The Brief

California cemented its status among the most affordable states to earn a bachelor’s degree after lawmakers and Gov. Gavin Newsom fulfilled their promise to expand the state’s Middle Class Scholarship program by another $227 million in this year’s budget deal.

That overhauled scholarship, which debuted last year, is now a $859 million juggernaut. It’s also a growing slice of the state’s financial aid pie: Between 2016 and 2022, California lawmakers poured roughly $1.4 billion more into grants and scholarships, bringing the state’s total contribution to around $3.5 billion.

Using new data that examines how the Middle Class Scholarship helped students in its first year, a CalMatters analysis shows that the grant worked largely as intended, sending more money to students of higher-income families.

But the program has frustrated some advocacy groups, who want the state to spend more on lower-income students, especially those who are ineligible for existing state financial aid. For lawmakers grappling with a shaky state financial outlook while also attempting to rein in the cost of college, this is a tough needle to thread.

The scholarship itself had growing pains in its first year. Many students who expected aid at the start of the 2022-23 academic year received their money months later as campuses and the state agency running the program rushed to jump-start a complicated program in a short amount of time.

Here’s the latest information and what you need to know about financial aid in California.

Who got new Middle Class Scholarship money — and how much

Because of the Middle Class Scholarship, 302,000 students received an average of $1,970 more dollars toward their education in the 2022-23 academic year, according to data CalMatters obtained from the state’s financial aid agency, the California Student Aid Commission.

Students from families with higher incomes received more money than those from lower incomes by design. That’s because students from wealthier families receive less financial aid from other sources. The scholarship uses a formula that takes the total cost of college and deducts how much a student receives in financial aid. It also assumes a student works enough to earn about $8,000 a year. For dependent students in households that earn more than $100,000 annually, an added formula is used to calculate how much their families can pay toward college. The assumption is that wealthier families have more money than poorer families to commit to college.

Students whose family incomes were between $150,000 and $200,000 received an average Middle Class Scholarship of roughly $2,800 — it was higher for UC students. For students whose families earned less than $50,000, their average scholarship was around $1,400.

Students will likely get more money going forward as the scholarship grows by another $227 million.

The scholarship complements the state’s marquee financial aid tool, the Cal Grant, which covers the in-state tuition for UC and CSU students and provides cash aid to community college students. Students generally are eligible for both aid programs for up to four years of full-time enrollment.

The middle class scholarship is available to a far larger swath of students: those whose families earn as much as $217,000. The income cut-off for the Cal Grant is lower. Students in a family of four will receive a Cal Grant in 2023 if their families earn no more than $125,600, depending on the type of grant.

Lawmakers intend to eventually grow the scholarship so that any student who gets the state aid won’t have to borrow to attend a UC or CSU, a public university debt-free promise. That would require around $2 billion more dedicated to the scholarship annually. Last year, the program was funded at about a quarter of its capacity, so students received about a quarter of the full amount they would have been awarded under the scholarship.

Different financial aid helps different students

But while the scholarship widens its reach to more students, it shuts out students who attend community colleges, as CalMatters previously reported.

Community college students are among the state’s poorest to pursue higher education. And though California posts the lowest community college tuition in the country, community college students still must find ways to afford rent, food and transportation.

Because students attending UC and Cal State campuses have access to more state, federal and institutional financial aid, often community college students end up paying more for their education than students enrolled at California’s public universities, according to a series of reports by the California-based Institute for College Access & Success.

Leaving out community college students from the debt-free promise of the Middle Class Scholarship excludes most of California’s public postsecondary students, who outnumber UC and CSU students nearly 3 to 1.

Lawmakers have expanded the Cal Grant to more than 100,000 additional community college students in recent years, but the state is due to decide next spring whether to expand the aid program so that practically any student with low-enough family income could get the grant, which follows students to a UC or CSU if they transfer. A key unknown: whether the state will have the funds to do it.

Some advocates think the state should put a pause on growing the Middle Class Scholarship and instead continue expanding the number of students eligible for the Cal Grant, including community college students.

“It is critical that California approach college affordability equitably by prioritizing students with the least resources,” Education Trust — West and the Institute for College Access & Success wrote in May. “Fully funding Cal Grant reform instead of (Middle Class Scholarship) is by far the best approach.”

California supports more low-income students than other states

But while the state’s students from modest means already benefit a lot from financial aid, middle-class families often shoulder a larger load of college costs.

Federal education data analyzed by CalMatters tells the tale.

Depending on which income bands you look at, California ranks fourth or fifth among all states in how much students from families earning less than $75,000 had to pay for expenses like tuition, housing and food after deducting all their state, federal and campus financial aid — a concept known as “net price.”

However, affordability plummeted for students whose families earned more than $110,000. For that group, California ranked 42nd, meaning they received considerably less aid. Still, as a percentage of income, students from wealthier households need to spend less of their family earnings on college costs than students from lower-income families, other data shows.

The federal data is from 2020-21 — the most recent available — and captures all first-time, full-time students who got some kind of federal grant or loan that year.

Among the “net price” highlights for UC and CSU students:

• California students with family incomes between $30,000 and $48,000 needed to pay an average of $7,800 — about $3,200 less than the U.S. average; 
• For California students with incomes above $110,000, the net price was around $21,000 — $1,800 above the national average; 
• The public can look up this “average annual cost” data by school using the College Scorecard tool.

