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The Brief

The most important stories for you to know today
  • What small business owners should know
    People walk down a sidewalk past a building with a mural of Nipsey Hussle and text written over his face that reads "Crenshaw."
    Pedestrians walk past a street mural of the late rapper Nipsey Hussle, Thursday, June 30, 2022, in the Crenshaw district of Los Angeles.

    Topline:

    The Crenshaw Chamber of Commerce is spreading the word about a new loan program for business owners across the state.

    More details: The World Stage Ready Forgivable Loan Program is presented by TMC Community Capital, a nonprofit microlender, which is offering small business loans with favorable terms including 12 months to repay the loan, 0% interest rate, a year-long deferment, if needed, and up to 100% forgiveness if program requirements are met.

    Why now: The loans are funded through a $700,000 grant from the Wells Fargo Foundation and range from $5,000 to $10,000, Lacey said. TMC announced its partnership with Wells Fargo on LinkedIn last month.

    Read on... for more on on the loan program.

    This story first appeared on The LA Local.

    The Crenshaw Chamber of Commerce is spreading the word about a new loan program for business owners across the state. 

    The World Stage Ready Forgivable Loan Program is presented by TMC Community Capital, a nonprofit microlender, which is offering small business loans with favorable terms including 12 months to repay the loan, 0% interest rate, a year-long deferment, if needed, and up to 100% forgiveness if program requirements are met. 

    The loan program looks to attract small businesses that are preparing for major events, want to serve more customers, grow their businesses with confidence and want access to expert support, according to TMC’s promotional flyer. 

    “A lot of small businesses simply don’t have information about these programs,” said JC Lacey, president of Crenshaw Chamber of Commerce. “It’s our goal to make sure they get it.” 

    The loans are funded through a $700,000 grant from the Wells Fargo Foundation and range from $5,000 to $10,000, Lacey said. TMC announced its partnership with Wells Fargo on LinkedIn last month. 

    “The loan amounts may seem small but these loans can help a business grow or save it from failing for an entire year,” Lacey said. 

    Other community partners assisting with the loan program are the California Hispanic Chamber of Commerce and Yacanex Community, an educational entrepreneurship organization based in the Bay area. 

    Want to know more and/or apply for the program? See the details below:

    What are the eligibility requirements? 

    • Applicants must be a for-profit business owner in California. 
    • The business must have generated revenue for at least 12 months. 
    • No minimum FICO score is required. 
    • Individual Taxpayer Identification Numbers, or ITINs, are accepted. 
    • Some excluded industries include: adult entertainment, cannabis, rideshare, real estate, weapons/ammunition. (If you’re not sure, contact TMC for clarification)

    How much funding can my small business receive?

    • Loans awarded to eligible applicants can range from $5,000 to $10,000. 
    • Applicants who are approved will have 12 months to repay the loan.
    • The loans will have a 0% interest rate.
    • Repayment of the loan can be deferred for 12 months, if needed. 
    • Eligibility for 100% forgiveness if program requirements are met. 

    For more information about the loan program, contact one of the following:

  • CA restricts utility shutoffs, here's why
    The sun sets behind mountains and transmission towers, giving the sky a dark red color.
    The sun sets behind a row of transmission towers as temperatures rise to a scorching 114 degrees in Fresno County on Sept. 6, 2022.

    Topline:

    State regulators rejected utilities' proposal and ordered broader protections against power shutoffs during dangerous heat. Here's why regulators decided the utilities' proposal wasn't enough.

    Why now: As another stretch of dangerous heat gripped the state, the California Public Utilities Commission wrote stronger rules itself. In a 4-0 vote, the commission lowered the temperature at which utilities must stop shutting off power to delinquent customers, from 100 to 90 degrees, and ordered utilities to adopt a more protective, region-specific heat standard within six months.

    A battle to define extreme heat: During a record heat wave two years ago — the hottest July in California history  — The Utility Reform Network, a consumer group, asked the utilities commission to revisit its definition of extreme heat. The group’s emergency request argued that “heat kills more people directly than any other weather-related hazard.”

    Read on... for more on the proposal.

    California bars utilities from cutting off power to customers who fall behind on their bills when it’s dangerously hot outside — a basic safety protection. Losing power in some rural areas can also mean losing water, and in cities, having no way to cool down can be dangerous, even deadly, when hot weather spans several days.

