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The Brief

The most important stories for you to know today
  • Insurance plan could get more oversight under bill
    Smoke billowing in the mountains in the background with a street in the foreground.

    Topline:

    California lawmakers sent Gov. Gavin Newsom a bill last week that is meant to toughen scrutiny of the state’s embattled fire insurer of last result by insisting that two of their leaders join its governing committee.

    About the FAIR plan: The FAIR Plan, which is an alliance of insurers that do business in the state, has grown to more than 610,000 policies as of June, a 154% increase since September 2021. It has become one of the largest insurers in California as other insurance companies have canceled or stopped issuing new policies here, citing growing wildfire risk. The plan is run by its member insurers — not the state. Its governing committee consists of mostly insurance representatives, though the governor appoints some non-voting members.

    Assembly Bill 234: The bill would put the state’s two top lawmakers — currently Senate President Pro Tem Mike McGuire and Assembly Speaker Robert Rivas — on the governing committee of the FAIR Plan. But the lawmakers or their representatives would be non-voting members of the committee, raising concerns about the bill’s effectiveness.

    In the closing days of the legislative year, California lawmakers sent Gov. Gavin Newsom a bill that is meant to toughen scrutiny of the state’s embattled fire insurer of last result by insisting that two of their leaders join its governing committee.

    Assembly Bill 234 would put the state’s two top lawmakers — currently Senate President Pro Tem Mike McGuire and Assembly Speaker Robert Rivas — on the governing committee of the FAIR Plan, the insurer that’s mandated by law to sell policies to homeowners who can’t get them from other insurance companies. But the lawmakers or their representatives would be non-voting members of the committee, raising concerns about the bill’s effectiveness.

    The FAIR Plan, which is an alliance of insurers that do business in the state, has grown to more than 610,000 policies as of June, a 154% increase since September 2021. It has become one of the largest insurers in California as other insurance companies have canceled or stopped issuing new policies here, citing growing wildfire risk. The plan is run by its member insurers — not the state. Its governing committee consists of mostly insurance representatives, though the governor appoints some non-voting members.

    Insurance Commissioner Ricardo Lara asked the governor to sign the bill, saying in a letter dated Saturday that it “will help further needed transparency of this insurance safety net while supporting legislative policymakers’ oversight efforts.”

    The bill, which the Assembly sent to the governor on Saturday, would be effective immediately and comes at a time of numerous challenges for the FAIR Plan:

    • It faces lawsuits from homeowners who say they have been denied coverage for their smoke-damage claims from the Los Angeles County fires in January. Hilary McLean, spokesperson for the FAIR Plan, said the plan would not comment on ongoing litigation.
    • In July, the state’s Insurance Department filed legal action (not a lawsuit) against the plan, accusing it of denying more than 200 smoke-damage claims and saying the department’s multiyear investigation found hundreds of violations of consumer-protection laws. The FAIR Plan has responded to the department’s Order to Show Cause by requesting a hearing before a state administrative body. McLean said the plan has been working with the department over the past year to “update and clarify its policy language around smoke damage, so the language reflects the manner in which these claims are being adjusted.”
    • Earlier this month, Gov. Gavin Newsom accused the FAIR Plan of violating court orders related to covering smoke damage and urging it to start approving smoke-damage claims “expeditiously.” McLean said the plan “appreciates Gov. Newsom’s concerns about handling claims quickly and fairly. We are committed to ensuring that every policyholder is treated with compassion, respect and in full accordance with California law.” She said the plan will submit a response to the governor this week.

    McLean said the plan does not have a position on the governing-committee legislation.

    The smoke-damage complaints come on top of numerous other issues FAIR Plan policyholders and insurance professionals have raised. As CalMatters reported last year and earlier this year, those include poor customer service, payment delays and slow response times, which the plan attributed to growing pains.

    The Consumer Federation of California opposed the bill, criticizing it for not having enough teeth.

