Topline:
The cost of car insurance has jumped more than 19% in the last year, far outpacing overall inflation. There are several reasons why that's happening.
Price rise: On a monthly basis, car insurance prices rose 2.4% between July and August, contributing to a larger than expected jump in core inflation for the month. Inflation was also fueled in August by rising rents and gasoline prices.
Read more ... for a dive into the reasons behind this.
It's not only car prices that are giving drivers sticker shock these days — it's also happening when they open their car insurance bills.
The cost of auto insurance jumped more than 19% during the year ending in August, while overall inflation was 3.7%, according to the Labor Department Wednesday.
On a monthly basis, car insurance prices rose 2.4% between July and August, contributing to a larger than expected jump in core inflation for the month. Inflation was also fueled in August by rising rents and gasoline prices.
Here are four reasons driving the spike in car insurance prices — and what car owners can do to save money.
Insurance premiums actually fell in the early, locked-down stage of the pandemic when many cars sat parked for weeks.
By they time they returned to the roads, however, many drivers seemed to have forgotten how to drive safely.
"People picked up some risky habits," says Sean Kevelighan, CEO of the Insurance Information Institute. "And we haven't seen those risky habits go away, even though we have more people on the road."
The number of fatal auto accidents jumped sharply in late 2020 and early 2021, according to the National Highway Traffic Safety Administration.
While accident rates have since declined, they remain higher than they were before the pandemic, which contributes to the rising cost of insurance.
The cost of repairing or replacing a car that's damaged in an accident have also jumped sharply, thanks to snarled supply chains, parts shortages and a tight labor market that's led to rising wages for auto mechanics.
New and used car prices have begun to fall in recent months, but repair costs are still climbing.
"As much as we're beginning to see month over month decreases in inflation, which is good news, we also have to set in there that we have seen pretty significant price increases overall that have taken place over the last three years," Kevelighan says.
In addition to car crashes, natural disasters — fueled in some cases by climate change — are also contributing to higher insurance premiums, and not just in states prone to hurricanes or wildfires.
"We see a lot of hail damage," says Grace Arnold, who oversees Minnesota's insurance market as the state's Commissioner of Commerce.
Arnold says the costs of weather occurrences can quickly add up.
"We consistently have billion-dollar storms in Minnesota, even if they don't have the 24-hour hurricane watch ahead of them," she adds.
Regulators like Arnold have dual role: trying to keep insurance premiums low enough for drivers to afford them while also keeping insurance companies solvent, so they can keep paying claims.
"We in general have found that the rate increases are justified" she says, by the higher costs that insurance companies are facing.
The Insurance Information Institute says auto insurers paid $1.12 in claims last year for every dollar they collected in premiums. This year, that ratio is expected to be $1.09.
Insurance companies typically count on investment proceeds to cover that shortfall.
"What people really don't understand is that insurance companies make most of their money by investment of our premiums," says Harvey Rosenfield, the founder of Consumer Watchdog in California. "When they run into trouble, they have a scapegoat system set up where they blame something else for the fact that they need to raise their rates because they want to offset their investment losses. That's how the industry works."
Most states require drivers to carry auto insurance, but there are ways for drivers to lower their costs.
"The very first thing you've got to do is shop around," Rosenfield says. "There are often better deals to be had."
Many companies offer a discount for drivers who bundle their auto and home insurance, as TV commercials seem to tout all the time.
Others will lower the premium for drivers who agree to install an app on their phone, allowing the company to track their driving habits.
Opting for a higher deductible can lead to lower premiums, though Arnold cautions against gambling with too little insurance.
"I find it helpful to think through a couple of examples," she says. "If I had my car stolen, what would that mean for me? If I were in an accident, what would that mean? The last thing you want is to be surprised."
Arnold says her office gets some complaints about the jump in auto insurance premiums. But more often she hears from people who are unhappy with what they see as a skimpy payout when they file a claim.
Copyright 2024 NPR. To see more, visit npr.org.
Topline:
Veteran actor T.K. Carter, who appeared in the horror film "The Thing" and "Punky Brewster" on television, has died at the age of 69.
Details: Carter was declared dead Friday evening after deputies responded to a call regarding an unresponsive male in Duarte, California, according to the Los Angeles County Sheriff's Department. Police did not disclose a cause of death or other details, but said no foul play was suspected.
DUARTE, Calif. — Veteran actor T.K. Carter, who appeared in the horror film "The Thing" and "Punky Brewster" on television, has died at the age of 69.
Carter was declared dead Friday evening after deputies responded to a call regarding an unresponsive male in Duarte, California, according to the Los Angeles County Sheriff's Department.
Police did not disclose a cause of death or other details, but said no foul play was suspected.
Thomas Kent "T.K." Carter was born Dec. 18, 1956, in New York City and was raised in Southern California.
