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The Brief

The most important stories for you to know today
  • Major insurer to step up coverage in California
    Single-family homes in a neighborhood with bare, tree-lined streets and a blue sky
    Single-family homes in Alameda on Jan. 12, 2023.

    Topline:

    After companies spent years fleeing California’s insurance market following catastrophic wildfires and inflation, some are now offering more coverage

    Why it matters: Beginning Saturday, the state’s second-largest homeowners insurance carrier said it will resume offering several types of coverage that have been closed to new customers in California for more than a year, including renters and condominium insurance. It will also bump up the number of new homeowners insurance policies it accepts each month from 7,000 to 9,500.

    Why now: Insurance experts said the move signals a reversal of the yearslong trend of insurers offering less and less coverage in California following catastrophic wildfires and spikes in inflation. It comes as insurance companies are anticipating an overhaul of state regulations

    What's next: As part of the new regulations, California will require insurers to increase the writing of comprehensive policies in “wildfire-distressed” areas and account for mitigation steps taken by homeowners, businesses and communities. In exchange, companies will be allowed to use forward-looking risk modeling that takes into account the effects of climate change when they are setting rates.

    In a hopeful sign for California’s beleaguered insurance market, Farmers Insurance has reopened some closed lines of coverage and start writing more homeowners policies.

    Beginning today, the state’s second-largest homeowners insurance carrier said it will resume offering several types of coverage that have been closed to new customers in California for more than a year, including renters and condominium insurance. It will also bump up the number of new homeowners insurance policies it accepts each month from 7,000 to 9,500.

    Insurance experts said the move signals a reversal of the yearslong trend of insurers offering less and less coverage in California following catastrophic wildfires and spikes in inflation. It comes as insurance companies are anticipating an overhaul of state regulations, known as the Sustainable Insurance Strategy, to be implemented any day now.

    Insurance broker and podcast host Karl Susman called it a “good-faith gesture on Farmers’ part” given the impending regulatory changes.

    “I think that what we’re going to see is every other carrier start following suit,” Susman said. “And at some point — I would like to think by the middle of next year — we won’t have quotas per se at all. We’ll just have the free and open market again.”

    As part of the new regulations, California will require insurers to increase the writing of comprehensive policies in “wildfire-distressed” areas and account for mitigation steps taken by homeowners, businesses and communities. In exchange, companies will be allowed to use forward-looking risk modeling that takes into account the effects of climate change when they are setting rates.

    Michael Soller, a spokesperson for the California Department of Insurance, said Farmers’ move was a positive step forward and “a clear sign that our reforms are having an impact.”

    The announcement from Farmers explicitly endorses the new regulations, which are awaiting final approval by the state Office of Administrative Law.

    “Farmers Insurance has decided to take these steps to increase coverage availability for California consumers because we recognize that the state’s insurance marketplace has indeed improved,” Behram Dinshaw, president of personal lines for Farmers Insurance, said in a statement. “In addition, with the impending implementation of Commissioner Ricardo Lara’s Sustainable Insurance Strategy in the coming year, we want to be well-positioned to provide even more coverage options to residents in the state.”

    Large carriers, including Allstate and State Farm, have dramatically pulled back from offering new or renewed coverage in California, seeking to limit their financial liability in a market with regulations they considered outdated and a threat to their bottom line.

    After Farmers’ announcement, Susman said he’s also seeing other insurance companies slowly open up the taps and offer more coverage in California again, noting that Mercury Insurance is “aggressively writing property insurance.”

    “And a lot of the less-known carriers that you might not recognize the names of, they’ve been writing fairly aggressively in California. They’re raising the limits of coverage that they were willing to take,” Susman said. “Maybe they were only taking coverage up to $1 million, and now they’re a million and a half or $2 million. So definitely … the tide is already turning.”

  • LA City Council pulls ballot proposal
    A white sign posted on a fence shows an arrow below an "I Voted" logo.
    A voting sign at Cal State Los Angeles in Los Angeles on June 7, 2022.

    Topline:

    The Los Angeles City Council on Tuesday pulled a ballot proposal for November that could have led to non-citizens being allowed to vote in council and school board elections.

    Why it matters: There are approximately 1.3 million to 1.4 million non-citizen residents living in the city, according to Data USA, making up nearly 36% of the city's population. So if the proposal was approved by voters, it could lay the groundwork for dramatically changing the electorate in Los Angeles. Critics said the proposal needs to be vetted more thoroughly before being put to voters.

