Navy veteran Matthew Kelly's home in San Antonio, Texas. Kelly was left stranded when the VA abruptly ended a mortgage program that's been helping save thousands of vets homes.
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Brenda Bazán for NPR
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Topline:
A program that, in just the last year, helped more than 33,000 veterans and servicemembers who got behind on their loans has been cut by the Trump administration.
Why now: Last month, out of fear of the potential cost, the VA abruptly did away with this safety net which gave vets new, low-interest-rate mortgages to help them stay in their homes.
Why it matters: There are about 80,000 vets in the U.S. behind on their mortgages and heading toward foreclosure, according to data from ICE Mortgage Technology. Veterans now have worse options than most Americans.
In California: The program had helped more than 1,800 veterans in California.
Jon Henry served in Iraq during the first Gulf War, in a unit meant to counter chemical warfare attacks. Luckily for him the attacks never happened, but he still earned full veterans benefits, including a home loan backed by the Department of Veterans Affairs.
Henry, who lives outside Kansas City. Mo., fell behind on his mortgage after losing his job managing a manufacturing plant last October. And because of a move last month by the VA, vets like him with delinquent loans have far worse options than most other American homeowners who never served.
"My social media posts have not been nice to the director of the VA and have not been nice to Trump," Henry said. "And I voted for the guy!"
Henry was hoping to get help from the VA Servicing Purchase program, or VASP. In just the past year, according to the VA, it has helped more than 33,000 veterans and servicemembers who got behind on their loans by giving them a new, low-interest-rate mortgage.
But last month, out of fear of the potential cost, the VA abruptly did away with this safety net. It was the latest development in a VA mortgage saga that has whiplashed veterans between various enacted and cancelled programs and left thousands in fear of losing their homes. There are about 80,000 vets in the U.S. behind on their mortgages and heading toward foreclosure, according to data from ICE Mortgage Technology.
Navy Diver Matt Kelly in Salalah, Oman circa 2010 before doing an underwater sweep of a pier to look for improvised explosive devices.
"It's like, damn, you keep talking big about how you're doing all this for the veterans, but you just turned your back on 80,000 vets that have VA loans," Henry said.
Both Democrats and Republicans in Congress are questioning this move by the VA. And NPR has heard from more than 50 veterans around the country in recent weeks who say they are upset.
"I'm constantly terrified every day that some giant moving truck or some people are just gonna show up on the front door and kick us out and start throwing all of our stuff out of the house," said Mason Reale, a former Navy sonar technician in Lake Wales, Fla.
"It's infuriating and it's devastating," Matthew Kelly, a retired Navy Special Operations diver in San Antonio, Texas, told NPR.
The VA said in a statement to NPR that it "has a long-standing history of exploring options for Veterans to retain their homes."
But the VASP program was created as a crucial last resort to keep veterans in their homes. Current mortgage rates of around 7 percent mean the other option for a VA loan, a loan modification, often sharply raises the monthly payment, making it unaffordable. So without VASP, many veterans will have to choose between selling the house, or getting foreclosed on.
That leaves vets in a worse position than most other homeowners. Mortgages backed by the government either through Fannie Mae, Freddie Mac or FHA all have emergency options for delinquent borrowers that don't raise their interest rate or monthly payment. But that's not true anymore for veterans with loans backed by the VA, now that it's closed enrollment into VASP.
When VA secretary Doug Collins appeared before a U.S. Senate committee in May, he heard about it — and mostly from Republican lawmakers.
" I was just with a press conference back home with reporters back home," Republican Sen. Bill Cassidy of Louisiana told Collins. "They asked me about the VA servicing purchase program or VASP."
Cassidy cited NPR's reporting and asked about the VA "leaving veterans in the lurch."
Collins stood behind the VA's decision to end VASP. "The VASP program is something that we do not need to be in," he said.
Veterans Affairs Secretary Doug Collins testifies on Capitol Hill on May 15.
