The Brief

Jon Henry served in Iraq during the first Gulf War, in a unit meant to counter chemical warfare attacks. Luckily for him the attacks never happened, but he still earned full veterans benefits, including a home loan backed by the Department of Veterans Affairs.

Henry, who lives outside Kansas City. Mo., fell behind on his mortgage after losing his job managing a manufacturing plant last October. And because of a move last month by the VA, vets like him with delinquent loans have far worse options than most other American homeowners who never served.

"My social media posts have not been nice to the director of the VA and have not been nice to Trump," Henry said. "And I voted for the guy!"

Henry was hoping to get help from the VA Servicing Purchase program, or VASP. In just the past year, according to the VA, it has helped more than 33,000 veterans and servicemembers who got behind on their loans by giving them a new, low-interest-rate mortgage.

But last month, out of fear of the potential cost, the VA abruptly did away with this safety net. It was the latest development in a VA mortgage saga that has whiplashed veterans between various enacted and cancelled programs and left thousands in fear of losing their homes. There are about 80,000 vets in the U.S. behind on their mortgages and heading toward foreclosure, according to data from ICE Mortgage Technology.

Navy Diver Matt Kelly in Salalah, Oman circa 2010 before doing an underwater sweep of a pier to look for improvised explosive devices.

"It's like, damn, you keep talking big about how you're doing all this for the veterans, but you just turned your back on 80,000 vets that have VA loans," Henry said.

Both Democrats and Republicans in Congress are questioning this move by the VA. And NPR has heard from more than 50 veterans around the country in recent weeks who say they are upset.

"I'm constantly terrified every day that some giant moving truck or some people are just gonna show up on the front door and kick us out and start throwing all of our stuff out of the house," said Mason Reale, a former Navy sonar technician in Lake Wales, Fla.

"It's infuriating and it's devastating," Matthew Kelly, a retired Navy Special Operations diver in San Antonio, Texas, told NPR.

The VA said in a statement to NPR that it "has a long-standing history of exploring options for Veterans to retain their homes." 

But the VASP program was created as a crucial last resort to keep veterans in their homes. Current mortgage rates of around 7 percent mean the other option for a VA loan, a loan modification, often sharply raises the monthly payment, making it unaffordable. So without VASP, many veterans will have to choose between selling the house, or getting foreclosed on.

That leaves vets in a worse position than most other homeowners. Mortgages backed by the government either through Fannie Mae, Freddie Mac or FHA all have emergency options for delinquent borrowers that don't raise their interest rate or monthly payment. But that's not true anymore for veterans with loans backed by the VA, now that it's closed enrollment into VASP.

When VA secretary Doug Collins appeared before a U.S. Senate committee in May, he heard about it — and mostly from Republican lawmakers.

" I was just with a press conference back home with reporters back home," Republican Sen. Bill Cassidy of Louisiana told Collins. "They asked me about the VA servicing purchase program or VASP."

Cassidy cited NPR's reporting and asked about the VA "leaving veterans in the lurch."

Collins stood behind the VA's decision to end VASP. "The VASP program is something that we do not need to be in," he said.

Veterans Affairs Secretary Doug Collins testifies on Capitol Hill on May 15.

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Collins and some other Republicans don't like the way VASP works to help vets with these troubled loans — by buying them up and rolling the missed payments into a new loan with a low 2.5 percent interest rate. They worry that puts too much taxpayer money at risk since the VA holds the new loans on its own books.

At a recent house hearing, Collins said the program was going to cost "multiple billions of dollars" going forward and that "it's a program we should have never gotten into."

Collins said he's hoping Congress passes legislation to replace VASP with what's called a "partial claim" program. That takes the homeowners' missed payments and moves that debt to the end of the homeowner's loan term. Homeowners then start paying their mortgage again with their original interest rate and monthly payment.

VA used to have a partial claim option for veterans but it was suddenly shut down in late 2022 during the Biden administration. That, too, left thousands of vets with far worse options than other homeowners. After NPR reported on that misstep, the VA halted foreclosures for an entire year while it rolled out VASP to rescue vets from losing their homes. Now Trump's VA has scuttled that rescue program.

