The Brief

Many colleges and universities in California are currently expanding the ways students can receive credit for prior learning, which is the practice of awarding college credit to a student for knowledge they acquired outside a college setting.

Proponents of the Credit for Prior Learning (CPL) program point out that Advanced Placement or International Baccalaureate tests are very common ways that students receive credit for college classes before they attend college. But there is an effort to broaden the ways that students may be able to receive credit for what they’ve learned outside a college classroom, whether on the job, through volunteering or even a hobby, such as photography or playing an instrument.

In the past few weeks, Gov. Gavin Newsom praised credit for prior learning as an important way to recognize the skills that adults pick up in the military or even volunteering through the California Service Corps.

Many educators say this is an important step toward promoting equity in their institutions. It’s a way to recognize the academic value of work, particularly for students who may have left college to work or started college later in life. Proponents say it can save students time and money, making graduation more likely.

Does my college or university offer credit for prior learning?

Because this is an arena of education that is rapidly evolving, it can be difficult for students to figure out whether they may qualify for credit. Right now, that depends on the policies at any given institution or academic department.

College advisers or faculty members are a good starting point. Veterans may also want to speak to the department that supports veterans. Many institutions are currently refreshing their CPL policies and outlining them in their course catalogs.

How can credit for prior learning help students?

Students can fulfill general education or major requirements before even showing up to school. This means that they’re able to graduate with a degree or credential more quickly — which also means that they’re more likely to graduate. This can save students time and money.

A national study by the Council for Adult and Experiential Learning found that students who started school with 12 credits could save between $1,500 to $10,500 and nine to 14 months, depending on the institution.

The study found that 48% of students over 25 years old who had obtained credit for prior learning completed their degree or certificate within 7.5 years, compared with 27% of students who had no credit. The completion rate was even higher, at 73%, for credit received outside the military.

There are also important psychological benefits to students who start college with credit under their belts. These students begin their college careers with a sense of momentum and accomplishment, according to Tina Barlolong, a veteran and CPL counselor at Palomar College in San Diego.

Are there any drawbacks?

Taking a college course just for the sake of taking a course has risks, and the same is true for pursuing credit for prior learning. It takes a lot less time and money than a full course, but students on financial aid or veterans on the GI Bill, for instance, could run out of funding before they’ve attained a degree if they pursue unnecessary credit.

Proponents of credit for prior learning encourage students to discuss their best options with a counselor, adviser or a faculty member in a student’s field of study. They can ensure that the credit in question will serve a purpose, such as fulfilling a general education or major requirement.

What are some common methods of receiving credit?

It may be as simple as passing a challenge test required by a department. The College Board offers a way to test out of college-level material through its College-Level Examination Program (CLEP).

Portfolio reviews are common in the arts. That means a professor or committee may review paintings, photography or graphic design before deciding to award a student credit. A portfolio could also be used to assess a student’s business skills.

Playing music or acting out a scene may be a way to earn credit in the performing arts. Beginning piano is a popular course.

Some students may have obtained a certificate or license in their job that is the equivalent of what they would learn in a college course. Certifications offered by Microsoft or Google that allow students to receive credit for basic computing are common.

The American Council on Education offers many colleges and universities guidance on how to award credit. That can include deciding whether military or corporate training meets academic standards.

Are veterans eligible for credit for what they have learned while in the military?

Yes. In fact, the study by the Council for Adult and Experiential Learning found that 68% of students who received credit for prior learning earned it through the military.

CPL has a long history among veterans. The military offers service members extensive training that tends to be highly standardized. When they are discharged, veterans receive a Joint Services Transcript, which translates military experiences into civilian language. This can be used for a resume or for receiving college credit. Veterans can also receive credit for college through free examinations called DSST tests.

Every public university or college in California accepts the Joint Services Transcript — though whether any given course is eligible for credit may depend on the institution or department.

Veterans may be able to get credit for physical education requirements, for instance. Depending on their training in the service, veterans may also receive credit for courses in engineering, law enforcement, computer science or health care.

One branch of the military bypasses this whole process:The Air Force has its own community college, so most of its members simply receive a college transcript upon being discharged.

Can I get credit for job experience?

Not exactly. The idea behind CPL is that credit is awarded for learning and skills acquired, not just experience.

Someone working as an auto mechanic might have picked up a lot of knowledge and skills, but that experience may not correspond to everything covered in an automotive repair course, such as safety procedures, ethics and professionalism. Credit is granted for that knowledge and training — not just the years working in a given field.

