The Brief

In a sport known for turf battles, SoCal surfing is facing perhaps its most epic turf challenge yet — all the way from the ski slopes of Utah. U.S. Ski and Snowboard, the Olympic organization for those sports, is making a bid to add surfing to its roster.

“When you look at the heart of what we do — supporting elite athletes and growing action sports — it makes complete sense,” Sophie Goldschmidt, the head of U.S. Ski and Snowboard, told LAist in an email. “Surfing is a natural extension of our mission.” (Goldschmidt also headed the World Surf League, a pro circuit, before taking the top job at U.S. Ski and Snowboard.)

Many surfers disagree. Ian Cairns, a former champion surfer and coach who helped develop the sport competitively, said the snow group is “ trying to ski-jack the crown jewels of surfing away from the surfing world.”

“ Effectively what they're doing is they’re skimming the cream off the top,” Cairns said of U.S. Ski and Snowboard’s bid to become what’s known as the National Governing Body for the U.S. Olympic surfing team. “They're going to take the commercial rights and they're going to put those dollars into their infrastructure.”

The backers of USA Surfing say they have proof that their rival U.S. Ski and Snowboard doesn't know anything about the sport of surfing: In a presentation to the Olympic committee, they used a surfing icon that appears to show a surfer facing backward on a board. The surfing organization has made it the centerpiece of their P.R. campaign against the group.

San Clemente native Sawyer Lindblad surfs in the 2024 Rip Curl Pro Bells Beach on March 27, 2024 in Winkipop, Australia. Lindblad is backing USA Surfing in its bid to manage the U.S. Olympic surfing team.

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Cairns and a number of other pro surfers are throwing their weight behind USA Surfing, the comparatively scrappy organization that trains and develops young surfers with Olympic dreams. The San Clemente-based nonprofit — which helped make surfing an Olympic sport to begin with — is not giving up its chance to represent Olympic athletes without a fight.

They recently launched a public relations blitz in an effort to win over Olympic leaders, who will soon decide which organization will represent the U.S. Olympic surf team at the 2028 Games in L.A. At stake is whether that team will have its home base, and the accompanying money and prestige, on the shores of San Clemente or the slopes of Park City.

The backstory: A brief history of USA Surfing’s troubles

Why is an organization focused on snow sports even in the running to take over Olympic surfing? Because USA Surfing has had a tough run of late.

Back in 2017, USA Surfing became the national governing body for the sport of surfing, charged with training young surfers, developing the sport, and nominating athletes to compete on the Olympic stage. But they lost that status shortly after the sport made its Olympic debut, in the 2021 Tokyo summer games.

That’s because in 2019, the U.S. Olympic and Paralympic Committee audited USA Surfing and found numerous problems, including failing to disclose conflicts of interest. The audit also found minimal documentation and oversight of how the organization’s leaders were spending its money. As a result, USA Surfing voluntarily agreed to relinquish its control over the U.S. Olympic surf team until after the 2024 Paris games.

Despite the turmoil, the U.S. surfing team won gold medals at both games — Carissa Moore in Tokyo and Caroline Marks in Paris (in case you missed it, the actual surfing took place in Tahiti).

During all that time, and to date, USA Surfing has been training Olympic hopefuls and holding competitions at Lower Trestles in San Clemente — the same place surfers will compete in the LA28 games.

And USA Surfing now has entirely new management. CEO Becky Fleischauer told LAist the organization has done all the things the Olympic committee said it needed to in order to regain its role as the National Governing Body, including adopting financial best practices, improving transparency, and showing financial stability.

Fleischauer called the surfing competition at the 2028 games a “legacy building opportunity.” “We want the Olympics to provide the lift to the surfers, the community, the businesses, and our program,” she said.

Despite the high stakes, Fleischauer declined to diss on U.S. Ski and Snowboard and their bid to intrude on the local surf turf.

“ We never really wanted to be in an antagonistic position with another sport that athletes work really hard to do,” she said.

Ian Cairns, a former surfing champion and coach, is among those campaigning for USA Surfing to oversee the entire pipeline of U.S. competitive surfing, including the U.S. Olympic surfing team. (And yes, that neck brace is the result of a surfing accident.)

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What’s this really all about?

For most of the public, the Olympics are a national ego-boosting spectacle and a chance to watch athletes and sports that usually don’t get much play in the mainstream media. But the Olympics are also big business.

For one thing, there are sponsorships from companies that want their name associated with popular sports and winning athletes. For another, national governing bodies for Olympic sports get money directly from the Olympic committee. Both US Ski and Snowboard and USA Surfing acknowledge that money is part of their motivation.