"We look forward to seeing how that legislation… the partial claim comes through," Collins told senators at last month's hearing.

But Democrats slammed Collins and the VA for basically ripping up the VASP safety net before anything has been set up to replace it.  Congressman Chris Pappas of New Hampshire said vets facing foreclosure are left just hoping Congress will act in time.

"That's not a good enough answer for my constituent," Pappas told Collins at another recent hearing. "Veterans I talked to don't agree with the abrupt ending to VASP," Pappas said.

Sen. John Boozman (R-Ark.) says he's concerned about veterans facing imminent foreclosure after the abrupt cancellation of the VASP program.

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At the Senate hearing, Arkansas Republican John Boozman gently made that same point to Collins, asking what the VA can do for veterans right now, and for the unknown number of months that it may take for Congress to pass, and VA to set up, a new program.

"How does the VA plan to help veterans at risk of foreclosure?" Boozman asked. "You know it's one thing going forward, it's another thing for those individuals that are caught up in that now, and it makes it really difficult."

Asked by Pappas whether he would consider another foreclosure moratorium for vets, Collins replied: " I'm not gonna commit to a program on the fly here in the middle of the hearing. I understand your concern."

Navy Diver Matt Kelly (left) in Scuba gear on a training mission with divers from Trinidad and Tobago in 2012.<br>

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U.S. Navy

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The mortgage program has been a real concern for veterans like the former Navy diver Matt Kelly. Kelly suffered a brain injury during his service. He still gets headaches, and a few years ago they stopped him from working for a while.

"I was getting terrible migraines," he said. " I thought I needed time to deal with my medical stuff. "

Kelly's mortgage company allowed him to pause payments and told him he'd have an affordable way to catch up later. Indeed, VASP would have done that. But then the VA shut it down, leaving Kelly panicked about losing his home, and not knowing where he'd go with his wife and three young kids.

When NPR first spoke to Kelly in April, he said he'd been up most of the previous night, worrying what to do.

After his Navy service, Kelly worked in a search and rescue and underwater recovery unit for Grand Canyon National Park. 

 "I shake uncontrollably," Kelly said. "My wife woke me up and said I was shaking. But right now I'm more pissed off and angry."

After NPR asked the VA and Kelly's mortgage company, Loancare, about his situation, the president of the company called NPR to say that, in Kelly's case, the company actually made some mistakes that led to Kelly not getting enrolled in VASP in time. He said Loancare will eat the cost and give Kelly a new, low-interest-rate loan with the same terms as VASP.

Thousands of other vets who are still behind on their loans haven't been so fortunate. Both Jon Henry and Mason Reale initially had trouble qualifying for VASP and now the program is closed so they won't get the help. Kelly says he's worried about other vets.

"It's a responsibility of the VA. They announced this program, then they canceled the program, and they're leaving veterans hanging," Kelly said, adding, "their mission to protect veterans and care for veterans is not being fulfilled."

Meanwhile, Congress is working on a replacement for the VA home loan safety net. One bill has passed in the House and two bills have been introduced in the Senate. But it's not clear how long the process of standing up a new VA safety net might take, or how many veterans will lose their homes in the meantime.
Copyright 2025 NPR

Los Angeles Unified special education teachers and parents are bracing for another year of large classes when the new school year begins, despite a first-ever limit the union negotiated this spring.

With booming special education enrollment, teachers say the district needs to hire more full-time staff to ensure tens of thousands of students receive the extra support they need — and are legally entitled to — every day.

Under the new contract ratified by the United Teachers Los Angeles, integrated classes with both special and general education students are limited to 20 students per teacher.

Classrooms with only special education students have different ratios, and those teachers qualify for a monthly stipend of $500 to $1,000, depending on how many students over the limit they have.

But teachers say that although the extra pay doesn't hurt, they want the district to focus on making both kinds of classes smaller.

Debby Schneider, a special education teacher and UTLA committee chair, told LAist that it’s not about the money.

“The stipend is to deter the district from overloading us. Really, what they need to do is open more programs and hire more educators,” she said.