How do California’s colleges and universities view it?

Thanks to legislation, community colleges and the campuses of California State University and the University of California all have policies on the books for credit for prior learning. But how those policies are implemented varies from system to system, school to school and even department to department.

All three systems will consider veterans’ Joint Services Transcript and offer credit for any equivalent courses that are offered on their campus.

California’s community colleges have perhaps the most generous guidelines for awarding these credits. Colleges may award credit for skills learned through work experience, employer-training programs, military service, government training, independent study or volunteer work, such as the Peace Corps.

The community colleges have set an ambitious goal of ensuring that at least 250,000 Californians receive credit for prior learning by 2030. The Mapping Articulated Pathways (MAP) Initiative supports community colleges in these efforts through training, technology and policy.

California State University overhauled its CPL policies at the systemwide level in 2023, and it has required each campus to have its own policies. The system does accept exams such as CLEP and DSST for credit. It will also accept any training or instruction that corresponds to American Council on Education guidelines.

The University of California has the strictest guidelines on credit for prior learning. Its guidance states that credit will only be offered for courses that meet the same high standards of the UC system — this stance is typical of selective universities. It does not award credit for vocational or technical training or CLEP or DSST tests. It will accept credit for courses on veterans’ Joint Services Transcript for any equivalent courses UC offers.

“The more traditional, the more selective an institution is, the more they tend to not have generous policies,” said Su Jin Jez, CEO of the nonprofit California Competes, a nonpartisan policy and research organization.

How much does getting this credit cost?

This is another factor that varies by institution. It might be free for students who have already matriculated. Many institutions charge a fee for tests or other assessments. Some might charge for each credit unit. Generally, it will be considerably cheaper than tuition. However, funding can become a barrier when financial aid does not cover these fees, according to a recent national survey by the American Council on Education.

Will this credit transfer from one institution to another?

Theoretically, it should, just like any other course. When a student receives credit for prior learning through an institution, their transcript will show that they received credit for a specific course number.

But no matter how a student earns credit, transferring credits can be potentially tricky. It largely depends on the institution or major a student is transferring into.

Does giving credit to students end up hurting college enrollment?

It may sound counterintuitive, but giving credit to a student actually means it is more likely that the student will take more courses. The CAEL study found that students with credit for prior learning actually tended to earn 17.6 traditional course credits more than students without.

Topline:

Why now: Making, Keeping, and Losing Friends author McCabe joined LAist’s AirTalk with Larry Mantle to share her friend-making advice with listeners, and we heard from listeners on how they make friends.

The local angle: With geography, jobs and traffic all making the act of “hanging out” a challenge, listeners shared their friend-catching tips.

Matt in Eagle Rock said, “It takes two people to make that friendship work; you have to put the effort into it. That is the harder part as you get older. I started in an adult dodgeball league, which I had never done in my life. Now I’ve been doing comedy, it's really about getting to know the people.”

Priyanka in Orange chimed in, "As I have grown older and moved from college in training for so-called adult life, it’s become harder to find friends that you find relatable and who are as invested in the friendship as you yourself are. The new thing I have discovered is Bumble for friends… and so far it's been a good experience.”

Sydney in Koreatown said, “Transitioning from a gay male to a transwoman, I have lost some friends from transitioning, but I have also gained some deeper friendships. It has been a profound and absolutely amazing experience finding common ground, and finding other gay males that support my transition, and finding other trans women that I have a deepening relationship with too.”

Raul in Long Beach also weighed in, saying, “You don't need social media. No matter what anyone says, it really is not necessary to meet new people. When you’re not on it, it motivates you to talk to people in person, it commits your attention to them face to face.”

Listen to the full segment to hear McCabe’s advice on finding and maintaining friends.

Laura Terry dreamed of having kids — a family she could call her own. But there was one challenge: She wasn't interested in dating, marriage, or partnering up.

So, she came up with an idea for an unusual present to give herself.

"For my 39th birthday, I bought a vial of donor sperm," says Terry, who lives in Nashville, Tenn., and works at a top management consulting firm.

She started the process of having a baby via in vitro fertilization, or IVF, soon after. This path hadn't occurred to her initially, even though she has a Ph.D. in cell and developmental biology. There just wasn't anyone in her orbit who had done it. Her epiphany came from a book in which the author described her own journey with IVF.

"I had never heard of being a single mom by choice before that," says Terry, who is now 44. "It was like a light bulb went off."

