For millions of Americans, having a reliable and safe car is incredibly important, but for many, there’s only one way to get a car,  by utilizing a practice most often associated with the housing bust. The  subprime loan.

These loans often come with exorbitant rates and are usually marketed to people with poor credit and not a lot of financial education. 

We’ll talk to New York Times reporter Jessica Silver-Greenberg, who recently did an extensive article about it here.