He began his career in stand-up comedy and with acting roles. Carter had been acting for years before a breakthrough role as Nauls the cook in John Carpenter's 1982 horror classic, "The Thing." He also had a recurring role in the 1980s sitcom "Punky Brewster."
Other big-screen roles include "Runaway Train" in 1985, "Ski Patrol" in 1990 and "Space Jam" in 1996.
"T.K. Carter was a consummate professional and a genuine soul whose talent transcended genres," his publicist, Tony Freeman, said in a statement. "He brought laughter, truth, and humanity to every role he touched. His legacy will continue to inspire generations of artists and fans alike."
Copyright 2026 NPR
Topline:
Demonstrations against the deadly ICE shooting in Minneapolis are taking place all weekend across Los Angeles.
Check out ... these photos from some of the protests.
Topline:
People have been taking to the streets nationwide this weekend to protest the Trump administration's immigration enforcement tactics following the death of Renee Good in Minneapolis, a 37-year-old woman who was shot and killed by a U.S. Immigration and Customs Enforcement (ICE) officer this week.
Where things stand: At least 1,000 events across the U.S. were planned for Saturday and Sunday, according to Indivisible, a progressive grassroots coalition of activists helping coordinate the movement it calls "ICE Out For Good Weekend of Action."
People have been taking to the streets nationwide this weekend to protest the Trump administration's immigration enforcement tactics following the death of Renee Good in Minneapolis, a 37-year-old woman who was shot and killed by a U.S. Immigration and Customs Enforcement (ICE) officer this week.
At least 1,000 events across the U.S. were planned for Saturday and Sunday, according to Indivisible, a progressive grassroots coalition of activists helping coordinate the movement it calls "ICE Out For Good Weekend of Action."
Leah Greenberg, a co-executive director of Indivisible, said people are coming together to "grieve, honor those we've lost, and demand accountability from a system that has operated with impunity for far too long."
"Renee Nicole Good was a wife, a mother of three, and a member of her community. She, and the dozens of other sons, daughters, friends, siblings, parents, and community members who have been killed by ICE, should be alive today," Greenberg said in a statement on Friday. "ICE's violence is not a statistic, it has names, families, and futures attached to it, and we refuse to look away or stay silent."
Large crowds of demonstrators carried signs and shouted "ICE out now!" as protests continued across Minneapolis on Saturday. One of those protestors, Cameron Kritikos, told NPR that he is worried that the presence of more ICE agents in the city could lead to more violence or another death.
"If more ICE officers are deployed to the streets, especially a place here where there's very clear public opposition to the terrorizing of our neighborhoods, I'm nervous that there's going to be more violence," the 31-year grocery store worker said. "I'm nervous that there are going to be more clashes with law enforcement officials, and at the end of the day I think that's not what anyone wants."
The night before, hundreds of city and state police officers responded to a "noise protest" in downtown Minneapolis. An estimated 1,000 people gathered Friday night, according to Minneapolis Police Chief Brian O'Hara, and 29 people were arrested.
People demonstrated outside of hotels where ICE agents were believed to be staying. They chanted, played drums and banged pots. O'Hara said that a group of people split from the main protest and began damaging hotel windows. One police officer was injured from a chunk of ice that was hurled at officers, he added.
Minneapolis Mayor Jacob Frey condemned the acts of violence but praised what he said was the "vast majority" of protesters who remained peaceful, during a morning news conference.
"To anyone who causes property damage or puts others in danger: you will be arrested. We are standing up to Donald Trump's chaos not with our own brand of chaos, but with care and unity," Frey wrote on social media.
Commenting on the protests, Department of Homeland Security (DHS) spokesperson Tricia McLaughlin told NPR in a statement, "the First Amendment protects speech and peaceful assembly — not rioting, assault and destruction," adding, "DHS is taking measures to uphold the rule of law and protect public safety and our officers."
Good was fatally shot the day after DHS launched a large-scale immigration enforcement operation in Minnesota set to deploy 2,000 immigration officers to the state.
In Philadelphia, police estimated about 500 demonstrators "were cooperative and peaceful" at a march that began Saturday morning at City Hall, Philadelphia Police Department spokesperson Tanya Little told NPR in a statement. And no arrests were made.
In Portland, Ore., demonstrators rallied and lined the streets outside of a hospital on Saturday afternoon, where immigration enforcement agents bring detainees who are injured during an arrest, reported Oregon Public Broadcasting.
A man and woman were shot and injured by U.S. Border Patrol agents on Thursday in the city. DHS said the shooting happened during a targeted vehicle stop and identified the driver as Luis David Nino-Moncada, and the passenger as Yorlenys Betzabeth Zambrano-Contreras, both from Venezuela. As was the case in their assertion about Good's fatal shooting, Homeland Security officials claimed the federal agent acted in self-defense after Nino-Moncada and Zambrano-Contreras "weaponized their vehicle."