    Another last minute change: The council also pulled a ballot proposal that would have asked voters in November to expand the power of the City Council over the police department, including the ability to direct policy. Instead, the proposal will go back to a committee for more review.

    The backstory: The City Council voted 10-5 in mid-June to place the ballot proposals and other charter changes on the Nov. 3 ballot.

    What's next: Both proposals will be sent back to the committee level for consideration and to address concerns from detractors. For more on the issues, go here.

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  • Transgender athletes still protected in CA
    A player spikes a volley ball on the opposing team's side as players try to block it.
    Transgender player AB Hernandez of Jurupa Valley hits the ball during a girls high school volleyball match against Norte Vista at Norte Vista High School in Riverside on Oct. 16, 2025.

    Topline:

    The ruling allows states to ban transgender student athletes from playing on girls’ and women’s teams, but doesn’t require it. States like California can keep their current policies.

    Why it matters: The court’s 6-3 decision allows – but doesn’t require – states to bar transgender student athletes from playing on girls’ and women’s sports teams, upholding state laws in Idaho and West Virginia. Including California, 23 states let transgender students play on teams that align with their gender identity.

    The backstory: California, an epicenter of the LGBTQ rights movement, has long maintained policies that protect transgender students in K-12 schools. The California Interscholastic Federation, which oversees high school sports in the state, also allows transgender students to play on sports teams that align with their gender identity.

    Read on... for more on the ruling and what it means for California.

    California can continue its long-held policy of allowing transgender student athletes to play on girls’ and women’s sports teams, under a U.S. Supreme Court ruling issued Tuesday.

    “With this ruling, schools and states like California can continue to adopt inclusive policies that ensure every student is treated with dignity and respect,” Tony Hoang, executive director of the LGBTQ advocacy group Equality California said. “Inclusive policies are working across the country, including here in California, where transgender young people have participated in school sports for years without incident.”

    The court’s 6-3 decision allows – but doesn’t require – states to bar transgender student athletes from playing on girls’ and women’s sports teams, upholding state laws in Idaho and West Virginia. Including California, 23 states let transgender students play on teams that align with their gender identity.

    Proponents of a ban also celebrated the court’s ruling, saying it’s a major step forward in their fight to keep transgender athletes out of girls sports, and it potentially opens the door to restrictions in the future.

    “The Supreme Court just delivered a major victory for girls and for common sense,” said Sonja Shaw, a Chino Valley Unified school board member who’s running for state superintendent. She added that “California should be leading the nation in protecting girls, not forcing them to surrender their rights … We will continue fighting until every girl has the opportunity to compete on a level playing field.”

    California, an epicenter of the LGBTQ rights movement, has long maintained policies that protect transgender students in K-12 schools. The California Interscholastic Federation, which oversees high school sports in the state, also allows transgender students to play on sports teams that align with their gender identity.

    Nationwide, LGBTQ advocates decried the court’s ruling as a blow to transgender peoples’ rights generally, especially in states that currently restrict – or are leaning toward restrictions of – those rights.

    “The SCOTUS majority decision furthers the Trump administration’s widespread attack on civil rights protections and continued attempt to erase transgender individuals from society, including through distorted interpretation of law,” said Noreen Farrell, executive director of Equal Rights Advocates. “(We) will continue fighting for trans equality and trans rights.”

    This article was originally published on CalMatters and was republished under the Creative Commons Attribution-NonCommercial-NoDerivatives license.

  • LA advocates respond to SCOTUS decision
    A group of people stand behind a podium with a sign that reads "CHIRLA." They also stand in front of a painted mural. Some people are raising a fist upend others are clapping.
    Advocates gathered at the headquarters of the Coalition for Humane Immigrant Rights following the Supreme Court's decision to uphold birthright citizenship.

    Topline:

    The U.S. Supreme Court upheld birthright citizenship on Tuesday. In Los Angeles, the Coalition for Humane Immigrant Rights spoke to reporters at its headquarters, inviting fellow advocates and local residents of all ages to celebrate the majority opinion.

    Who might’ve been affected: In 2023, birthing people who were undocumented immigrants or who had legal temporary status had 320,000 babies, representing about 9% of all the 3.6 million children born in the U.S. that year. According to the Pew Research Center, about 260,000 of those babies would not have qualified for birthright citizenship if Trump’s executive order had been in effect.