Stipends for large classes aren’t new, but Schneider told LAist that in previous years, extra compensation didn’t stop the district from overfilling classrooms. Because of that history, she said she’s concerned this year won’t be any different.

As of July 17, there were 22 open positions for teachers in full-time special education classrooms, and three vacancies for those who work in integrated classes.

There are over 70,000 students enrolled in LAUSD’s special education services, which include support for learning disabilities, autism, and hearing and visual impairments. A district spokesperson wouldn't specify how many integrated classrooms are overfilled. The district is “continuously assessing staffing needs,” the district wrote in a statement, but would not comment on specific plans to hire more special ed teachers for the upcoming year.

A growing need

According to UTLA, the number of students in LAUSD’s special education services has grown over 7% since 2022, even though overall student enrollment is down by nearly 4%.

Emily Kolman, whose kindergartner receives speech therapy services, said that resources are overextended and the district isn’t doing much to help.

Kolman said her son was in an integrated class of 26 students last year. She told LAist that the teacher continuously asked the district to help her work with students in smaller groups. That help only came near summer break, which made it hard to identify students who needed extra support through the year.

Kolman and her son's teacher acknowledged that her son needed additional behavioral testing, but it was “like pulling teeth” to get a screening organized by the district. She’s now paying out-of-pocket to get him tested privately.

“I feel like our students with needs are bothersome or a nuisance for the public school” district, she told LAist.

The challenges of larger classes

LAUSD teachers say they can’t support students in growing class sizes alone.

Margaret Miller, an elementary school special education teacher, recalled that in one large integrated classroom she assisted, a student would climb on the teacher while she gave a lesson.

“When you're getting another student, it's not just a body. It's not just a kid in the classroom. It comes with quite a bit of work,” she said.

Amy Bogartz, a teacher of Deaf students, emphasized that in special-needs settings, each student requires personalized support.

“Every student requires something different. You have a student that you just need to check in on. … Then you have that other student that you need to spend three hours with,” she said.

Teresa Gaines is a parent of an 11-year-old with phonological awareness deficit and “focus issues.” She said her family is feeling the impacts of large integrated class size. She told LAist that her son’s classes have ranged from 21 to 24 students and he has often had to wear headphones to block out the noise to concentrate.

Teachers are burning out too

Some teachers said their colleagues are leaving the classroom because they’re stretched too thin to handle student behavior, or because they don’t feel supported by their school’s administration.

According to EdSource, LAUSD’s special education teacher retention rate dropped from 90% to 77% between 2021 and 2024.

UTLA's Schneider explained that the special education workload is particularly challenging. She said some teachers have duties similar to general education teachers, including writing report cards, on top of the special ed services they provide. With extra students, it can cause exhaustion, she told LAist.

Gaines, the parent of the 11-year-old in special ed, said it’s important for the district to retain teachers who have extensive experience with special education.

“I don't want to lose staff who are already teaching and in the system. I'd rather support them … so that they can further benefit all of our students,” she said.

What’s next

Teachers of classes with only special education students can qualify for the new monthly stipend starting this fall. If their class is two or more students larger than the ratio, they will be paid through a process that includes verifying the class roster.

Contract negotiations for next year will begin in the spring.

There’s been plenty of research lately saying that art is good for you — maybe even better for you than going to the gym! To combine the best of mental health and art, the Getty recently launched a free meditation app that encourages you to take a minute to stop, breathe and think about art. Sign me up!

For your listening pleasure, Licorice Pizza suggests starting your week off on a classy note with classical crossover pop star Josh Groban at the Grammy Museum. On Tuesday, indie icons Rainbow Kitten Surprise take over the Greek Theatre. On Wednesday, the Pacific Amphitheatre time-travels way back, with an oldies pop venue featuring The Association, The Troggs, The Cowsills and more.

Thursday is a big night, with blasts from the past and the present as actress-turned-indie pop chanteuse Suki Waterhouse plays Hollywood Forever Cemetery; Widespread Panic starts their three-night jam at the Orpheum; UK punks Bad Nerves are at Pacific Electric; and then there are TWO options for ‘80s new wave fans: Howard Jones with Wang Chung, the English Beat and Modern English at the Greek, or the Totally Tubular Festival with Thomas Dolby, Tommy Tutone and more at House of Blues in Anaheim.

