When it comes to investing, Latinos have very different attitudes compared to the rest of the population. For example, most of them would rather keep their money in a savings account than to invest in bonds, stock or mutual funds. 

Those were the findings of a Wells Fargo study that took a look at its Hispanic investors. The study also found that family has a big influence on Latinos' money decisions. This is something Delia Fernandez is well aware of as a financial planner and as president of Fernandez Financial Advisory in Los Alamitos. She talked to Take Two on Monday.