    “Is it a bad thing? Probably not,” Robert Herrell, executive director of the nonprofit group, told CalMatters. “But if anybody thinks that putting two non-voting members on the committee is going to be meaningful, they’re deluding themselves.”

    Herrell, a former deputy insurance commissioner under former Commissioner Dave Jones, said the FAIR Plan governing committee — which is mostly made up of the insurance industry — will still have the ability to conduct business behind closed doors.

    Joel Laucher, who also worked under Jones and is now a program specialist at consumer advocacy group United Policyholders, used to go to the FAIR Plan’s governing committee meetings as chief deputy commissioner of rate regulation. He said at several meetings, he would have to wait while the committee’s executives went into closed sessions.

    “They stated that their executive sessions were privileged, confidential and not open to the department,” Laucher said.

    But he said it could still be useful to have state lawmakers on the committee who could learn more about the workings of the FAIR Plan. “Having direct experience as a legislator might provide them with some understanding and information they might need to initiate broader authority over the FAIR Plan,” he said.

    During the vote on Friday, Democratic Sen. Anna Caballero of Merced said the roles of the two lawmakers or their representatives would “mirror that of the governor’s four existing non-voting appointees.”

    Paying claims over time

    The Legislature also passed AB 226, which will allow the FAIR Plan to get bond financing through the California Infrastructure and Economic Development Bank. The bill aims to ensure the plan, which has warned about its continued ability to pay claims, will be able to spread out financing its claims payments over time.

    Assemblymember David Alvarez, the Democrat from Chula Vista who co-authored the bill, told CalMatters that funding for the FAIR Plan was a priority for the Legislature.

    “If the FAIR Plan became insolvent, our (insurance) crisis would become a disaster,” said Sen. Roger Niello, the Republican from Roseville who’s vice chair of the Senate insurance committee.

    Automatic payments

    Lastly, lawmakers sent AB 290 to the governor’s desk. The bill requires the FAIR Plan to establish a system for its policyholders to make automatic payments. The FAIR Plan originally opposed the bill but now has no position on it, McLean said. The plan will have to create the system to give policyholders the automatic-payment option by April 1, 2026, but policyholders cannot be canceled or not renewed if they don’t enroll in it.

    This article was originally published on CalMatters and was republished under the Creative Commons Attribution-NonCommercial-NoDerivatives license.

  • Best new artist contenders benefiting from app
    a photo collage of two women standing next to each other against a purple background. the one on the left has long blond hair and a silver dress and is waving and smiling. the one on the right has a poofy white dress and is holding a microphone and singing.
    TikTok has become an essential element in giving rising musicians a platform to develop their identity, as it did for Addison Rae (left). It's also become a widely used and effective tool for promoting artists who already have a record deal, like Olivia Dean. All of the best new artist nominees at this year's Grammys were TikTok stars of one kind or the other.

    Topline:

    According to the Recording Academy itself, the Grammy for best new artist is for musicians who are having "a breakthrough into the public consciousness." What did it look like to have a breakthrough moment in 2025? More often than not, it meant having a hit song on TikTok. At this weekend's Grammys, all eight best new artist nominees are musicians whose popularity skyrocketed thanks to the app.

    The backstory: Last year, Luminate partnered with TikTok on a Music Impact report. It found what many powerbrokers in the music industry have known for awhile: The app is not only a large source of music discovery, but also a leading driver of chart success. According to the report, 84% of songs that entered Billboard's Global 200 chart went viral on TikTok first.

    This year's Grammys: Looking at this year's Grammy nominations, the best new artist contenders run the gamut from indie darlings who started making music a decade ago to former Hype House TikTok creators who launched recording careers in 2025. All eight nominees used the app in their ascent to pop stardom — but did they rise through the music industry into TikTok virality? Or the other way around?

    Read on ... to discover which new artists started on the app and which came up the old-fashioned way.