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Kevin Dietsch
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Getty Images
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Collins and some other Republicans don't like the way VASP works to help vets with these troubled loans — by buying them up and rolling the missed payments into a new loan with a low 2.5 percent interest rate. They worry that puts too much taxpayer money at risk since the VA holds the new loans on its own books.
At a recent house hearing, Collins said the program was going to cost "multiple billions of dollars" going forward and that "it's a program we should have never gotten into."
Collins said he's hoping Congress passes legislation to replace VASP with what's called a "partial claim" program. That takes the homeowners' missed payments and moves that debt to the end of the homeowner's loan term. Homeowners then start paying their mortgage again with their original interest rate and monthly payment.
VA used to have a partial claim option for veterans but it was suddenly shut down in late 2022 during the Biden administration. That, too, left thousands of vets with far worse options than other homeowners. After NPR reported on that misstep, the VA halted foreclosures for an entire year while it rolled out VASP to rescue vets from losing their homes. Now Trump's VA has scuttled that rescue program.
"We look forward to seeing how that legislation… the partial claim comes through," Collins told senators at last month's hearing.
But Democrats slammed Collins and the VA for basically ripping up the VASP safety net before anything has been set up to replace it. Congressman Chris Pappas of New Hampshire said vets facing foreclosure are left just hoping Congress will act in time.
"That's not a good enough answer for my constituent," Pappas told Collins at another recent hearing. "Veterans I talked to don't agree with the abrupt ending to VASP," Pappas said.
Sen. John Boozman (R-Ark.) says he's concerned about veterans facing imminent foreclosure after the abrupt cancellation of the VASP program.
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Sarah Silbiger/Pool
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AFP via Getty Images
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At the Senate hearing, Arkansas Republican John Boozman gently made that same point to Collins, asking what the VA can do for veterans right now, and for the unknown number of months that it may take for Congress to pass, and VA to set up, a new program.
"How does the VA plan to help veterans at risk of foreclosure?" Boozman asked. "You know it's one thing going forward, it's another thing for those individuals that are caught up in that now, and it makes it really difficult."
Asked by Pappas whether he would consider another foreclosure moratorium for vets, Collins replied: " I'm not gonna commit to a program on the fly here in the middle of the hearing. I understand your concern."
Navy Diver Matt Kelly (left) in Scuba gear on a training mission with divers from Trinidad and Tobago in 2012.<br>
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Margaret Reborchick
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U.S. Navy
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The mortgage program has been a real concern for veterans like the former Navy diver Matt Kelly. Kelly suffered a brain injury during his service. He still gets headaches, and a few years ago they stopped him from working for a while.
"I was getting terrible migraines," he said. " I thought I needed time to deal with my medical stuff. "
Kelly's mortgage company allowed him to pause payments and told him he'd have an affordable way to catch up later. Indeed, VASP would have done that. But then the VA shut it down, leaving Kelly panicked about losing his home, and not knowing where he'd go with his wife and three young kids.
When NPR first spoke to Kelly in April, he said he'd been up most of the previous night, worrying what to do.
After his Navy service, Kelly worked in a search and rescue and underwater recovery unit for Grand Canyon National Park.
"I shake uncontrollably," Kelly said. "My wife woke me up and said I was shaking. But right now I'm more pissed off and angry."
After NPR asked the VA and Kelly's mortgage company, Loancare, about his situation, the president of the companycalled NPR to say that, in Kelly's case, the company actually made some mistakes that led to Kelly not getting enrolled in VASP in time. He said Loancare will eat the cost and give Kelly a new, low-interest-rate loan with the same terms as VASP.
Thousands of other vets who are still behind on their loans haven't been so fortunate. Both Jon Henry and Mason Reale initially had trouble qualifying for VASP and now the program is closed so they won't get the help. Kelly says he's worried about other vets.
"It's a responsibility of the VA. They announced this program, then they canceled the program, and they're leaving veterans hanging," Kelly said, adding, "their mission to protect veterans and care for veterans is not being fulfilled."
Meanwhile, Congress is working on a replacement for the VA home loan safety net. One bill has passed in the House and two bills have been introduced in the Senate. But it's not clear how long the process of standing up a new VA safety net might take, or how many veterans will lose their homes in the meantime.