For the winter sports group, adding surfing would free them from their seasonal confines. “From a commercial perspective adding a summer sport to our winter sport portfolio gives us year-round assets and programming to sell,” US Ski and Snowboarding wrote in its official bid to absorb Olympic surfing. (Goldschmidt told LAist that U.S. Ski and Snowboard also is interested in assuming control over Olympic skateboarding.)

If that happens, USA Surfing would essentially continue to do most of the work to develop and support the nation’s top surfers without reaping the benefits of representing them at the world’s most venerated competition.

“ It would siphon money and opportunity,” Fleischauer, from USA Surfing, said of the possibility of permanently losing control over Olympic surfing.

On the flip side, she said, “We've talked to sponsors who would support us at another level if we were the national governing body.”

Of course, there are those who wish surfing had remained the weird, counter-culture activity it once was, out of the limelight, anti-commercial. But that ship sailed long ago.

Today, surfing is a $9 billion industry, according to an article published earlier this year in the Orange County Business Journal. And many of the top brands have their roots in Orange County. They also stand to benefit if USA Surfing wins its Olympic bid, said Vipe Desai, executive director of the Surf Industry Members Association, a trade group.

“This is about local jobs, the local economy, local businesses,” Desai said. “If this money gets transferred out of state to another region, it's not going to support the business and the culture.”

Big snow, big money

Financially, U.S. Ski and Snowboard is a goliath compared to USA Surfing. The snow group took in over $38 million in revenue in 2024 compared to less than $900,000 for USA Surfing, according to tax statements. But that’s at least in part because U.S. Ski and Snowboard has 10 Olympic sports in its current portfolio with dozens of athletes.

Goldschmidt, the head of U.S. Ski and Snowboard, said the group’s robust infrastructure, including high-tech training facilities and “commercial support” for athletes (read: sponsorships) would benefit elite surfers.

“I respect the passion and pride that people have within the surf community," Goldschmidt wrote in an email to LAist. “This isn’t about taking anything away — it’s about adding to what’s already been built.”

Growing support for USA Surfing

As the date nears for a decision from the U.S. Olympic and Paralympic Committee, USA Surfing has garnered some key support for its bid. In June, they announced a multi-million dollar investment from San Clemente-based businessman Kipling Sheppard, intended to kickstart an endowment for the organization.

“Our motivation is simple,” Sheppard said. “It's to keep surfing with the surf community and those that are involved in it day-to-day and make sure that the Olympic ‘lift’ that will occur here in San Clemente benefits the people and the community of San Clemente.”

The International Surfing Association, which is recognized by the International Olympic Committee as the authority on competitive surfing, is also backing USA Surfing. That’s key because surfers have to surf in ISA competitions to qualify for the Olympics. Perhaps an even bigger snub: The World Surf League, Goldschmidt’s former organization, is also backing USA Surfing.

USA Surfing has also clinched a bunch of letters of support from local leaders, including a group of U.S. Congress members, O.C. Supervisor Katrina Foley, and the San Clemente City Council. And they have support from some of the nation’s top surfers. Sawyer Lindblad was among a group of pro surfers who showed up at a San Clemente City Council meeting in August to ask for support for USA Surfing. Lindblad, a San Clemente native, was fresh off her first place win, two days earlier, at the 2025 US Open of Surfing in Huntington Beach.

“ I don't think I would be as successful as I am without them,” Lindblad said of USA Surfing. “ It truly shaped me into the surfer I am today.”

 Kirra Pinkerton, another San Clemente native and the 2022 International Surfing Association World Champion, is also throwing her support behind USA Surfing.  “Obviously all of our goals eventually is to qualify for the Olympics,” she said. “I believe the best way to do that is to stick to what our roots are.”

Asked whether fellow athletes might appreciate the bigger platform and deeper coffers offered by U.S. Ski and Snowboard, Pinkerton said she doubted the snow sports group would find much support in the water.

“ Surfers will back surfers forever,” she said.

The ultimate decision about which of the two groups will represent surfers on the world stage is up to the U.S. Olympic and Paralympic Committee. They’re expected to hold their second and final public hearing on the issue later this month, although the exact date hasn’t been set.

CORRECTION: An earlier version of this story incorrectly stated that USA Surfing had lost its status as the national governing body for Olympic surfing prior to the 2021 Tokyo games.

Joseph Babbitt of Springfield, Mo. has a pretty good deal when it comes to health insurance. He works as a senior financial controller for West Plains Veterinary Supply, which employs about 50 people and distributes pet food, toys and vet supplies across the region.