    According to the Recording Academy itself, the Grammy for best new artist is for musicians who are having "a breakthrough into the public consciousness."

    What did it look like to have a breakthrough moment in 2025? More often than not, it meant having a hit song on TikTok. At this weekend's Grammys, all eight best new artist nominees are musicians whose popularity skyrocketed thanks to the app.

    "If there's anything that speaks to TikTok's power right now, I think it's this category in particular," says Robert Steiner, a media analyst at the music and entertainment insights company Luminate.

    Last year, Luminate partnered with TikTok on a Music Impact report. It found what many powerbrokers in the music industry have known for awhile: The app is not only a large source of music discovery, but also a leading driver of chart success. According to the report, 84% of songs that entered Billboard's Global 200 chart went viral on TikTok first.

    And music, in turn, is essential to the app as well. Steiner says going all the way back to its roots in Musically — a platform for lip-syncing videos — songs have been the currency for TikTok's biggest memes and dances.

    "A lot of the trends that we see on TikTok are audio-based. Obviously video is part of it, but the sound is a huge aspect of it as well," Steiner says. "It was set up to really capitalize on audio becoming a key driver to the app, and I think as a result, it does seem like they created at least a segment of their user base that is very musically inclined."

    Looking at this year's Grammy nominations, the best new artist contenders run the gamut from indie darlings who started making music a decade ago to former Hype House TikTok creators who launched recording careers in 2025. All eight nominees used the app in their ascent to pop stardom — but did they rise through the music industry into TikTok virality? Or the other way around?

    Olivia Dean

    The English singer is not a newcomer; as she told NPR's Morning Edition in September, she's been recording and releasing music for nearly a decade. In 2023, her album Messy was shortlisted for the U.K.'s Mercury Prize. But in 2025, the warm soul-pop melodies of her album The Art of Loving put her on the map in a major way. The single "Man I Need" became a hit on TikTok — it's been used in 1.7 million videos so far, according to the app — and quickly climbed the charts.

    Did Olivia Dean come from TikTok or the music industry: The music industry. 

    KATSEYE

    Born out of a reality television competition show in 2023, KATSEYE is a global girl group seemingly created for TikTok virality — and so far, the sextet has delivered. In 2025, singles like "Gnarly" and "Gabriela" steadily climbed the charts; but perhaps more importantly, they soundtracked millions of videos on TikTok. Choreography from KATSEYE's Gap commercial (set to "Milkshake" by Kelis, not their own song) became a dance trend too, heralded as a clap back to Sydney Sweeney's controversial American Eagle jeans ad. In December, TikTok officially crowned KATSEYE its Global Artist of 2025.

    Did KATSEYE come from TikTok or the music industry? Both.

    The Marías

    The indie pop band started releasing synth-driven, bilingual songs nearly a decade ago and collaborated with Bad Bunny on his 2022 album Un Verano Sin Ti. But it was a demo of their song "No One Noticed," which lead singer María Zardoya released unofficially on her TikTok account, that would become the band's biggest song to date, and was later officially released on their 2024 album Submarine. Zardoya told podcast host Zach Sang that despite being a slower, introspective song — the opposite of what the band's label wanted at the time — fans gravitated towards it on social media.

    Did The Marías come from TikTok or the music industry? The industry via the independent route — they built a fanbase and eventually landed a record deal with Atlantic, then hit big on the app. 

    Addison Rae

    Originally from Lafayette, La. — cue the Britney Spears comparisons — Addison Rae became a TikTok sensation in 2019 by posting videos of herself dancing to viral songs. She moved to Los Angeles, joined the Hype House and amassed millions of followers, all of which then helped build momentum for a music career. After a co-sign from Charli XCX on the "Von Dutch" remix, she released her effervescent debut album Addison in June.