    California regulators concluded more than a year ago that rules protecting delinquent customers from power shutoffs during heat waves weren’t strong enough. They ordered the state’s largest utilities to come up with better safeguards.

    When the utilities unveiled their plan in December, their proposals barely changed anything, the commission concluded on Thursday, finding their proposal “does not offer sufficient health protections for ratepayers.”

    The commission had set a May 1 deadline for the new rules. Utilities missed it, and consumer advocates filed emergency motions to force action.

    As another stretch of dangerous heat gripped the state, the California Public Utilities Commission wrote stronger rules itself. In a 4-0 vote, the commission lowered the temperature at which utilities must stop shutting off power to delinquent customers, from 100 to 90 degrees, and ordered utilities to adopt a more protective, region-specific heat standard within six months.

    A battle to define extreme heat 

    During a record heat wave two years ago — the hottest July in California history — The Utility Reform Network, a consumer group, asked the utilities commission to revisit its definition of extreme heat. The group’s emergency request argued that “heat kills more people directly than any other weather-related hazard.”

    The rules already barred electric utilities from disconnecting residential customers for nonpayment if forecasted temperatures soared above 100 degrees within 72 hours.

    But a single statewide threshold, the group argued, didn’t account for how differently Californians experience heat depending on where they live.

    Regulators declined to treat the request as an emergency, but ordered the utilities to come up with a plan for changing the 100-degree threshold by working with advocates and others.

    The utilities proposed using CalHeatScore, a newly created state tool that scores heat by ZIP code – from Level 0 to 4 – using local health data and historical impacts, taking into account data on nearby cooling centers, as well as the number of children and seniors, who can be more susceptible to extreme heat.

    The problem: the utilities proposed setting the cutoff threshold at Level 3 — a higher bar than advocates wanted — and keeping 100 degrees as the backstop when the index wasn’t available.

    Advocates filed protests seeking a wider safety net, arguing for a lower Level 2 index score and a 90-degree backup threshold.

    Utilities said they could not meet the deadline because CalHeatScore’s own data system, run by the state’s Office of Environmental Health Hazard Assessment, was not yet ready to support them. Advocates countered that the utilities offered little evidence for sticking with the higher 100-degree threshold.

    By May, with utilities still behind schedule, The Utility Reform Network joined with the San Diego-based Utility Consumers’ Action Network, the National Consumer Law Center and the Center for Accessible Technology, asking the commission to intervene.

    The commission sides with advocates

    This week the commission rejected the utilities’ proposal, siding with advocates. The path the utilities were proposing would be “no different” than prior practice. The resolution noted the extreme heat threshold is already below 100 degrees in 41 of California’s 58 counties.

    A 90-degree day might be routine in dry, inland cities such as Bakersfield or Fresno, but such temperatures could be atypically dangerous in coastal or mountainous communities where fewer homes have air conditioning and people are less acclimated to the heat.

    San Francisco, for instance, defines heat as extreme when temperatures climb above 85 degrees. In the far northwest county of Del Norte, extreme heat means anything above 76.8 degrees, the commission said.

    “A single threshold temperature level needs to be more protective of residents in areas of the state that are not accustomed to high temperatures,” the commission wrote in its resolution.

    Utilities move to comply 

    While the utilities had wanted a narrower safety net for customers, they are now stressing they will comply with the more protective standard.

    Last December, the major investor-owned utilities had together argued that extending protections to consumers at lower heat scores would halt disconnections too often, deepen unpaid balances, and add costs without a comparable health benefit. In a January filing, according to a PG&E spokesperson, the utilities argued that the 90-degree threshold was “overbroad.”

    The protections would apply only to shutoffs for unpaid bills. They would not prevent outages caused by equipment failures, wildfire-prevention shutoffs, or other emergencies. Nevertheless, advocates say the changes are important.

    “When electricity is shut off to a home, it can have a sort of a cascading effect of problems on tenants,” said Jason Zeller, an attorney with the Utility Consumers Action Network. “If tenants don't have electric service, they can be subject to eviction; if they have children, they can lose child custody.”

    Reached ahead of the vote, all three utilities said they were prepared to comply with the commission’s new rules. Edison said the resolution would strengthen protections during extreme heat and that it was ready to change its disconnection policies. SDG&E said it supported the added safeguards and would implement the commission’s final requirements.