    Why it matters: Immigrant advocates feared such children would become part of a permanent underclass. The United Nations has signaled that when people are rendered stateless, they can encounter a host of challenges — everything from barriers accessing education and healthcare to the inability to travel freely. The Trump administration dismissed these concerns as alarmist “ end-of-the-world type predictions.”

    The backstory: The case was rooted in an executive order signed by President Donald Trump on Jan. 20, 2025, moments after his inauguration.

    Read on… for more on how Angelenos are responding.

    A wave of relief moved through L.A. communities on Tuesday after the U.S. Supreme Court upheld birthright citizenship.

    The 6-3 decision to affirm the nation’s 158-year-old legal standard also rejected an executive order signed by President Donald Trump on Jan. 20, 2025, moments after his inauguration. Had the Supreme Court upheld the executive order, citizenship for anyone born in the U.S. would have depended on their parents’ nationality and residence history.

    Solicitor General D. John Sauer, who argued on behalf of the Trump administration, said the nation’s longstanding practice has incentivized foreigners to travel to the U.S. to have babies — including some from “hostile nations.”

    “ For more than a century and a half, our laws have reaffirmed that fundamental right. Today's ruling is a long overdue message to Donald Trump: No president can pretend to erase a bedrock constitutional guarantee with the flick of a pen,” said Alvaro Huerta, director of litigation and advocacy at Immigrant Defenders Law Center.

    “We're relieved that the Supreme Court firmly rejected the Trump administration's overreach and reaffirmed what frankly should never have been in question,” he added. “ Today, we can breathe a sigh of relief.”

    Angelenos respond to SCOTUS

    In Los Angeles, the Coalition for Humane Immigrant Rights spoke to reporters at its headquarters, inviting fellow advocates and local residents of all ages to celebrate the majority opinion.

    “ The decision today carries profound meaning for all of us,” said Dahni Tsuboi, CEO of Asian Americans Advancing Justice-Southern California, which was among dozens of advocate groups that filed a brief in support of immigrant families.

    “More than 60%of Asian Americans in this nation were born somewhere else. So for us, immigration is not a policy debate . . . It is our story of how we came here, how we created home here, how our children's dreams took shape,” she said.

    “ The Trump administration tried to challenge the 14th Amendment, which initially guaranteed birthright citizenship in the aftermath of slavery, ensuring that formerly enslaved Black people and their descendants could not be denied membership in the nation that they built,” added Maraky Alemseged, an organizer with the Black Alliance for Just Immigration.

    The Supreme Court’s ruling on birthright citizenship, they noted, comes on the heels of its decision to allow the Trump administration to cancel temporary protected status for Haitians and other groups, without being subject to review in federal courts. The administration has also moved to cancel naturalization ceremonies for people who hail from countries it’s deemed to be “high-risk.”

    In response, Alemseged called for continued advocacy and “a broader vision of belonging, one where humanity is not contingent on [immigrant] status.”

    Why it matters

    Cecilia Wang, national legal director of the ACLU, represented families who could have been affected. The nonprofit sued the Trump administration almost immediately after the president signed the executive order.

    When speaking before the Supreme Court in April, Wang — herself a birthright citizen — pointed to some of the darkest moments in U.S. history to bolster her argument.

    “ Even in World War II, when the United States was detaining Japanese nationals who were deemed ‘enemy aliens’ of the United States, when those ‘enemy aliens’ had babies in these detention camps, everyone agreed that those babies were U.S. citizens,” she said.

    Wang also cited United States v. Wong Kim Ark, a landmark case involving a Chinese American man from California. In that 1898 case, Wang noted, the court ruled that the Fourteenth Amendment guarantees citizenship to almost anyone born in the country, regardless of their parents' nationality or immigration status.

    In 2023, birthing people who were undocumented immigrants or who had legal temporary status had 320,000 babies, representing about 9% of all the 3.6 million children born in the U.S. that year. According to the Pew Research Center, about 260,000 of those babies would not have qualified for birthright citizenship if Trump’s executive order had already been in effect.

    Immigrant advocates feared such children would become part of a permanent underclass. The United Nations has signaled that when people are rendered stateless, they can encounter a host of challenges — everything from barriers accessing education and healthcare to the inability to travel freely. Arguing on behalf of the Trump administration, Sauer dismissed those concerns as alarmist “ end-of-the-world type predictions.”