Like about 157 million Americans, Babbitt gets insurance through his job. Unlike most Americans, his job has exceptionally generous benefits. "Our owners are very nice — they give all of our employees healthcare and they pay for it," he says. The company offers several different plan options and covers most or all of the monthly premium cost.

So why, even with free premiums, does it still feel like health costs are way too expensive? "Everybody talks about healthcare and how much it's costing them," says Babbitt. He explains that even without monthly premiums, a high deductible can be brutal — that's the amount the patient has to spend out-of-pocket before the insurance company starts paying for doctors visits and procedures, etc.

Now age 60, he remembers a time when it wasn't so bad. "Back in the '90s, our deductibles were $250 [or] $500 — now they're $5,000," he says. "That seems like a lot."

"We are the only country on our planet that forces people into bankruptcy because they get sick," he adds.

The cost of a new car, every year

Healthcare costs are rising fast in the U.S., and even workers with solid healthcare benefits through work are feeling it, according to an annual survey of nearly 2,000 employers about their health benefits. The report was published Thursday by KFF, a nonpartisan health research organization.

"The average health insurance premium for a family of four is now $28,000, which is just a ton of money," says Matthew Rae, associate director for the Health Care Marketplace Program at KFF. "It's basically the cost of a new car every year just to keep a family of four insured." Of that total for family premiums, workers pay about $7,000 per year on average and employers pay the rest.

A glimmer of positivity is that the costs for plans isn't growing as fast as it has in years past, he explains. "We're seeing a 5% increase in family health insurance premiums, which continues a period of modest growth," he says. That increase is roughly on par with worker wages and inflation.

However, "a 5% increase on a big number is still a lot of money," Rae points out. Plus, the growth for the portion of the premium costs that workers pay was 9%. "If this is the beginning of a shift of costs onto workers, that would be a big deal in terms of affordability," he says.

"We are asking people to chip in a lot of money," Rae adds. "Many people are committing a big chunk of their income to health insurance."

The uninsured rate is rising 

Another report published Thursday demonstrates the way these high costs affect people's health. The survey, conducted every two years by the Commonwealth Fund, a nonprofit foundation that supports independent research, is entitled "The State of Health Insurance Coverage in 2026."

Even for workers fortunate enough to have health benefits, "about 43% of them said that they didn't get healthcare because of cost over the past year, and about 31% reported that they had medical debt," says Sara Collins, lead author of the report.

Another key finding was that the overall uninsured rate rose in the last two years. Collins says that's significant but not surprising, because of federal policy decisions like letting extra federal subsidies for people enrolled in Affordable Care Act plans expire, and people losing Medicaid after the pandemic emergency ended.

Federal data shows millions of people have lost health coverage already from either Medicaid or the ACA marketplaces. When work requirements take effect next year, millions more people are projected to lose Medicaid.

"There is a, I think, a strong feeling across the country that something probably does need to be done to the situation that people are facing in their health and health insurance — both on the cost side and then also on these coverage losses," Collins says.

"We asked people whether the federal government has a responsibility to ensure that all Americans have coverage and nearly three quarters said yes to that — that included about 45% of Republicans, 93% of Democrats and 76% of independents."

Copyright 2026 NPR

Mike Obedoza’s Lumpia Smash Burger begins with the flavorful marinade his mother uses for making lumpia, a crispy Filipino spring roll. He folds it into a beef patty, then tops it with a fried lumpia wrapper, creamy avocado slices and fresh jalapeño.

For Obedoza, who grew up in Carson as the son of Filipino immigrants and now resides in Tustin, the burger is more than a winning recipe. “This is me on a plate,” he said.

Fresh off back-to-back Best Burger wins at the Old Towne Burger Fest in Orange County, Obedoza has landed a residency at Grand Central Market in downtown L.A. as Banger Lumpia.

He attributes his current success to the broader Filipino American food moment happening in Southern California, from Lord Maynard Llera of Kuya Lord winning Best Chef: California at the 2024 James Beard Awards to other Filipino food business upstarts' local success, including San & Wolves in Long Beach.

Mike Obedoza works the griddle, making Filipino-American Smashburger dreams come true.

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“I’m one component of a whole movement that’s happening right now,” he said.

His residency closes this weekend as part of Filipino American History Month, capping off a whirlwind couple of months Obedoza doesn’t take for granted, especially the love he's received from his own community.

“We get a lot of Filipinos that pass by us glowing. … They’re stoked that there’s some Filipino representation,” he said.

Building the burger

Before Banger Lumpia, Obedoza’s pop-up was called Banger, and he folded Filipino flavors like sisig into tacos. Once customers learned the food was Filipino, they kept asking for the classics. “Where’s the lumpia? Where’s the pancit?” he recalled.