Elsewhere on LAist, you can get tips on beating the heat, learn about a mystery at the Burbank Library and find the best cheap eats in Artesia.

Events

Mexodus

Through Sunday, Aug. 2
Pasadena Playhouse
39 S. El Molino Ave., Pasadena 
COST: FROM $40; MORE INFO

It’s not every day that friends recommend a show to me with such unanimous enthusiasm. Do what you can to get yourself to Pasadena Playhouse for Mexodus, a totally original show about the Mexican involvement in the Underground Railroad. The brainchild of Brian Quijada and Nygel D. Robinson, the performance includes music looped live on stage and a story about our collective history that’s been overlooked for too long. It comes to us straight from NYC, where it was a New York Times critic’s pick.

40 Watts From Nowhere screenings

Through Wednesday, July 22
Laemmle Theatres NoHo, Glendale and Santa Monica
COST: $18.50; MORE INFO

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I saw 40 Watts From Nowhere at its Slamdance premiere last year and have been anxiously awaiting a wider release — and here it is. Take a trip back to the '90s and early 2000s in L.A., when pirate radio was how new bands went viral and Silver Lake was the epicenter of indie band cool. Our friend Lyndsey Parker from Licorice Pizza Records will host a conversation with some of the folks behind the film, including director Sue Carpenter, music supervisor Mara Kuge, plus DJs Chris Wagganer and Dana Childs on July 22 in Glendale.

Paws & Punchlines Comedy Show

Wednesday, July 22, 7 p.m. to 9 p.m.
Wallis Annenberg PetSpace
12005 Bluff Creek Drive, Playa Vista
COST: $30; MORE INFO

Support rescue dogs and get your laughs in at this special dog-friendly comedy show at the Annenberg PetSpace. Featuring comedian Johnny Pemberton, you can bring your furry friend along to do the barking, er, heckling

Backrooms UCB

Tuesday, July 21, 6 p.m. 
Upright Citizens Brigade Theatre 
5919 Franklin Ave., Hollywood
COST: $20; MORE INFO 

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Courtesy UCB

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If you’ve ever wanted to see the inner workings of Upright Citizens Brigade — with a theatrical twist, of course — this is your one-night-only chance. Show up for an escape room like none other, where you’ll be assigned an entry time, get a map and set loose to make your way out of the storied theater while solving puzzles and encountering some unexpected surprises along the way.

Shakespeare by the Sea 

Through Saturday, July 25
Various locations
COST: FREE; MORE INFO 

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The Bard’s best are making their way across the area with performances of Macbeth, for free, outside in various parks and public spaces. Shakespeare by the Sea goes through July 25; this week’s shows are at Roxbury Park in Beverly Hills and Soka University in Aliso Viejo.

iPalpiti Festival

Through Sunday, July 26
Beverly Hills 
COST: FROM $44.80; MORE INFO

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Courtesy iPalpiti

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Called the “UN of classical music,” the iPalpiti Festival is on in Beverly Hills this week with performances from international laureates at Greystone Mansion and the Wallis. Hear works by Schubert, Chopin and many more.

World’s Fastest 

Through Saturday, Aug. 22
Petersen Automotive Museum 
6060 Wilshire Blvd., Miracle Mile
COST: FROM $23; MORE INFO

Vroom vroom over to the Peterson for three exciting new exhibits. First, the world’s fastest cars are on display through August 22, featuring cars that broke speed records from World War II to now. There’s also an art show — Flat Out — by L.A. artist Joshua Vides that imagines cars as black and white outlines in his signature style. And finally, in the vault (which is an extra ticket cost) one of the world’s largest collections of historic French art deco cars from the Mullen Collection is now on display.

Mosquitos are on the minds of Southern Californians a lot these days. Also their ankles.

Although the insects are now a year-round problem in the region, mosquito season kicks into high gear at this time of year, adding a layer of nuisance to barbecues and other outdoor activities.