Copyright 2025 NPR
Gab Chabrán
covers what's happening in food and culture for LAist.
Published May 6, 2026 5:00 AM
The Birria XLB, a limited-edition collab between Paradise Dynasty and Burritos La Palma, available starting May 11.
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Katrina Frederick
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Courtesy Paradise Dynasty
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Topline:
Paradise Dynasty and Burritos La Palma have teamed up on a limited-edition Birria XLB — birria de res folded into a soup dumpling skin.
Why it matters: Two of the defining food obsessions of the past decade in Southern California — birria and XLB — are meeting in one bite, and the collab feels less like a gimmick and more like a natural expression of how L.A.'s Asian and Latino food cultures have always cross-pollinated.
Why now: The Birria XLB drops publicly May 11 at Paradise Dynasty's South Coast Plaza and Americana at Brand locations.
File this under things that could only happen in L.A.
Paradise Dynasty, the Singapore-based chain known for its signature eight-flavor xiao long bao, has teamed up with Burritos La Palma — the SoCal burrito institution whose birria de res recipe traces back over 45 years — to create a limited-edition birria soup dumpling. The Birria XLB will be available starting Monday (May 11) for a limited time at Paradise Dynasty locations.
I've eaten my weight in both soup dumplings and burritos, so naturally, I'm a fan of both.
Paradise Dynasty has been on a steady ascent as a major player in L.A.'s dumpling scene, with locations at South Coast Plaza in Costa Mesa and The Americana at Brand in Glendale.
Meanwhile, Burritos La Palma — known for its simple, savory burritos and finely crafted flour tortillas — has been capturing hearts and stomachs since Alberto Bañuelos opened the first eatery in L.A. in 2012. It’s since grown to several spots across L.A. and Orange County, earning a Michelin Bib Gourmand award in 2024 for its high-quality, Zacatecan-style handmade flour tortilla burritos at an affordable price.
How the collab came together
So what exactly is a birria soup dumpling? A delicate wrapper, lightly packed with tender birria de res — slow-braised beef stewed in chilies and spices — juicy, savory and gone in one bite.
It all began with a call from Paradise Dynasty, when Jason Kuo, district manager for Paradise Dynasty USA, reached out to Bañuelos, calling it, simply, a perfect match between the two dishes.
Kuo said the idea came straight from the community.
"When we started asking guests and people around us what flavor they would want to see in a soup dumpling, birria kept coming up again and again — it was very clear. If we're going to do birria, it has to be done right. Burritos La Palma was the first name that came to mind."
Bañuelos was "beyond thrilled" to have been approached.
"We come from a small town in Mexico, and to be able to elevate to the level of Paradise Dynasty and that culinary perfection, I can't even really put it into words," he said.
It took months of R&D to get the right consistency. Bañuelos said the process required dialing down the moisture and upping the spice potency and landed on serving a fresh red salsa with thin slivers of serrano peppers alongside — a riff on the black vinegar and pickled ginger traditionally served with soup dumplings.
The Birria XLB's juicy interior is part of what makes it work — the dish is served with a fresh, tomato-based salsa and slivers of serrano pepper in place of the traditional black vinegar and pickled ginger.
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Katrina Frederick
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Courtesy Paradise Dynasty
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How it tastes
I got a chance to try the dumplings ahead of the public launch and was struck by how well the combination worked. The juicy nature of birria is almost turbocharged in dumpling form, its savory, herbaceous flavors fully encapsulated in the thin skin, creating an exceptional texture in every bite. The dish hits even harder when dipped in the light tomato-based salsa — a rush of freshness that cuts through the richness, with a spike of heat from fresh serrano. (Feel free to skip the peppers if spice isn't your thing.)
But what's most impressive is how organic it all feels. This isn't fusion for fusion's sake — it's a natural meeting of two dishes that are deeply embedded in the Southern California diet, each playing to the other's strengths.
It feels like a logical meeting of the minds — birria and soup dumplings have both been part of L.A.'s culinary zeitgeist for the better part of a decade, and it makes sense that these worlds should collide.