Since lumpia filling is marinated ground meat, a burger felt like the natural next step. Obedoza took the marinade from his mother’s lumpia recipe (onions, carrots, soy sauce and fish sauce) and worked it into an all-beef smash patty.

Back-to-back wins: Obedoza’s Lumpia Smashburger took home Best Burger at the Old Towne Burger Fest in 2025 and 2026.

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Jalapeño and avocado add a California finish. “It’s like this perfect blend of being Filipino and Californian,” Obedoza said.

The idea has deep roots in Southern California. Obedoza points to Kogi, the Korean taco truck Roy Choi launched in L.A., which Choi said drew on a kind of local terroir. “I don’t see mustard plants and sheep grazing,” Choi said in a 2014 CNN segment with Anthony Bourdain. “I see barbed wire and telephone poles.”

“It’s a representation of the soil we were raised in," Obedoza said. “I think the Lumpia Smash burger is just my version of that.”

From skater to chef

Growing up in Carson, Obedoza found his creative outlet in rollerblading, competing and filming for sponsors. His favorite skater was Jon Julio, a Filipino American legend of the sport. “That was big for someone, a Filipino growing up in America,” Obedoza said. “I can’t think of anyone else at that time that was a representation of that.”

Obedoza studied hotel and restaurant management at Cal Poly Pomona, where a broken ankle from a skate competition pushed him to get serious about cooking. After graduating in 2007, he completed an accelerated program at the Culinary Institute of America in Greystone in St. Helena. Then, in 2008, he took a trip to the Philippines with his dad that reshaped how he saw himself.

From the skate park to the griddle, Banger Lumpia’s Mike Obedoza puts his whole self on the plate.

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“In the States, I’m Filipino. But when I go there, I’m American,” he said.

Back home, he cooked at hotels including Hyatt and Terranea Resort before moving into marketing and e-commerce. In 2022, he started serving tacos at skate parks under the name Banger. He went full-time in 2023 and has been popping up in L.A. and O.C. ever since.

That same cultural tension carries over into his food. While his Lumpia Smash burger has won praise, Obedoza says some Filipino customers pick apart the more traditional dishes on his menu: the lumpia isn’t made right, they say, the dipping sauce and adobo need more sugar, the adobo isn’t dark enough or has no bone.

“I guess I win on the burgers, but I’ll never win on being Filipino enough,” he said.

He said his cooking reflects his parents’ style and their home region of Central Luzon, north of Manila on the Philippines’ largest island. If it doesn’t match what someone grew up with, he says to get it from their own family.

Despite those differences, Obedoza says that lumpia is “the gateway drug to Filipino food” and hopes that his customers will feel emboldened to try the rest of the menu. He sees the Grand Central Market residency as a test run for an eventual brick-and-mortar. Whatever comes next, he credits one choice: “I went all in on being unique.”

Julia Feinberg feels like she’s living in a sinister version of Groundhog Day. For the second year in a row, California lawmakers have made it tougher for seniors and people with disabilities to qualify for state-funded health benefits.

Feinberg, 37, who has a degenerative neuromuscular disorder, said without Medi-Cal she would be confined to a nursing home rather than living and working as a therapist in Oakland.

“We keep having to have the same fight over and over and over again,” Feinberg said. She requires a power wheelchair and about 19 hours of caregiving each day, which Medi-Cal covers.

California is cutting Medi-Cal after a decade of expansion, part of sweeping federal and state cuts that experts estimate will kick more than 2.2 million Californians off coverage in the next four years, doubling the state’s uninsured rate.

The latest cut came in June, when state leaders approved a budget that will lower the asset limit for low-income seniors and people with disabilities to $21,000 to qualify for Medi-Cal, starting in July 2027. Feinberg, who has built up emergency savings, will have to spend about $10,000 to get under the cap.

In 2024, the state eliminated longstanding Medi-Cal asset limits, but since then lawmakers have chipped away at that policy. At the beginning of this year, state leaders reinstated an asset limit of $130,000, and the June budget lowered it further.

A primary residence and one vehicle are exempt from the new limit, but people 65 and older as well as those with disabilities cannot own a second home or car, and they can’t have more than $21,000 in savings accounts, certain retirement accounts, life insurance policies or even burial plots. They must still meet Medi-Cal income eligibility limits of about $1,800 a month for a single person.

Advocates say the rules unfairly target older people and those with disabilities.

“It’s really expensive to be disabled,” said Elizabette Guéçamburu, 44, who like Feinberg has spinal muscular atrophy and requires a power wheelchair as well as daily caregiving.