Copyright 2026 NPR
Topline:
Bob Weir, the guitarist and songwriter who was a founding member of the popular and massively influential American rock band the Grateful Dead, has died.
Details: According to a statement from his family posted on his website and social media pages, Weir died from underlying lung issues after recently beating cancer. He was 78.
Read on... to revisit the life of Weir.
Bob Weir, the guitarist and songwriter who was a founding member of the popular and massively influential American rock band the Grateful Dead, has died. According to a statement from his family posted on his website and social media pages, Weir died from underlying lung issues after recently beating cancer. He was 78.
A member of the Dead for its first three decades, and a keeper of the flame of the band's legacy for three more, Weir helped to write a new chapter of American popular music that influenced countless other musicians and brought together an enormous and loyal audience. The Grateful Dead's touring, bootlegging and merchandising set an example that helped initiate the jam-band scene. Its concerts created a community that brought together generations of followers.
Known to fans as "Bobby," he was born in San Francisco as Robert Hall Parber, but was given up for adoption and raised by Frederick and Eleanor Weir. In 1964, when he was still a teenager, Weir joined guitarist Jerry Garcia in a folk music band, Mother Mcree's Uptown Jug Band. In May of 1965 Weir and Garcia were joined by bassist Phil Lesh, keyboard player Ron "Pigpen" McKernan and drummer Bill Kreutzmann to form an electric, blues-based rock and roll band that was briefly named The Warlocks. After discovering that there was another band using that name, Jerry Garcia found a phrase that caught his eye in a dictionary and in December of that year they became the Grateful Dead, launching a 30-year run over which time they grew into a cultural institution.
Weir was a singular rhythm guitarist who rarely played solos, choosing instead to create his own particular style of chording and strumming that gracefully supported Garcia's distinctive guitar explorations especially during the extended jams which were the heart of the band's popularity.
Lyrics were largely a product of a communal effort between Weir and Garcia, as well as lyricists John Perry Barlow, Robert Hunter, that often blurred the lines between who wrote what. The opening lines to "Cassidy," which first appeared on Weir's 1972 solo album Ace and was played by the Dead on live recordings including the 1981 double album Reckoning, reflect the combination of metaphor, rhyme and storytelling set to memorable melodies that the band's audiences could memorize, analyze and sing along to:
I have seen where the wolf has slept by the silver stream
I can tell by the mark he left you were in his dream
Ah, child of countless trees
Ah, child of boundless seas
What you are, what you're meant to be
Speaks his name, though you were born to me
Born to me, Cassidy
Weir's emotive singing, on "Cassidy" and other songs like "Sugar Magnolia," "One More Saturday Night" and the band's unofficial theme, "Truckin', " often included whoops and yells, in contrast to Garcia's calm and steady approach. His occasional tendency to forget lyrics was usually greeted by thunderous applause from fans.
After Garcia's death in 1995, at age 53, the surviving members of the band carried on in various forms and arrangements, the longest running of which was Weir's Dead & Company, which also featured Grateful Dead drummers Kreutzmann and Mickey Hart. Weir and the band concluded their "final tour" in July of 2023, but then returned to the stage for two extended residencies at the Sphere in Las Vegas, in 2024 and 2025.
A self-described "compulsive music maker," in 2018 Weir formed yet another band to mine the depths of the Grateful Dead catalog. It was a stripped-down guitar, acoustic bass and drums outfit that he called Bobby Weir & Wolf Bros. Its members included renowned bassist and producer Don Was.In October of 2022, Weir & Wolf Bros worked with a classical music arranger to present yet another iteration of the Dead's catalog, notable for never being played the same way twice, with a group that largely only plays what's written on the paper in front of them, the 80-piece National Symphony Orchestra.
In a 2022 interview with NPR, Weir explained the reason for that collaboration, and in doing so, seemed to offer a possible explanation for why the band's music stayed so popular for so long: "These songs are … living critters and they're visitors from another world — another dimension or whatever you want to call it — that come through the artists to visit this world, have a look around, tell their stories. I don't know exactly how that works, but I do know that it's real."
Weir's work to shepherd and sustain the Dead's legacy was rewarded by ever younger generations of Deadheads, the band's loyal following, who attended tour after tour, often following the band from city to city as their parents and grandparents did during in the 1960's, '70s, '80s and '90s.
In an interview with Rolling Stone in March 2025, Weir shared his thoughts on his legacy, as well as on death and dying, that had a hint of the Eastern philosophies that were popular when the Grateful Dead emerged from the peace and love hippie movement of San Francisco. "I'll say this: I look forward to dying. I tend to think of death as a reward for a life well-lived," he said.
Copyright 2026 NPR
