundreds of millions of dollars in taxpayer funds to the U.S. Department of Housing and Urban Development, or HUD, on behalf of the whole region.

Volunteers at the 2023 L.A. homeless count review the map of Westwood prior to heading out.

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Samanta Helou Hernandez

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The timeline for these responsibilities being fully transferred away from LAHSA is expected to be determined by a federal judge in the coming weeks.

How we got here

LAHSA is the city and county’s joint-powers homelessness authority. In June, HUD suspended the agency from performing its federal-facing responsibilities, citing financial mismanagement. LAHSA sued. In August, U.S. District Judge David O. Carter paused LAHSA’s suspension. He also ordered the L.A. Continuum of Care to run an evaluation process to replace LAHSA in federal roles within 60 days.

The L.A. Continuum of Care is a HUD-recognized group representing homeless services providers, government agencies and community advocates across L.A. County. It’s responsible for choosing the entity that fills these federal roles. The Trump administration’s suspension of LAHSA forced the group to consider alternatives.

L.A. County’s Department of Homeless Services and Housing was the only agency or organization that applied to manage both the homeless count and the region’s yearly application for federal homelessness dollars.

What’s next?

While a report is due to Carter on Tuesday, Oct. 13, the full selection process he ordered is not yet complete. The L.A. Continuum of Care still needs to vote on its final designations for who should succeed LAHSA in two other federal roles: managing a database that tracks unhoused Angelenos and running the system used to match people with shelter and housing. The city of Los Angeles and L.A. County are competing for those roles.

A vote scheduled Oct. 9 was delayed when over 1,000 people overwhelmed the Zoom capacity. It will be rescheduled — no date has been set yet.

The court’s preliminary injunction pausing LAHSA’s suspension is set to expire on Oct. 27.

This story first appeared on The LA Local.

Hollywood Park, the home of SoFi Stadium, is throwing its financial weight into a campaign to block Inglewood Mayor James Butts’ bid for reelection on Nov. 3, according to campaign finance records.

The Take Back Inglewood campaign is the latest signal that Butts’ ties to SoFi Stadium owner Stan Kroenke are unraveling as the city battles its stadiums over billboard deals and $400 million in infrastructure payments.

Inglewood’s stadium interests have supported Butts politically and financially in past elections, according to reporting from the LA Times, but a spokesperson for the Hollywood Park-funded campaign said stadium officials lost confidence in Butts. 

“The relationship changed because, in their experience, they could no longer trust him to deal with them honestly and fairly,” Shallman said. “Political support isn’t a lifetime contract.” 

Butts fired back in an interview with The LA Local that the campaign is about trying to protect Hollywood Park’s business interests. 

“They believe because they have millions to spend on advertising, they can manipulate the electorate into voting against someone that has changed the entire trajectory and value of our city” the four-term mayor said, adding in a later written statement that his record speaks for itself. 

Since last summer, Inglewood officials and the stadiums have been duking it out in court over the terms of their relationship and the city’s financial deals with billboard operator WOW Media. Judges have ruled in favor of the WOW arrangement, but last month voided the city’s contract with Hollywood Park.

Now, both sides are pouring millions into Inglewood’s election, looking to sway voters. 

A new batch of election finance filings released Monday in response to a public records request from The LA Local show Take Back Inglewood is entirely funded by $750,000 from Hollywood Park. Butts’ own campaign, by comparison, has spent $264,085 this year out of just over $610,000 in total funds.

Elsewhere, the stadium-backed Neighbors for Beautiful Inglewood has spent $3.1 million campaigning for the anti-billboard Measure BB. Inglewood Residents for Stadium Accountability, funded by WOW, has put $2.5 million of its own into trying to block BB and pushing for the ticket tax increase Measure AT.

Fernando Guerra, a Loyola Marymount University political scientist, said the campaign dollars are unsurprising. Inglewood’s place as an international sports and entertainment hub has turned it into a prime place for a contentious, expensive election, Guerra said.

“It’s par for the course when you combine contracts and politics and cities needing to raise revenue,” Guerra said. “The higher the stakes, the more the money that’s going to be spent.”

Butts told The LA Local he sees the stadium campaigns as paternalistic, and that they treat voters as pawns in Hollywood Park’s economic interests.

Shallman countered that the campaign is not tied to the stadium development’s disputes with the city and said Butts has in the past defended the support he received from Inglewood venues. The stadium development, he said, has a natural stake in the race through its employees.

“These aren’t outsiders who parachuted into Inglewood. The venues have invested billions of dollars in the city, created thousands of jobs,” he said. Shallman added that locals have aired their own criticisms of Butts’ leadership.

Butts isn’t without his own allies. Billboard interests have put $80,000 into the mayor’s reelection campaign since January alone, with more coming from real estate firms. Butts said campaign donations don’t influence his decisions as mayor. 

“My decisions are driven by the needs of our community,” Butts said.

Take Back Inglewood isn’t backing any of the five candidates running against Butts, Shallman said, at least for now. 

“They reserve the right to weigh in if they feel the need,” Shallman said. “The key at this stage is to make sure voters are aware of his record.”