Guéçamburu said she’s saving up for a used wheelchair-accessible van, which costs about $75,000. Home modifications such as adding ramps and making bathrooms accessible also cost tens of thousands of dollars, none of which are covered by Medi-Cal. Guéçamburu said those expenses would be impossible to afford if she couldn’t save.

Guéçamburu lives on her family’s farm in Patterson where they grow walnuts, almonds and alfalfa. She works part time as the farm’s bookkeeper. In 2024, doctors diagnosed Guéçamburu’s father with prostate cancer, and he could no longer act as her caregiver. The same year, California eliminated asset limits for people with disabilities and seniors — Guéçamburu cried, able to qualify for Medi-Cal for the first time.

“The timing was a godsend,” she said.

Now, her aging father is unable to take care of her should she lose Medi-Cal, and Guéçamburu is struggling to figure out what to do with money left to her by her grandmother. She’ll likely have to put it into a special needs trust controlled by a family member and give up financial independence. She also had her family strike her from inheriting any portion of their 100-year-old farm. Private home care costs thousands of dollars a month, making it hard for lower- and middle-income people to pay for it out-of-pocket.

“I have to surrender our legacy just to have medical security and have the ability to live my life,” Guéçamburu said.

Asset limit flip-flop

Gov. Gavin Newsom eliminated Medi-Cal asset requirements in 2024 after a yearslong campaign by senior and disability rights advocates. In a statement before the elimination, Newsom said he was proud of the “bold investments” his administration was making to “protect life savings and homes.”

But two years later, faced with a $12 billion budget shortfall, Newsom proposed reinstating the former $2,000 limit, arguing that more than twice as many people enrolled as previously estimated. The Legislature opposed that proposal and compromised at the current higher limit of $130,000, lowering it again to $21,000 starting next July.

Lindsay Imai Hong, California director for Hand In Hand, an advocacy group supporting families that need caregiving, said organizers are looking to the next governor for change.

“We would love to see the asset test permanently taken off of the chopping block,” Imai Hong said.

Republican gubernatorial candidate Steve Hilton said in a statement to CalMatters that he opposes asset limits. He criticized the state for extending other Medi-Cal benefits beyond what it could afford, including coverage for immigrants without legal status.

“Seniors and people with disabilities shouldn’t lose their coverage because they’ve managed to save some money. They’ve done the responsible thing. Why punish them for it?” he said.

Democratic gubernatorial candidate and front-runner Xavier Becerra did not answer specific questions about the asset limit policy, but a campaign spokesperson blamed the Trump administration’s federal cuts for “squeezing” California’s Medi-Cal program.

Becerra will be “focused on protecting access to care and demand savings that are real, measurable and sustainable,” spokesperson Johnathan Underland said. On the campaign trail, Becerra has called himself California’s next “healthcare governor” and has previously floated raising taxes to reverse Medi-Cal cuts, but has not released detailed health policy plans.

Camille Nguyen, an attorney with the Legal Aid Society of San Mateo County, said most people who struggle to stay under the limit have little financial security.

“They have all of their life savings in cash savings instead of a house. That's their retirement. That is the amount they are expecting to live off of for the rest of their life,” Nguyen said.

State data shows about 600 people lost Medi-Cal when California reinstated the $130,000 limit. Advocates expect many more to lose Medi-Cal at the lower limit, but the state never released budget estimates before lawmakers approved the $21,000 limit. If the state reinstated the much lower $2,000 limit, the Department of Finance estimated 62,000 seniors and people with disabilities would lose Medi-Cal over two years.

Limit fuels anxiety, anger among people with disabilities

Feinberg said the prospect of losing Medi-Cal is especially scary because she would also lose access to a special disability program that pays for extra caregiving hours and has a multiyear waitlist. Caregivers help Feinberg get in and out of bed, dress and prepare her meals.

Before the limit was erased in 2024, Feinberg said she checked her bank account every day to make sure the balance was low. At the time, Feinberg was a graduate student and did not earn very much money. Now, as a licensed therapist Feinberg has been able to squirrel away some money.

“I don’t want to spend down that money. I want to save that for retirement, maybe buying a house in the future,” Feinberg said. “The prospect of not being able to have a nest egg is very unsettling.”

Guéçamburu said she’s angry and frustrated that the state views services for people with disabilities as expendable.

“It’s exhausting to have to justify your existence every legislative cycle,” she said.

Supported by the California Health Care Foundation (CHCF), which works to ensure that people have access to the care they need, when they need it, at a price they can afford. Visit www.chcf.org to learn more.

This article was originally published on CalMatters and was republished under the Creative Commons Attribution-NonCommercial-NoDerivatives license.