    Did Addison Rae come from TikTok or the music industry? TikTok. 

    sombr

    Hailing from New York City's Lower East Side, the Gen Z rocker sombr has had his share of viral TikTok songs. His 2022 single "Caroline" was the first, helping him get signed to Warner Records when he was still 17 years old. Two more followed in 2025; his singles "Back to Friends" and "Undressed" were used on hundreds of thousands of TikTok videos and both steadily climbed Billboard's Hot 100 chart, months before sombr released his debut album I Barely Know Her.

    Did sombr come from TikTok or the music industry? Both. 

    Leon Thomas

    A child Broadway star and former Nickelodeon actor, it's safe to say Leon Thomas has been grinding for decades. After being mentored by Babyface for years, the 32-year-old has produced for artists ranging from his Victorious co-star Ariana Grande to Rick Ross. In 2024, he won a Grammy for best R&B song for his contributions to SZA's "Snooze." But Thomas' sophomore album, MUTT, landed him directly in the spotlight — its lead single took off on TikTok and climbed Billboard's Hot 100 chart. Of this year's best new artist contenders, Thomas is the most widely recognized by the Recording Academy; he landed five additional nominations, including for album of the year.

    Did Leon Thomas come from TikTok or the music industry? The music industry. 

    Alex Warren

    Another member of the Hype House collective, Alex Warren went from posting massively popular pranking videos online to releasing a romantic ballad — and instant wedding playlist staple — that spent months climbing Billboard's Hot 100 chart. "Ordinary" became one of the biggest hits of the summer, and earned Warren an invitation to perform with country superstar Luke Combs at Lollapalooza.

    Did Alex Warren come from TikTok or the music industry? TikTok.

    Lola Young 

    Often drawing comparisons to previous best new artist winner Amy Winehouse, the 25-year-old had already released several albums before her 2024 single "Messy" went viral on TikTok. Young's songs had already been gaining traction on the app for a while — videos of her performing "Don't Hate Me" on a playground in 2023 racked up millions of views — but "Messy" became a different kind of phenomenon. Before performing at Coachella last spring, Young told NPR's Morning Edition that she does not identify as a TikToker, but recognized the massive impact the app has had on her career.

    Did Lola Young come from TikTok or the music industry? The music industry.

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  • Serving the community since 1913
    A large stone building with yellow doors and a red tile roof, with a small lawn in front and a pole with an american flag, all surrounded by leafy green trees and well manicured bushes
    The Vermont Square Branch of the LA Public Library opened in 1913.

    Topline:

    More than a century after it first opened its doors, the Vermont Square Branch of the Los Angeles Public Library is still operating out of its original building, nestled among the homes on West 48th Street.

    The backstory: The Vermont Square Branch was built in 1913 on what had been park land that was donated by the City of Los Angeles. It was funded with a Carnegie Foundation grant, the philanthropy of industrialist Andrew Carnegie, who funded the arts, higher education and public libraries after making his fortune in steel in the late 19th century.

    Why it matters: For generations, it’s been considered a safe place and gathering spot for people who may otherwise have no place to go. Today, the neighborhood council uses the room in the library’s basement for meetings, the grassy area out back is a place to relax, and for some, the building is a refuge from hot- and cold-weather days.

    Read on ... to learn more about why this branch means so much to the community.

    More than a century after it first opened its doors, the Vermont Square Branch of the Los Angeles Public Library still is operating out of its original building, nestled among the homes on West 48th Street.

    It’s not just a library. For generations, it’s been considered a safe place and gathering spot for people who otherwise may have no place to go. Today, the neighborhood council uses the room in the library’s basement for meetings, the grassy area out back is a place to relax, and for some, the building is a refuge from hot- and cold-weather days.

    Of course, people also go there to read books, for free access to the internet and for children’s programming. But they also go there to find peace and quiet amid the hustle and bustle of inner-city Los Angeles.

    “It feels safe. It’s pretty big. It’s nice inside and comfortable. There are people to talk to, and I can meet friends,” resident Moses Rogers told The LA Local.