Los Angeles resident Noemi Tagorda’s mother and grandmother used to go to Langer’s Delicatessen, buy chicken and enjoy their meal with a relaxing picnic in MacArthur Park. Tagorda shared her story during her address to Mayor Karen Bass regarding public safety at a candidate forum on Sunday in a Westlake church.

“That’s virtually impossible for anyone to experience now,” Tagorda said. “Now when you say MacArthur Park, you think of a place that is destitute, [where] there’s just a lot of human suffering, and it’s not a place where you think you can go and relax.”

Hundreds of people from different faith backgrounds attended the public accountability assembly at Precious Blood Church hosted by One LA-IAF, a network of diverse religious and non-profit institutions across Los Angeles County.

Mayor Karen Bass says farewell during a public accountability assembly hosted by One LA-IAF at Precious Blood Church in Westlake in Los Angeles, Calif. on Oct. 11, 2026.

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The forum included Bass and Councilmember Nithya Raman, along with candidates for L.A. County sheriff. 

Parishioners like Tagorda walked up to the stage to share their stories and faith leaders then asked each candidate if they were willing to work with One LA-IAF to address the issues while giving each candidate a minute to respond. 

The key issues discussed during the event included: immigration, public safety, sidewalk repair and sex trafficking. 

Manuel Olvera, a member of St. Anthony Catholic Church in San Gabriel, shared the story of a friend and immigrant churchgoer who asked Olvera to share his story on his behalf due to fear.

In the story, Olvera shared that the man and his son had recently lost their jobs due to the current situation with Immigration and Customs Enforcement (ICE) and have been living off of their savings for months.

“It’s not just difficult trying to survive financially,” said Olvera in Spanish on the immigrant’s behalf. “It’s also having your home be a prison.”

Nithya Raman stands at the podium during a public accountability assembly hosted by One LA-IAF at Precious Blood Church in Westlake in Los Angeles, Calif. on Oct. 11, 2026.

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On immigration 

Councilmember Raman committed to hosting an immigration retreat and meeting with One LA-IAF. She shared that she is also an immigrant from India, who arrived in the US when she was 6. 

She added that Bass proposed to cut legal defense funds in the last budget. The city council eventually approved $1.5 million in funds for the immigrant legal defense program in the final budget earlier this year.

“If I am elected mayor, I will make it higher and ensure that immigrants who are facing deportation have the resources they need to be able to respond.”

Mayor Bass made the same commitment as Raman with One LA-IAF but when it came to the topic of immigration, she chose to focus on her past work of being part of a congressional hearing alongside Congressman Robert Garcia. 

“It was several months ago, but you came to me and you proposed the idea of doing a city hearing on immigration, we established a great partnership then,” said Bass to One LA-IAF. “And what we did was we actually turned it into an official congressional hearing and what I am hopeful is that in the next 25 days or so, I try not to count, we will have a change in the House of Representatives.”

Manuel Olvera shared the story of a fellow parishioner who was afraid to speak due to his immigration status during a public accountability assembly hosted by One LA-IAF at Precious Blood Church in Westlake in Los Angeles, Calif. on Oct. 11, 2026.

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On public safety 

Bass wants to focus on differentiating between drug dealers and drug users and fighting for residential drug treatment if elected to a second term in office.

“We need to separate those people who prey on our people, who are the drug dealers and the criminal element, from the people who are addicted to the drugs, and we need to get treatment for those people,”  Bass said. 

Raman shared the successes on reducing homelessness in her district and wants to center a compassionate response to the ongoing crisis.

“We have had incredible results on addressing homelessness, a 50% reduction in the number of people living on the street just last year, even as homelessness went up citywide,”  Raman said. “I do not believe that a compassionate response to the crisis on our streets and the safety of our residents have to be in conflict.”

Closing statements

For the final question, organizers asked each candidate if they were willing to meet regularly to address the topics discussed, collaborate on other issues if needed and if the candidate was willing to host a retreat.

Bass said that she believes the group meets regularly with her office and agreed to not only host the retreat, but also being there in person.

“I believe the way you bring about change is from the inside and outside strategy,” said Bass. “That’s a must-do, and I also think it’s important that if you really believe in change and if you really believe in all the issues we talk about, then you’ve got to show up. You’ve got to be there. It’s not just about your idea or all of that, but you have to be there.”

Raman said that the needs in the city are so great and city resources are not enough to address them, so she is happy to commit to partnering with One LA-IAF.

“I know from my work on the council that nothing succeeds without partnership with the people, and so I’m deeply committed to coming to you and partnering with you before we put any of this forward, so that we face the highest likelihood of success, and so that we can lift up our city and its needs together,” Raman said. 

Tagorda, who is also a parent of a student at Precious Blood school, told the LA Local that she was happy seeing people from different faiths and parts of the city participating in the event.

“It’s really great to have that cross-religious platform of all the different religious organizations coming together and sharing the same stories and working together to get the government’s attention on issues that are important to us as a community,” said Tagorda.

Looking for the facts about what’s on the ballot and how it will affect your neighborhood? Visit thelalocal.org/elections for voter guides, news and more.

The post Voters take LA mayoral candidates to church in Westlake election forum appeared first on LA Local.