In California, hundreds of thousands of low-income elderly and disabled people receive daily care in their homes from their children, spouses, relatives and others. And, through a program called In-Home Supportive Services, the state pays many of those caregivers about $10 an hour to do the job.

Yet, caregivers are not required to receive any training from the state. Plus, the IHSS program has little oversight. 

An investigation by Kaiser Health News, an editorially independent program of the Kaiser Family Foundation, found that many recipients of in-home care through IHSS are at risk of abuse and neglect. 

Kaiser Health News Reporter Anna Gorman told Take Two that the IHSS program does work for many Californians, but the state needs to pay more attention to those in the program who are vulnerable.

As well, even though this program serves low-income Californians, Gorman insisted that Baby Boomers of all income levels, and their families, should consider their options for long-term care now. 

"The population is getting older; people don't want to go into institutions, so family members have to figure out an option," she said. "And unfortunately, there aren't [many] great options."

Listen to Gorman's 2-Part series on California's In-Home Supportive Services here:

PART 1: Neglected to death: Little oversight for in-home caregivers can lead to abuse

PART 2: Lots of responsibility, no required training, for in-home caregivers

You can learn more about Elder Care and California's IHSS program here.