But the insects are also a more serious concern for public health.

West Nile virus is spreading in the United States at rates not seen in two decades, according to federal public health officials. Scientists are also logging a rise in infected insects in Southern California, where the virus is carried by a native species of mosquito.

Meanwhile, a different, invasive species of the insect is jumping in population. Aedes aegypti can transmit the diseases dengue fever, Zika and yellow fever.

In response, vector control officials around the region are releasing millions of modified mosquitoes to try to reduce overall populations.

West Nile virus

The virus is the most common and serious mosquito-borne disease in the state, according to the California Department of Public Health.

And there are more mosquitos testing positive for West Nile in Southern California this summer than normal. Data from the Greater Los Angeles County Vector Control District show the number of West Nile-infected mosquitos hit levels in June that weren’t hit until August of 2025.

But it's not yet clear if the higher rate of infected insects will translate to more human cases. Southern California has seen two human cases of the virus this summer — one reported in the Antelope Valley and one in Long Beach.

“Having two cases reported in our area is not unusual. It's already July,” said Dr. Aiman Halai with the Los Angeles County Department of Public Health. “Our mosquito activity picks up around May and goes on till November, December, and it's typically around this time that we start to get human cases.”

L.A. County has seen an average of 41 cases of West Nile virus per year over the past five years. The actual number of cases is likely much higher, however, as the majority of infected people do not show symptoms.

In cases where symptoms do develop, they can include fever, body aches, rash, nausea, vomiting and headache. Approximately 1 in 150 people also develop serious symptoms, such as brain inflammation and paralysis. West Nile is a neurological virus that attacks a person’s central nervous system.

Public health officials say people over 55, people with chronic health conditions or those who are at high risk of illness are most susceptible to West Nile. There is no vaccine or treatment for the virus.

Aedes aegypti

West Nile virus is transmitted by a mosquito species native to Southern California called Culex quinquefasciatus, a.k.a. the southern house mosquito, which feeds on birds as well as humans.

In fact, West Nile virus can’t be transmitted directly from human to human. It has to be carried by a mosquito from a bird to a human, because birds carry a higher concentration of the virus in their blood.

But that’s not the case for other diseases transmitted by a different mosquito species, Aedes aegypti. The invasive mosquito has made itself more than comfortable in Southern California since it established itself here over a decade ago.

The species was responsible for an outbreak of dengue in L.A. County in 2024.

“We saw local transmission of dengue happening, and that is obviously a great concern to us, and that's something that we're trying to avoid,” said Steve Vetrone with the Greater Los Angeles County Vector Control District.

Symptoms of dengue fever include fever, body aches, nausea, vomiting and rashes. About one in four people infected with dengue will get sick. One in 20 will contract a more severe version of the disease, which can result in shock and internal bleeding.

Aedes aegypti can also transmit Zika and yellow fever.

Tristan Hallum releases mosquitoes in Bassett Park. The San Gabriel Valley Mosquito and Vector Control District is releasing about 30,000 in the park and the surrounding neighborhood each week.

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Don't worry. The males released by San Gabriel Valley vector control officials don't bite.

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Sterilized Insect Technique

Public health officials use an array of strategies to manage mosquito populations.

Some of the most effective identify standing water where mosquitos can reproduce, whether that’s a natural pond or water collected in garden pots. Officials will sometimes use satellite imagery to identify unmaintained backyard pools that have turned into mosquito breeding grounds.

Severe situations can be treated with pesticides. Crews will treat gutters and underground storm drains where water can collect, for example.

They are also rolling out a new strategy called SIT, or Sterilized Insect Technique, that specifically targets Aedes aegypti.

The technique involves releasing hundreds of thousands of male Aedes mosquitos that have been sterilized, meaning they can no longer reproduce, using a specialized virus or radiation.

Once released, the male mosquitos will mate with females in the natural population, but since they will not produce viable offspring, the overall Aedes aegypti population decreases over time.

The San Gabriel Valley Vector Control District launched its SIT program this summer. Earlier this month, district scientists began releasing 30,000 sterilized mosquitos each week in Bassett Park and the surrounding neighborhood. They plan to release almost 500,000 in the area by the end of October.