    “Disconnection is a last resort at PG&E, only after multiple attempts to contact customers and offer payment plans and assistance programs,” said PG&E spokesperson Adrienne Moore. The region-specific standard is expected to be implemented within six months.

    The commission’s independent Public Advocates Office had pressed for stronger protections throughout the process, formally opposing the utilities’ plan. Director Linda Serizawa the vote would provide consumers with “protection that takes effect when they need it most.”

    This article was originally published on CalMatters and was republished under the Creative Commons Attribution-NonCommercial-NoDerivatives license.

  • Sponsored message
  • Has it gone too far?

    Topline:

    It seems to have become part of the World Cup viewing experience: you're watching the game. Your team makes a goal. You celebrate, tentatively: because before you know it, VAR, the video assistant referee, is checking, and there's a chance the goal is getting annulled.

    Why now: The ubiquitous use of VAR has been one of the great controversies at this year's World Cup. FIFA argues it's making the game fairer; many fans and teams say it's getting out of hand.

    The backstory: The VAR was not always the villain of soccer. In fact, there was a time when fans and players clamored for it. It all goes back to the 2009 World Cup qualifiers, to a match between France and Ireland. Thierry Henry, a forward for France, assisted on a goal. To many, on the field and watching on TV at home, it was obvious that Henry had touched the ball with his hand. But the referee never called a foul.

    Read on... for more on the use of VAR.

    It seems to have become part of the World Cup viewing experience: you're watching the game. Your team makes a goal. You celebrate, tentatively: because before you know it, VAR, the video assistant referee, is checking, and there's a chance the goal is getting annulled.

    The ubiquitous use of VAR has been one of the great controversies at this year's World Cup. FIFA argues it's making the game fairer; many fans and teams say it's getting out of hand.
    The VAR was not always the villain of soccer.
    In fact, there was a time when fans and players clamored for it. It all goes back to the 2009 World Cup qualifiers, to a match between France and Ireland. Thierry Henry, a forward for France, assisted on a goal. To many, on the field and watching on TV at home, it was obvious that Henry had touched the ball with his hand. But the referee never called a foul.

    This was hardly the first time that it happened: fútbol lovers will point to the infamous Argentina-England game in the 1986 World Cup, featuring a hand goal by Argentine soccer legend Diego Maradona (commonly referred to as "The Hand of God"). The difference was that by 2009, the technology was available to review the play right then and there, and make a better decision.
    FIFA, soccer's ruling body, is incredibly reluctant to change its rules. Up until 1970, teams weren't allowed to make substitutions. That was the same year in which red and yellow cards were introduced (previously, a referee would simply issue a warning or send a player off for bad behavior).

    A referee watches a monitor as players in a white and red jersey wait and react.
    FIFA referee Clement Turpin watches a VAR replay screen to check for a possible penalty during the World Cup quarterfinal soccer match between Norway and England in Miami Gardens, Fla., Saturday, July 11.
    (
    Chris Carlson
    /
    AP
    )

    When FIFA does intend to make a change, it often first tests it out in the U.S.
    "A lot of innovations in soccer, just even putting names on the back of jerseys started in the United States," says Professor Chris Davis at Adelphi University. Davis, who studies soccer history, says American fans are typically not so caught up in soccer traditionalism and are more rapid adopters of technological change. This is how VAR came to be tested in 2014 and 2015 during Major League Soccer games.
    It was officially introduced at the 2018 World Cup. Here's how it works: there's a referee crew on the field, and a separate crew watching the game on video with replays showing many angles. For the most part, Davis says, fans liked it when it was introduced. "Clear instances were being corrected, and I think that was the beauty of it: we had clear instances of protecting the integrity of the game."
    Davis notes that although audiences appreciated the new technology, it wasn't used very often. Fast forward to 2026, and referees checking VAR has become ubiquitous — from reviewing potential missed fouls in the penalty area to offside.

    The offside rule is over 150 years old, has 45 clauses and is around a thousand words long. It's one of soccer's most complex and misunderstood laws. It's hard to explain succinctly, but here is a shot: the law states that a player is offside when in the opponent's half of the field, and closer to the opponent's goal line than both the ball and the second-last opponent. It matters where the player is when the ball is struck, and whether they're involved in active play. It's designed to prevent lingering around the opponent's goal to make an easy score.