    The Vermont Square Branch was built in 1913 on what had been park land donated by the city of Los Angeles. It was funded with a Carnegie Foundation grant, the philanthropy of industrialist Andrew Carnegie, who funded the arts, higher education and public libraries after making his fortune in steel in the late 19th century.

    The library is not the oldest branch in the city system, but it’s the first library building owned by the city. All other city libraries and facilities were housed in rented spaces.

    It was designed in the architectural style of the Italian Renaissance, and you still can find the original circulation desk, windows that allow in natural light, old furniture and marble fixtures inside the library.

    Branch manager Martha Sherod has worked at the library for 13 ½ years and calls the Vermont Square Branch a hidden treasure that some in the neighborhood can overlook. She said some people think it’s a government building, but for the people who grew up using the library, it symbolizes being home.

    “People come here for a purpose, they want to be here. We really like serving them,” Sherod told The LA Local. “Now that I’ve been here so long, I’ve seen kids grow up from being little kids to college students. So, it’s really been a joy for me.”

    Sherod said the branch holds about 24,000 items and has 4,500 visitors a month on average. The library also offers adult and teen programming, including free legal advice, health screenings, arts and crafts and book club activities.

    “The library isn’t just for quietly sitting and reading. There’s usually a lot of good activities happening. There are resources that you can use at home by downloading or just coming in here,” Sherod said.

    The Vermont Square Branch was designated by the Los Angeles Cultural Heritage Commission in 1983 after the community rallied to keep the building from being replaced. The exterior of the building remains the same, although the library was retrofitted for earthquake safety in 1990, a process that caused the branch to close to the public for six years.

    Longtime Vermont Square resident Fletcher Fair told The LA Local she’s been going to the branch since the late 1960s, and the library will always be a cornerstone of the community.

    “It’s the neighborhood library, and that’s where everyone went and prospered. We hung out, studied and partied,” she said. “There were a lot of events here.”

  • County health officials confirms first 2026 case
    A hand holds up a vial of the Measles, Mumps, and Rubella vaccine for children. The bottle has a blue cap.
    A vial of the measles, mumps and rubella (MMR) vaccination for children is displayed during an immunization event at the L.A. Care and Blue Shield of California Promise Health Plan Community Resource Center in the Panorama City neighborhood of Los Angeles.

    Topline:

    The first measles case of the year in Los Angeles County has been confirmed by the county public health department.

    Details: Public health officials said Friday a county resident who recently traveled abroad has been confirmed to have measles. Authorities have not identified locations, other than healthcare settings, where the person could have exposed others.

    Read on ... to find more information.

    The first measles case of the year in Los Angeles County has been confirmed by the L.A. County Department of Public Health.

    County public health officials said Friday a county resident who recently traveled abroad has been confirmed to have measles. Authorities have not identified any locations, other than healthcare settings, where the person could have exposed others.

    Affected healthcare facilities are contacting patients and employees about potential exposure. County officials also are in the process of identifying those who may have had contact with the person.

    Measles spreads easily through the air and can stay on surfaces for many hours. Those infected can spread the virus before showing symptoms, which can take weeks to appear.

    Symptoms include a fever above 101 degrees; cough; runny nose; red, watery eye; and a rash that typically starts on the face.

    So far, 588 measles cases of measles have been reported in the U.S. this year, the highest number of cases in a January since the U.S. eliminated measles in 2000. Most of these cases are linked to outbreaks in South Carolina, Arizona and Utah.

    The L.A. County Department of Public Health is encouraging Angelenos to check their immunization statuses for a measles, mumps, rubella vaccine to determine if they’re protected against the virus.

    Residents also should notify their health providers for guidance in the case of a potential exposure.

    If symptoms develop, contact a healthcare provider via phone as soon as possible. L.A. Public Health advises people not to go physically into a health care facility before notifying them of measles symptoms.