“We are talking about established populations of these types of invasive species in essentially every city across our district,” said Tristan Hallum, a scientist with the district. “So we're seeing them fairly consistently across our area, and we're trying to identify the best possible way to alleviate some of this bite pressure for our residents.”

L.A. County launched a similar program in Sunland-Tujunga in 2024. Orange County’s program has been focused in Mission Viejo.

“People are seeing a good reduction in the number of mosquitoes that are out there, and they're pretty happy with it,” said Miquel Jacobs with the Orange County Vector Control District.

However, as promising as these Southern California SIT programs are, they are only test cases. It remains to be seen if they can be scaled up.

The best thing to do in the short term, officials say, is to get rid of the standing water that mosquitos use to reproduce.

On a Sunday morning, I walked into Coral Cafe in Burbank to have breakfast with a stranger.

Raz, as he prefers to be called, has been meeting with different people — different strangers — over a cup of coffee and French toast almost every week for the past six months.

The idea started when a solo meal turned into a spontaneous shared table with a woman who was also planning on eating alone. Their hour-long conversation left a profound impact on Raz, and a lingering feeling that he wanted to have that kind of connection again.

So, he opened up the invite on Reddit. Nearly 20 neighbors have had a meal with him since then.

“For me, it's never been about who you are or the job you have,” he told LAist. “It's just more about the impact that we have on each other, and the impact that you have on me.”

A little ‘leap of faith’

I didn’t know much about Raz when I first got to the restaurant, not even his name.

I did know I was looking out for someone with shoulder length blonde hair and glasses, but I didn't need to guess much with the waiter in on the arrangement.

The waiter walked me right up to Raz at his usual table, and any of the awkwardness or strained small talk I expected evaporated almost immediately. Although we were more than 30 years apart in age, we had a lot in common.

For our second breakfast, I had bacon and hashbrowns while Raz had his usual French toast and fruit.

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The hour-long breakfast quickly turned into two as we talked about family, politics, relationships, work, childhood, religion and health, to name a few. We made tentative plans to see each other again at Raz’s weekly dance classes, hugged, and parted ways.

“We're a puzzle, right? And all the pieces are everywhere … but if you start laying them down into the puzzle, it starts to create a giant picture,” he told me over another plate of French toast last week. “And that's kind of what it is, you know? It's that connection and disconnection.”

Stories from the series

Raz shares short posts on the Burbank subreddit about each breakfast, but he’s careful to avoid any identifying details of the neighbors he’s dining with or the conversations they have.

Instead, he refers to them as nicknames like the Artist, Captain Max and the Tornado.

Raz described the Artist in his post as a woman with “electric” energy who made the table seem “a little brighter from the moment she sat down.”

There was nothing pirate-like about Captain Max, but Raz wrote that he still found himself “on the ship, sitting on a barrel of rum, listening to our captain spin tales of the sea.”

The Tornado was a smart woman, “like big-brain, med-school smart,” who treated “life like a buffet,” Raz said in his post. After drinking an obscene amount of coffee together, they realized they still hadn’t gotten each other's names, but decided they didn’t need to, for the fun of it.

Southern California can feel lonely at times, which is why Raz said he went to the cafe to begin with. But he said he doesn’t feel that way anymore, at least since having Sunday breakfasts with strangers to look forward to.

“The more I get to know people, the more I want to know more people,” he said. “And to me, that's like a new feeling.”

A tradition in LA

There’s a history of having meals with strangers in Southern California, like with the Los Angeles Breakfast Club.

The club hosts weekly breakfasts at the Friendship Auditorium in Los Feliz — a storied tradition that dates back a century.

Anna Trumbo, vice president of the L.A. Breakfast Club, told LAist people often show up alone, and it’s a great opportunity to meet others outside of your age group.

“Everyone is so welcoming, and just immediately struck up conversations, and now these are some of my best friends,” Trumbo said. “But that first morning where it really was breakfast with strangers, felt very [much] like breathing a sigh of relief.”