    In this World Cup, referees have often stopped the match on multiple occasions to check VAR for offside, sometimes issuing rulings that fans and teams consider ludicrous.

    Soccer players in white jerseys speak to a referee in a yellow shirt as he gestures with his hands.
    Ehsan Hajisafi #3 of Iran protests to referee Dario Herrera after a VAR review disallowed an Iranian goal during a World Cup match against Belgium on June 21 in Inglewood, Calif.
    (
    Stu Forster
    /
    Getty Images
    )

    Consider the Iran match against Belgium, in which an Iranian goal was taken away because VAR determined an Iranian player's butt was offside. A few days later, a Colombian goal was annulled when an attacker's toe was offside.
    "It is completely interrupting what the game state is", says Felipe Cardenas, senior writer with The Athletic. "One of the best and most special moments in a football match is a goal and the goal celebration. Now there are times when the players have to wait until the referee gets the right decision and he hears from the VAR."
    VAR is at the center of one of the most controversial games in this Cup: Egypt vs. Argentina.
    A recap: for most of the game, Egypt dominated. They scored a second goal in the 67th minute. The VAR pointed to a questionable foul that had happened in the lead-up to that goal, all the way across the field. The referee reviewed the video, and disqualified Egypt's goal. Argentina went on to win. Later, Egypt complained and said they were robbed during the World Cup. The whole incident led to further questioning of so much technology in the tournament, and whether it's being deployed properly.
    At the end of the day, the debate over the use of VAR and technology in soccer echoes many conversations happening in society today: where is the line between tech helping and going too far? If the technology is being handled by humans, is there not an inherent bias?
    Cardenas says he thinks the answer lies somewhere in the middle. "As fútbol fans, you should live with human error at times. It's OK for a referee to make a mistake. We're getting to the point where it is taboo if a referee makes a mistake."
    In other words, sometimes you just have to accept the referee's decision. No ands, butts… or toes.
    Copyright 2026 NPR

  • He talked to LAist about making 'The Odyssey'
    A male-presenting person with light skin, short, gray hair, and a gray goatee stands wearing a dark jacket in a cobblestone room. A male-presenting person with light skin, long, gray hair, a gray beard, and a dark jacket stands to his right. The person on the left has his left hand on the monitor of a large film camera that reads "IMAX" in black and white. There are several other people, both male- and female-presenting, in the room.
    Director Christopher Nolan with Cinematographer Hoyte van Hoytema on the set of "The Odyssey."

    The topic:

    Christopher Nolan’s The Odyssey is turning out to be the event of the summer, with screenings selling out at theaters a year in advance. Nolan talked with LAist host Larry Mantle about how he adapted the Greek epic for a modern audience. Here's what he said.

    Listen 20:00
    The Odyssey: Christopher Nolan talked to us about making a 2,800-year-old story feel new

    On what makes a successful adaptation: “If somebody watching the film who read the poem in high school or something, who doesn’t know it that well but knows it pretty well — if that person feels that my additions or my allusions actually were from the poem, then I think I've succeeded.”

    The dialogue: “I’m not having the actors speak with mid-Atlantic or some British accents the way Hollywood in the 50s or 60s often did… We want it to be more accessible than that.”

    The sound and score: “[Ludwig Göransson] is trying to create a soundscape that is as much a part of the sense of place as the sound effects. So in a way we’re trying to blur the boundaries completely between music and sound effects.”

    New technology: “This blimping system — it’s essentially a high-tech box you put the [70mm IMAX] camera in and it silences it. And so for the first time ever, we could do the entire film that way.”

    Does the format matter? “They’re all drawn from this massive negative, so they can be as sharp and clear as possible. We’re able to fill the screen with the brightest and clearest image no matter what format you see it in."

  • New laws aim to protect students
    A slightly high angle view of children, who's faces are out of frame, standing in a playground with numbers and letters on the floor.
    First-grade students walk to their classroom at the start of the day during summer session at Laurel Elementary in Oakland on June 11, 2021.

    Topline:

    As triple-digit temperatures bake some parts of California, two new laws aim to help educate students about heat illness and protect them from it.