When asked whether a collaboration like this could happen anywhere else, Bañuelos was quick: "It has to start in L.A. You just can't compete."
A gated building at Urban Strategies, a facility that holds unaccompanied minor immigrants under contract with the U.S. Office of Refugee Resettlement, in San Benito, Texas.
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Patricia Lim
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KUT News
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Topline:
Nine Democratic House members from California are demanding information about how the Trump administration is treating unaccompanied migrant children who are pregnant and in federal custody.
Why now: They signed a letter last week, along with 39 other House Democrats, to Trump officials expressing their concern that the girls are not receiving adequate medical care or access to abortion.
How we got here: The letter comes in the wake of an investigation by the California and Texas Newsrooms, public media collaboratives in those states. LAist is part of The California Newsroom. The joint investigation found that the federal government is detaining pregnant migrant girls in a single group home in South Texas. Doctors and reproductive-health researchers interviewed for the investigation said prenatal care is severely limited in that region.
Nine Democratic House members from California are demanding information about how the Trump administration is treating unaccompanied migrant children who are pregnant and in federal custody. They’ve signed a letter, along with 39 other House Democrats, to Trump officials expressing their concern that the girls are not receiving adequate medical care or access to abortion.
The joint investigation found that the federal government is detaining pregnant migrant girls in a single group home in South Texas. Doctors and reproductive-health experts interviewed for the investigation said prenatal care is severely limited in that region.
The letter says the detention violates federal regulations because the children are “entitled to the full range of medical care, including reproductive health care.”
Rep. Gil Cisneros, who represents the central San Gabriel Valley, says he worries that pregnant migrants who are apprehended in California will be put at risk if they’re sent to a part of Texas that is short on obstetric care. Of particularly concern: High-risk pregnancies are common among minors.
“If they were in California," he said, "they would be able to have more choices of the type of health care that they would get when it comes to reproductive health care.”
Rep. Judy Chu, who represents the West San Gabriel Valley, wrote in a statement that “this administration is so intent on restricting abortion that it is using immigration detention as a tool to control these girls’ bodies.”
If you're enjoying this article, you'll love our daily newsletter, The LA Report. Each weekday, catch up on the 5 most pressing stories to start your morning in 3 minutes or less.
Mariana Dale
explores and explains the forces that shape how and what kids learn from kindergarten to high school.
Published May 5, 2026 3:40 PM
The Trump administration has announced a Title IX investigation into LAUSD.
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Genaro Molina
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Getty Images
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Topline:
The U.S. Department of Education is investigating how the Los Angeles Unified School District responds to educators accused of sexual misconduct with students.
Why now: The department accuses the district of maintaining a policy that “automatically” reassigns teachers to other schools when they are accused of sexual misconduct with students and cites a 2024 agreement with the teacher’s union.
The district’s policy: A Los Angeles Unified spokesperson wrote in a statement that it’s “not true” that staff being investigated for sexual misconduct are reassigned to other school sites. “‘Reassignment’ typically means an employee is directed to remain at home and away from students and schools during an investigation,” the spokesperson wrote.
LAUSD protocol related to employee misconduct says administrators must remove accused employees from their classroom or worksite whenever there is a risk to the safety of students or staff. The 110-page document also lists several other requirements for allegations related to sexual misconduct, including contacting law enforcement and the agencies that license teachers.
The U.S. Department of Education is investigating how the Los Angeles Unified School District responds to educators accused of sexual misconduct with students.
The department accuses the district of maintaining a policy that “automatically” reassigns teachers to other schools when they are accused of sexual misconduct with students and cites a 2024 agreement with the teachers union.
A Los Angeles Unified spokesperson wrote in a statement that it’s “not true” that staff being investigated for sexual misconduct are reassigned to other school sites.
“‘Reassignment’ typically means an employee is directed to remain at home and away from students and schools during an investigation,” the spokesperson wrote.
United Teachers Los Angeles called the DOE's accusations a “fundamental misunderstanding” of the district’s reassignment policy.