  • Lakers forward leaving team for 24th NBA season
    A basketball player wearing a white jersey with the number "23" and the name "Lakers" stands inside of a sports arena. He is holding his right hand up towards the camera, palm downOther players and camera men surround him.
    Los Angeles Lakers forward LeBron James salutes public address announcer Lawrence Tanter prior to home game against the Denver Nuggets in March 2024 in Los Angeles.

    Topline:

    LeBron James will not be back with the Los Angeles Lakers and plans to play a record-extending 24th NBA season elsewhere.

    Storied Lakers legacy: James spent eight seasons with the Lakers, the longest he spent in one stint with one NBA team and led them to the 2020 NBA championship. He became the NBA’s all-time points leader while wearing a Lakers uniform and surpassed a slew of other records while in purple and gold. He also became the first player in the league to have a son as a teammate, with Bronny James playing alongside him with the Lakers.

    What's next: James can begin talking officially to new clubs after 3 p.m. PDT today, when the league’s free agent period opens. He will not be able to sign with a new team until the league’s offseason moratorium is lifted on July 6. A slew of options will be available to James on the open market, including Golden State. Longtime Warriors forward Draymond Green did not exercise his $27.6 million option for this coming season earlier this week in large part to allow his team flexibility to make other roster moves.

    LeBron James will not be back with the Los Angeles Lakers and plans to play a record-extending 24th NBA season elsewhere.

    His decision is perhaps the biggest domino that will fall during the NBA’s offseason player movement window, alongside Giannis Antetokounmpo being traded by Milwaukee to Miami — one of James’ former stops.

    The Lakers released a statement Tuesday thanking James for his eight seasons with the club.

    “LeBron James is one of the greatest athletes in history,” said Jeanie Buss, part of the Lakers’ ownership group. “We will always be thankful for his eight years with the Lakers, including the title he led us to in 2020 under the toughest imaginable circumstances, and the countless records he broke in purple and gold. We wish him all the best in the future, both on the court and off. He will always be a cherished part of the Lakers family.”

    ESPN, citing James’ longtime agent and Klutch Sports CEO Rich Paul, first reported James’ plans.

    James can begin talking officially to new clubs after 3 p.m. PDT on Tuesday, when the league’s free agent period opens. He will not be able to sign with a new team until the league’s offseason moratorium is lifted on July 6.

    A slew of options will be available to James on the open market, including Golden State. Longtime Warriors forward Draymond Green did not exercise his $27.6 million option for this coming season earlier this week in large part to allow his team flexibility to make other roster moves.

    “Personally, I’m always willing to work with the team on whatever is best, especially at this point in my career,” Green said on the latest episode of his podcast, which was released Tuesday. “So my decision to opt out was for a few reasons. As you all know, I’ve always taken the approach of working with the organization. I’ve been in one place for 14 years. It’s more of a family to me than anything.”

    It could be the move that convinces James to go to Golden State — a franchise he faced four times with Cleveland in the NBA Finals. He also has close relationships with Green, Stephen Curry and Warriors coach Steve Kerr.

    James spent eight seasons with the Lakers, the longest he spent in one stint with one NBA team and led them to the 2020 NBA championship. He became the NBA’s all-time points leader while wearing a Lakers uniform and surpassed a slew of other records while in purple and gold.

    He spent the first seven years of his career in Cleveland, then left for four years in Miami where he won the first two of his four championships. That was followed by another four-year stint with the Cavaliers, and in 2018 he joined the Lakers.

    James is the NBA’s oldest active player; he turns 42 in December. He was the first player in league history to log 23 seasons; he’ll add at least one more to that this season. He also became the first player in the league to have a son as a teammate, with Bronny James playing alongside him with the Lakers.

    The list of James’ accolades to this point are beyond comparison.

    He’s a 22-time All-Star, a 21-time All-NBA selection, a four-time Most Valuable Player, a four-time NBA Finals MVP, a three-time All-Star Game MVP, and was part of the NBA’s 75th anniversary team. He’s coming off a season where he averaged 20.9 points, 6.1 rebounds, and 7.2 assists per game, and for his career, he’s averaged 26.8 points, 7.5 rebounds, and 7.4 assists in more than 1,600 games.