    About the new laws: This week, Gov. Gavin Newsom signed a law that will require the state Board of Education to consider teaching students about the symptoms of heat illness in schools. Another law, which the governor signed in 2024 with a key deadline this month, requires schools to come up with rules for outdoor activities when there are extreme weather events like heat waves. Both are promising, low-cost measures.

    How the laws came to be: In 2022, during a record-breaking, triple-digit heat wave in Sacramento, the air conditioning in Natalie Rubio’s school cafeteria gave out. She was in the fourth grade; she and her classmates had to eat lunch outside. Now 13, Natalie recalls some of her peers feeling sick – flushed with red cheeks and headaches, symptoms of heat illness. She brought her experience, and her idea for a bill promoting heat education, to the legislature: Assemblymember Tom Lackey, a Palmdale Republican, wrote Assembly Bill 1653.

    Why it matters: Heat illness is a growing concern for students, parents and educators as heat waves become stronger and longer. In California, 618 children ages 5 to 17 went to the emergency room in 2024 because of heat illness, according to Tracking California, a health surveillance tool by the Public Health Institute. California students lost more than 40,000 hours of instructional time in the 2025-26 school year due to closures and disruptions from extreme heat, according to data collected by UndauntedK12. Extreme heat accounted for 73% of weather-related school closures in the fall semester.

    As triple-digit temperatures bake some parts of California, two new laws aim to help educate students about heat illness and protect them from it.

    This week, Gov. Gavin Newsom signed a law that will require the state Board of Education to consider teaching students about the symptoms of heat illness in schools. Another law, which the governor signed in 2024 with a key deadline this month, requires schools to come up with rules for outdoor activities when there are extreme weather events like heat waves.

    Both are promising, low-cost measures. But neither requires the state to spend money on the things that experts say would actually make schools safer: updated HVAC, shade structures, a funded health curriculum. The governor's office says as of now it has no plans to propose funding for an updated health framework.

    The laws “demonstrate that children in California are already being harmed by extreme heat,” said Sarah Matsumoto, director of policy and government affairs for Green Schoolyards America. “It's not a future problem anymore. There definitely needs to be a comprehensive plan to protect children from extreme heat.”

    A student’s experience becomes law

    In 2022, during a record-breaking, triple-digit heat wave in Sacramento, the air conditioning in Natalie Rubio’s school cafeteria gave out. She was in the fourth grade; she and her classmates had to eat lunch outside.

    Now 13, Natalie recalls some of her peers feeling sick – flushed with red cheeks and headaches, symptoms of heat illness. She brought her experience, and her idea for a bill promoting heat education, to the legislature: Assemblymember Tom Lackey, a Palmdale Republican, wrote Assembly Bill 1653.

    Adding guidance on how to teach heat illness in schools is a “simple, common-sense step,” Lackey said in a legislative hearing about the bill.

    “This bill creates no mandates,” said Lackey. “It simply promotes awareness and prevention. Because sometimes the most powerful way to protect our students is by giving them the knowledge to protect themselves.”

    Heat illness is a growing concern for students, parents and educators as heat waves become stronger and longer. In California, 618 children ages 5 to 17 went to the emergency room in 2024 because of heat illness, according to Tracking California, a health surveillance tool by the Public Health Institute. That’s about a 30% jump from the previous year.

    California students lost more than 40,000 hours of instructional time in the 2025-26 school year due to closures and disruptions from extreme heat, according to data collected by UndauntedK12. Extreme heat accounted for 73% of weather-related school closures in the fall semester.

    Natalie envisions short, interactive lessons tailored to each grade level and reminders during heat waves. “I want schools to teach every student the signs and symptoms of heat illness and how to respond in a memorable way,” the middle school student said.

    Lackey’s law doesn't guarantee new lessons — that depends on when the state next updates its health education framework, which last happened in 2019.

    The Board of Education could incorporate heat illness lessons into its health education framework – a voluntary guide for teaching about subjects including nutrition, physical activity, drugs and alcohol and mental health – the next time it considers updates. But there's no further update scheduled, and doing so again “must be initiated and funded by the legislature.” Marissa Saldivar, a spokesperson for the governor, referred questions about whether the administration would fund a new framework to the education board. The board did not respond to CalMatters’ questions by deadline.