That light bulb is going off for a lot of single women. Today, 44% of women in America are unpartnered; finding someone and settling down has become less of a priority when they're in their 20s or even 30s. And when some of them are ready to have kids, they aren't letting singlehood deter them.

Who gets to be a parent is being reshaped by increased access to IVF

The nation's first IVF baby was born in 1981, when the process was such a novelty that she was referred to as a "test tube baby." Since then, its use has surged in the United States, and today, IVF accounts for almost 100,000 births each year. That's up 50% from 10 years ago.

With IVF, which accounts for around 2% of births in America, a woman's eggs are retrieved from her body and fertilized with sperm in a lab. The resulting embryo is then implanted in her uterus, with the hope it will lead to a pregnancy.

This process has opened the door for many people who couldn't otherwise conceive children and reshaped who gets to be a parent, including more LGBTQ+ couples.

It has also become a big driver in the number of older single mothers in the U.S. at a time when the country's overall birth rate is declining. The number of unmarried women in their 40s who are having babies has grown by 250% in the last 30 years, according to data from the government. A portion of these women have partners, but many don't.

There are many reasons for this rise, says Rosanna Hertz, author of the book Single By Chance, Mothers by Choice. Increasingly, she says, young women are pursuing higher education, focusing on their careers, or fulfilling personal goals such as traveling around the world or buying homes.

And when they're ready to partner up in their mid-30s, "there's no one to settle down with," says Hertz, a sociologist with a focus on gender and family at Wellesley College. "So, am I going to spend my time waiting for somebody to come along?"

Hertz says her research shows most women who want a family would rather do it with a partner. For them, IVF is Plan B. But as their reproductive windows narrow with age, some decide to move forward by themselves.

A framed photo of Laura Terry with her mother, Jo, holding baby Eleanor.

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Becoming a mother is a marker of adulthood for them, Hertz says.

"There is a sense that I'm now ready to do something that is selfless, that involves the care and nurture of another human being and be part of a broader community," she says. "What a child does is tie you into a community."

Do I really want to have a baby? How do I choose a donor?

Terry saw that care and community in her own sister's family, when it drew her to Nashville to spend time with her nephews.

Once she knew she wanted to be a mom, she started mapping out her path through the language she understood, which is spreadsheets and PowerPoints.

"I made a decision tree," she says.

The root of that tree was a fundamental question: Did she really want a child? It branched from there to examine how she would become a mother and which path would give her the best chance of having a baby. It led her to IVF.

Soon enough, she was faced with another decision: choosing a sperm donor. Faced with an array of choices, she resorted to another spreadsheet "that was like 30 rows long and 30 columns wide."

In it, she started by listing factors like race, height, ethnicity and education. Then she narrowed it down to a few that really mattered to her: "I cared about some physical attributes to look like me. And I cared about family health history."

Terry was extremely lucky with her IVF process: She got pregnant on her first try. She gave birth to Eleanor in 2021 and Margaret came two years later.

"I should be quite grateful for what my process was," Terry says. "The results were beyond what you statistically expect."

Terry actively tries to find ways to engage her kids. Sometimes she buys a "decoy cucumber" so that when she's prepping dinner, 4-year-old Eleanor can peel it and feel helpful. Terry says, "It's a great use of 75 cents for an extra cucumber."

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She's right: The odds of conceiving a child with just one try of IVF are below 50% after a woman turns 35. And the chances drop rapidly each year after that. Many women try multiple cycles of IVF with no guarantee that they'll get pregnant.

Pregnancies at an older age can also carry health risks for both mom and child, with a high chance of miscarriage. All of this can take a huge physical and emotional toll.

Women with higher education are the top users of IVF

When Kate Snyder, who lives in northern New Jersey, was ready to have a kid, she looked for the right guy. "And, you know," she says, "it didn't happen."

Snyder was already in her 40s when she started thinking of IVF.

Kate Snyder and her 2-year-old daughter get ready for day care at their home in northern New Jersey. An interior designer and artist, Snyder made the decision to undergo IVF when she was in her 40s.

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"Once I came to terms with the fact that the father of my child doesn't have to be the person I end up with, and you separate the two, it's very freeing," she says. "And it just took the pressure off."

Now 48, she is the mother of a 2-year-old daughter, who loves to talk and fills their home with chatter. "She comes home from day care with gossip," says Snyder, who is an interior designer and artist. "She's telling me who pooped their pants and how the teacher had a lollipop today and this person got out of her cot."