“[Employees] are not reassigned to another classroom or to any other setting where they would interact with students,” read a statement provided by the union. “This policy protects both students and staff and creates conditions for a thorough and appropriate investigation of allegations.”
Kimberly Richey, the assistant secretary for civil rights, wrote in a statement that Title IX requires schools to address claims of sexual misconduct in a “timely manner.”
“It is unconscionable that the district would simply ignore Title IX’s procedural requirements to protect teachers who cause life-changing harm to their kids,” Richey wrote. “The Trump administration will always fight to uphold the law, protect the safety of all students and restore common sense to our schools.”
LAUSD protocol related to employee misconduct says administrators must remove accused employees from their classroom or worksite whenever there is a risk to the safety of students or staff.
The 110-page protocol document also lists several other requirements for allegations related to sexual misconduct, including contacting law enforcement and the agencies that license teachers.
“Los Angeles Unified takes all allegations of sexual misconduct and harassment with the utmost seriousness,” a spokesperson wrote in a statement. “Our primary responsibility is to ensure the safety, dignity and well-being of every student and staff member in our care.” The statement also said the district follows Title IX procedures and continuously reviews its policies, training and reporting systems.
The UTLA settlement outlines several circumstances where an employee can be reassigned, including a law enforcement investigation of misconduct, sexual harassment of a student, behavior toward a student perceived to be motivated by a sexual interest and communicating with a student for non-school-related purposes.
A new California law requires schools to train students and staff to recognize and report misconduct and write new policies on “appropriate behavior.” It also will create a new database of educators credibly accused of abuse.
Adolfo Guzman-Lopez
is an arts and general assignment reporter on LAist's Explore LA team.
Published May 5, 2026 2:48 PM
LA County Library's Summer of Soccer starts now
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Courtesy LA County Library
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Topline:
Summer of Soccer programs at the LA County Library are aimed to promote learning, foster community connections and create safe and free spaces during the World Cup tournament.
Limited-edition library card: Summer of Soccer kicked off May 1 with a limited-edition library card, emblazoned with the library logo, the outline of a soccer pitch and a ball hitting the back of a net.
Why it matters: The library is using soccer’s wide appeal to promote learning, build community connections and create safe and free spaces where people can enjoy talking about the sport.
Why now: The library program is meant to overlap with the World Cup, which begins June 11 and ends July 19. The free events are designed to support youth and families during the summer months when school is not in session.
The backstory: The LA County Library serves more than three million residents through its 86 libraries and four Cultural Resource Centers, as well as Bookmobiles and other outreach vehicles.
What's next: See details about the Summer of Soccer programs at this link.
The LA County Library has begun its Summer of Soccer program to bring the excitement of the North American tournament to all Angelenos.
“Soccer has a unique way of bringing people together across cultures and communities,” Skye Patrick, director of the LA County Library, said on the library website.
The program kicked off May 1 with the library system offering limited-edition Summer of Soccer library cards, emblazoned with the library logo, the outline of a soccer pitch and a ball hitting the back of a net.
The new limited-edition Summer of Soccer library cards
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Courtesy LA County Public Library
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The cards are available for free for anyone signing up for the first time and for $1 for people who already have an LA County Library card.
From soccer story time to making circuit boards
There’s a whole range of Summer of Soccer events at branch libraries, from May 20 to July 9.
Highlights include a soccer-themed story time for 2- to 5-year-olds at Graham Library, north of Watts at 3:30 p.m. June 4, while at 3 p.m. the same day, the A C Bilbrew Library west of Compton hosts “Makey Makey for Teens,” which will lead youth through the steps to make their own game controllers and test them on a virtual soccer field. This and other programs repeat at other branches.
Soccer has a unique way of bringing people together across cultures and communities.
— Skye Patrick, Director of the L.A. County Library
All Summer of Soccer events are free and are designed to support youth and families during the summer months when school is not in session.
The LA County Library serves more than three million residents through its 86 libraries and four Cultural Resource Centers, as well as Bookmobiles and other outreach vehicles.