    Stephanie Seidmon, a project manager for UndauntedK12, said the nonprofit educational advocacy group supported the law “because this is a potentially low-cost solution in a time when our state budget is (limited).”

    If an eventual update does include heat illness education, it could make a real difference in the number of kids that end up in the nurse’s office with serious symptoms, said Rosemarie Dowell, government relations committee chair for the California School Nurses Organization.

    Students “might not realize that this headache or this dizziness might not just be feeling tired but could be a sign of heat illness,” Dowell said. “That can empower them to react for themselves, react for somebody else, to encourage them to get water, to find that shade or to tell an adult.”

    A push for more protections

    The state Department of Education offers no official guidance on how hot is too hot for students to be outside, or how teachers should respond to unusually high temperatures. The department refers schools to a list of resources, including the state health department’s guidance on extreme heat, defined as longer than two days and nights.

    Nationally, an estimated 9,000 high school athletes suffer from and receive treatment for exertional heat illness every year, with most incidents occurring in the month of August. The California Interscholastic Federation, which governs high school sports, sets and can enforce heat-related policies, including rules about practice times and hydration breaks for student athletes.

    Senate Bill 1248, authored by Sen. Melissa Hurtado, a Bakersfield Democrat, requires schools to adopt protocols for outdoor activities, such as sports practice and recess, during extreme weather. This includes setting criteria for when schools should cancel outdoor activity. The death of 12-year-old Yahshua Robinson, who in August 2023 collapsed and died during P.E. class in Lake Elsinore, prompted that law.

    The law requires schools to develop heat-safety plans that include monitoring weather forecasts, designating safe indoor alternatives to outdoor activities, and training staff to recognize heat stress, among other measures. The law required schools to have those plans ready by July 1 of this year.

    In a legislative hearing in 2024, Yahshua’s mother said her son died following dangerous school rules.

    “It was in the nineties outside that day, and even the best and highly trained athletes wouldn't run in it,” she said. “Yet Yahshua's class of middle schoolers were made to run in that heat. Physical education should happen only in environments conducive for physical activity.”

    The funding gap that laws don’t touch

    School and environmental advocates want state leaders to go further by investing in better cooling systems and more shady areas for children to play. But limited state and school funding stands in the way.

    “Many of our school buildings were built before the era of extreme heat fueled by climate change,” Seidmon said. “Our kids are playing on playgrounds, in schoolyards and on fields that don't have shade ... So it's critical that our school buildings and grounds protect our children from extreme heat.”

    Emily Penner, an associate professor of education at UC Irvine, is researching the effects of heat exposure on school children and how schools are adapting to warmer days. Response, she’s learning, varies widely by region — schools that have long struggled with extreme heat are more likely to try new approaches, such as using more heat-resilient materials for playgrounds and prioritizing air conditioning in school buses.

    Adaptation efforts like shading infrastructure and HVAC in most schools can make a significant difference, Penner says. At the same time, these projects require funding that many schools may not have.

    “This is a case where we have some pretty concrete things we know we need to do, like put HVAC at most schools across the state, and now we have to kind of figure out how to marshal political support for something like that,” Penner said.

    Money on the table, but not enough

    Even where funding exists, schools are finding it hard to secure or insufficient to meet the need. In 2020, the legislature created a state program, known as CalShape, funded by utility ratepayers, which has helped schools pay for assessments and upgrades to their air conditioning systems. But the program administrator, the California Energy Commission, abruptly paused applications in 2024, citing budget constraints. The state will return the leftover $200 million to investor-owned utilities if the Legislature doesn't act by the end of the year.

    In 2024, Californians voted to approve Proposition 2, a bond measure that earmarks $10 billion for school facilities. But school modernization projects already demand more than  the funding provides.

    Voters also approved Proposition 4, which sends another $10 billion to climate projects statewide. That includes $50 million for the state’s Urban Forestry Program, which funnels money to local projects that add green space, including in schools.

    “Compared to the federal government and many states, California is one of the leaders in this issue,” Matsumoto said. “And we are still not collectively meeting the moment.”

    Supported by the California Health Care Foundation (CHCF), which works to ensure that people have access to the care they need, when they need it, at a price they can afford. Visit www.chcf.org to learn more.

    This article was originally published on CalMatters and was republished under the Creative Commons Attribution-NonCommercial-NoDerivatives license.