Snyder says Google, her former employer, covered a small portion of the cost of freezing her eggs. But she paid for the IVF process herself.

Each time a woman tries to get pregnant via IVF, the cost can range from $15,000 to over $30,000. It's why IVF is out of reach for many.

Snyder wasn't prepared in her mid-40s for the amount of carrying her baby needed in the first two years, whether it was up and down the stairs or getting her in and out of the car.

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It's gotten the attention of President Trump. In October, he announced proposals to help reduce the cost of the drugs necessary for IVF. He also encouraged employers to offer broader infertility coverage directly to workers.

Some people go into debt, while others like Snyder use up their savings. Some women, like Terry, have theirs covered by insurance. Even that is not common — only 1 in 4 companies with more than 200 employees pays for a part of the process.

Women with higher education — especially master's degrees, doctorates or professional degrees — are more likely to use IVF than those with less education, according to the U.S. Department of Health and Human Services.

These women, on average, have higher incomes. All that gives them the agency to start and support their own family.

"My knees hurt"

Both Terry and Snyder were financially comfortable enough to step off the career treadmill and create time and space for their new families. Snyder now works four days a week. Terry took a pay cut for a different role that was less intense — it allowed her to work from home and requires less travel. Neither has qualms about it.

"It's so physical being a mom. I don't think I expected that," says Snyder.

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Still, parenting in your 40s is hard.

"It's so physical being a mom. I don't think I expected that," says Snyder, thinking back to her first two years of motherhood and carrying her daughter up and down the stairs or getting her in and out the car. "Motherhood in your 40s, you know, my knees hurt and there are things that are starting to fall apart."

For Terry, one of the hardest parts of being a single mom is not being able to take a break. "If I'm tired or had a rough day at work or I'm frustrated, I'm feeling overwhelmed and I want to step away from my kids, I often can't," she says. "I have to meet their needs first and meet my needs later. And that's hard."

And then there is the weight of decision-making. She discusses her choices with her friends and family, "but ultimately all of that rests on me and that feels really heavy," she says.

Saturday mornings are music class days. Being silly with her kids has helped Terry loosen up and relate to them in a different way. They sing all the time. Her kids make up nursery rhymes on their way to day care or bath time or even while brushing their teeth.

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"Was he sorry I didn't have a husband?"

Even though there are more families like Terry's and Snyder's today, they're still rare. And society hasn't quite caught up with them.

Like when Terry moved to her new home in Nashville, she introduced herself and the girls to a neighbor, who asked what her husband did for work. Terry explained that they were a "mom and kids family" with two cats. The response took her aback.

"He said, 'Oh, I'm so sorry,'" she recalls. "Was he sorry I didn't have a husband? I still don't know to this day. But there is very much like a moment of feeling other and different — and that's often an uncomfortable feeling."

Terry worries about how her daughters will handle such questions. She prepares her oldest child by role-playing with her. But even then, sometimes it doesn't quite play out the way they've practiced.

Recently, she recalls, one of her daughter's classmates said, "'Hey, Eleanor, is that your mom?' And she said, 'Yes.' And they said, 'Well, where's your dad?' And Eleanor just froze in that moment."

But more often than not, the tenderness of motherhood triumphs over such unsettling interactions. Terry treasures the sweet moments she shares with her kids, like when they climb onto her bed in the morning to wake her or when they sit next to each other on the couch to read before bedtime.

"I love moments where they say, 'Mama, I need a snuggle.' Just holding them for a minute or two and seeing how that calms them is really, really powerful."
Copyright 2026 NPR

Terry reads to her daughters as they snuggle with her on the couch.

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Over his nearly 50-year career, Burbank-based attorney Dennis Block has built a reputation as a fierce advocate for Southern California landlords seeking to evict their tenants.

But disciplinary charges filed against him last month by the California State Bar raise questions about his treatment of clients.

Block faces charges involving a series of clients over a span of years. According to the 10 counts against him, Block allegedly collected payments wrongly described as “non-refundable,” failed to account for his fees and didn’t return a client’s property in a timely manner following termination of his employment.

In one case, Block allegedly failed to pay court sanctions on time. In another, he allegedly created a conflict of interest by representing both a tenant and her landlord.

When LAist asked Block how he responded to the charges, he told us to reach out to his defense attorney Erin Joyce. In a statement, Joyce said, “While we cannot comment on the specifics of the case, we believe the matter will be resolved in Mr. Block’s favor prior to trial at the settlement conference.”