    • LAUSD union approves strike if deal can't be made
      In a crowd of people, a man wearing glasses blows into a big brass tuba wrapped around his shoulders. The bell of the tuba has giant red letters affixed to it that read "UTLA" — the abbreviation for the teachers union.
      UTLA’s bargaining team has met with the district more than a dozen times since negotiations began last February.

      Topline:

      The leaders of the Los Angeles Unified teachers union now have the power to call for a strike if they can’t reach a deal over pay, benefits and student support with the district.

      More: About 94% of United Teachers Los Angeles members who voted cast a ballot in favor of authorizing a strike. The results were announced Saturday. Union members include school psychologists, counselors and nurses.

      What now? The strike authorization vote does not guarantee teachers will stage a walkout this semester. First, the union must exhaust all steps of the collective bargaining process.

      Why it matters: Among other proposals, the union is asking for raises and changes to the salary schedule so that newer teachers who complete professional development can earn increases more quickly. The district has said it cannot afford what the union has proposed.

      Keep reading ... for more on the next steps and what it means for LAUSD families.

      The leaders of the Los Angeles Unified teachers union now have the power to call for a strike if they can’t reach a deal over pay, benefits and student support with the district.

      United Teachers Los Angeles’ has about 37,000 members. Of those who voted, 94% voted in favor of authorizing a strike. The tabulation process lasted late Friday night, and results were announced overnight Saturday.

      Union members, which include school psychologists, counselors and nurses, simultaneously voted to approve an agreement that preserves existing health benefits without increasing costs to educators.

      The strike authorization vote does not guarantee teachers will stage a walkout this semester. First, the union must exhaust all steps of the collective bargaining process.

      Stephanie Castro teaches seventh-grade English at Luther Burbank Middle School in Highland Park and voted for the strike authorization.

      “ I will do what needs to be done to fight for these proposals,” Castro said. “I want to make it super clear to Angelenos that teachers don't want to go on strike. We absolutely would rather be in our classrooms with our students. … We also know that things cannot continue as they are.”

      In a statement Saturday, the district pointed to other recent agreements with its labor unions, while also citing fiscal challenges related to declining enrollment and other factors: "We recognize the real financial strain on educators and staff but must make difficult decisions to preserve classrooms, student services and long-term stability within finite resources."

      How did we get here? And what happens next?

      UTLA’s bargaining team has met with the district more than a dozen times since negotiations began last February.

      The union declared an impasse in December, a legal step that triggers intervention from a neutral mediator appointed by the state’s labor relations board.

      On Wednesday, the mediator determined the two parties would move to the next step in the process, fact-finding, wherein a representative from the union, the district and the California Public Employment Relations Board collectively develop a recommendation to settle the negotiations.

      The rejection of this panel’s recommendation could lead to a strike — or more negotiating.

      A recent history of LAUSD strikes

      As in previous contract talks, the proposals that cost the most money are those that take the longest to hash out.

      The union is asking for raises and changes to the salary schedule so that newer teachers who complete professional development can earn increases more quickly. UTLA estimated before mediation that this would amount to an average pay increase of 16% the first year and 3% the following year. The annual ongoing cost to the district would be about $840 million.

      The district has said it cannot afford what the union has proposed and has offered annual increases of 2.5% the first year and 2% the second year with a one-time payment of 1%.

      “Significant distance remains between what the district can responsibly offer and what UTLA proposes,” read a Jan. 28 statement from LAUSD.

      The union’s other proposals include more investment in arts education, legal aid for immigrant families and staff to support students’ mental health.

      Castro, the middle school teacher, said she notices a difference when her students have access to the school’s psychiatric social worker and other wraparound services.

      “It allows them to be fully present in the classroom,” Castro said. “They're not so worried about things that are happening outside of it and can really focus on that essay that they need to write or developing a thesis statement.”

      Are you a UTLA member? Share your thoughts on your strike authorization vote with me via email.