The ultimate penalty in California State Bar Court is disbarment, which would prevent Block from continuing to practice law. Lesser punishments could involve a brief suspension or an order to complete an ethics exam.

Should fees have been ‘non-refundable’?

This isn’t the first time Block has faced repercussions for alleged ethical lapses in recent years.

In 2023, LAist reported on a filing Block’s firm submitted in an eviction case that contained multiple references to fake case law. Legal experts told us the filing, which led to court sanctions, was likely produced through misuse of AI.

Legal ethics experts said the new charges against Block are serious.

“The worst thing a lawyer can do is steal a client's money,” said Scott Cummings, a law professor at UCLA. “This is effectively what the bar is saying Mr. Block has done here in roughly half a dozen cases.”

Many counts involve Block allegedly charging up-front fees described by his firm as “non-refundable.” Bar rules state such fees must constitute a “true retainer,” meaning money paid to reserve an attorney’s availability for a specific case or period of time.

LAist previously reported that former clients have complained about poor communication and a lack of availability from Block and his associates.

Richard Zitrin, an emeritus lecturer with UC Law San Francisco, said the rules may sound esoteric, but the bar takes violations seriously.

“When you get right down to what's going on under the surface, it looks like the accusations are that this guy could not do the work for these various clients,” Zitrin said. “If it's one time, it could just be an honest mistake. But if he's doing it repeatedly, serially, of course that's of more concern.”

Representing both sides?

In one case, Block’s firm is accused of taking on a tenant who was in a dispute with her roommate. A few months later, while still representing the tenant, Block’s firm allegedly took on the tenant’s landlord. Block’s firm then sent a letter threatening to evict his own client, according to the charges.

“Lawyers cannot represent opposite sides of a particular case because they owe their duty of loyalty and confidentiality to each client,” said Laurie Levenson, a law professor at Loyola Law School. “It's very likely that one side or the other will feel that the lawyer sold out to the other client.”

Despite the severity and the number of allegations, UCLA’s Cummings said Block’s disciplinary record — which shows no infractions so far — could help him avoid disbarment.

“Suspension seems like — if these facts were all proven to be true — definitely an appropriate sanction in this particular case,” Cummings said.

It’s not yet clear what the charges could mean for Block’s firm, which prides itself on handling a high volume of cases at any given time. Block once reportedly described himself as “a man who has evicted more tenants than any other human being on the planet Earth.”

A status conference in Block’s case is set for Feb. 9.

The Justice Department has subpoenaed the Federal Reserve for information on the central bank's headquarters renovation, according to a video statement released by Fed Chairman Jerome Powell on Sunday.

It's the latest escalation in the administration's pressure campaign to force the central bank to make bigger cuts in interest rates.

Powell said the grand jury subpoenas, received by the Fed on Friday, threaten criminal indictments related to his testimony on the renovation project before the Senate Banking Committee in June.

In an unusually combative statement, however, Powell called it a mere pretext.

"This new threat is not about my testimony last June or about the renovation of the Federal Reserve buildings," Powell said. "The threat of criminal charges is a consequence of the Federal Reserve setting interest rates based on our best assessment of what will serve the public, rather than following the preferences of the president."

The Fed has cut interest rates at each of its last three meetings. But President Trump has been outspoken in saying he wants much lower rates.

Trump has threatened to fire Powell, whose term as chairman expires in May. He's also tried to remove another Fed board member, Lisa Cook, over unsubstantiated allegations of mortgage fraud.
The Supreme Court has ruled that Cook can remain on the Fed's governing board, for now. It's set to hear arguments in the case later this month.
Powell was grilled about the cost overruns during a Senate hearing last summer. The cost of renovating the Federal Reserve's headquarters has jumped, from $1.9 billion to $2.5 billion.

Powell acknowledged in his statement Sunday that scrutiny of the Fed's construction project is legitimate. But he suggested an ulterior motive in the Justice Department's probe.

"No one — certainly not the chair of the Federal Reserve — is above the law," Powell said. "But this unprecedented action should be seen in the broader context of the administration's threats and ongoing pressure."
By design, the Fed is supposed to be insulated from political pressure, so policymakers can make sometimes unpopular decisions, such as raising interest rates to keep inflation in check. Trump, who wants much lower interest rates to goose the economy, has insisted he should have greater say in monetary policy.
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