Middle Class Scholarship expected changes and lingering problems

One expected change is that students formerly in foster care won’t have to borrow starting this fall, as long as they work part-time. They will begin receiving their full scholarship, a new social commitment in this year’s budget deal that should benefit roughly 600 students annually at a cost of around $5 million each year.

A problem that may continue for most other students, though, is that the mechanics of that scholarship complicate how quickly students actually receive the money.

Every Cal State student and some UC students didn’t receive their Middle Class Scholarship money until late 2022 or early 2023, meaning the dollars promised to them for early fall term never arrived, according to data CalMatters obtained from the California Student Aid Commission.

Why? The state discovered how difficult it was to run a new financial aid program that’s unable to determine how much money a student deserves until all that student’s other aid is calculated. Not to mention that suddenly 300,000 students were eligible for the revised scholarship.

The Middle Class Scholarship is a “last-dollar” cash award. How much a student gets is a basic math problem: the total cost of attendance, minus all other financial aid, minus the $8,000 from working and minus the family contribution from students whose households earn more than $100,000.

When the scholarship debuted last summer, campuses and the student aid agency running the program scrambled to accurately tally the amount each student would get.

“As a result, students and families were not notified of their award amounts in time for it to influence their enrollment decisions or their financial planning around covering college costs,” the Legislative Analyst’s Office wrote. The student aid commission said students who didn’t get scholarships in the fall saw that money the following term along with the remaining funds promised to them.

A further complication: If students receive additional money during the school year, they have to give back an equal amount of the Middle Class Scholarship aid.

Some of that confusion is set to go away, both because the scholarship has had a year of being implemented and because of a new bill awaiting Newsom’s signature. It would allow students with emergency expenses — such as several hundred dollars to repair a car, pay rent or afford a medical procedure — that also get campus emergency aid to avoid having that count against their total financial aid.

Master escape artist and world-famous entertainer Harry Houdini had been dead for decades by the time teenager Kevin Connolly sat down with his dad in their New Jersey home in the late 1960s to watch Houdini, the biopic with actor Tony Curtis in the title role.

“I'm so engrossed in the movie that I'm crying that he passed away. And my dad looks down at me and says, 'What's the matter, son?' I said, 'Houdini died,'" Connolly said.

His father then comforted him.

That experience with the movie and with his father sparked a five-decade-plus collector’s obsession in the teen that led him to amass thousands of items from Harry Houdini’s life and career.

The collection includes handcuffs owned by Houdini, a signed life-size portrait of Houdini in chains, a linen bag his wife, Bess Houdini, made him and a pocket watch she gifted him on his birthday in 1910, at the height of his career.

Signed Cabinet Card Photograph of Houdini in Chains.

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Connolly Collection courtesy Potter & Potter Auctions.

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“Engraved inside the cover is a very personal note from her to him that also contains a little hidden code in the inscription,” said Gabe Fajuri, president and principal auctioneer at Potter & Potter Auctions. The watch has the highest valuation of the items, with an estimate between $20,000 and $40,000.

The auction house has been displaying these 100 items at its Chicago offices and will transport them to the Magic Castle in Hollywood for display on Oct. 30 and the final auction the day after.

“ These are things that potentially have his DNA on them. These are things that Houdini himself owned, handled, used, treasured,” Fajuri said.

The auction marks two milestones: 100 years since Houdini's death and the winding down of 71-year-old Connolly's collecting efforts, which enriched his and his family’s life.

“It broadened our world, and it was nice to be recognized for your collecting abilities,” he said.

Connolly’s collection has turned him into a Houdini authority, attracting the attention of Houdini biographers, film documentarians, as well as museums and galleries.

Houdini was born in Hungary in 1874. He came to the U.S. as a young child and moved to New York with his father, a rabbi, at 13. He began performing as a magician four years later and shot to stardom on the vaudeville circuit with bold escape acts. There wasn’t a straitjacket, chains or ropes that he couldn’t escape.

Connolly admires how Houdini inspired a generation of immigrants with these stunning feats.

A photo of an escape stunt by Harry Houdini. It's the first Houdini item Kevin Connolly bought as a teen during his 50-plus years of collecting Houdini memorabilia.

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Courtesy Kevin Connolly

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One of those acts is captured in the very first Houdini item Connolly bought after watching that Houdini movie. It’s a photo of Houdini hanging upside down from a rope in front of a building, two stories up. His arms are bound to his body. Crowds look up from the street, staring at Houdini as he attempts to escape. “TORONTO OCT. 18/’16” is written along the bottom edge of the photo.

“That one is not in the auction,” he said. Oct. 18 is Connolly’s father’s birthday, which makes it special. Plus, “That would be probably the last one I'd let go, because that's the one that started it all.”

With Halloween approaching, a women’s walking group is helping Angelenos explore the city’s spooky and historic landmarks. Their next outing is Angelino Heights — home to century-old Victorian homes and an iconic piece of pop culture history.

Los Angelistas organizes weekly walks throughout Los Angeles. October draws some of its biggest crowds, according to the group. Earlier this month, the group visited the Spadena House in Beverly Hills for a witch-themed walk and explored Los Feliz for a murder-themed tour.

Members of Los Angelistas stand in front of the "Spadena House" in Beverly Hills in 2025.

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(Jillian Goodman/Los Angelistas)

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Exploring LA’s spooky side

On Nov. 1, the group heads to Angelino Heights, a tiny neighborhood next to Echo Park known for its Victorian homes.

“It has so much history, but also really beautiful, stunning Victorian architecture,” said Jillian Goodman, one of the group’s three co-founders. “It’s such a cool place that I don’t think many people know about.”

Some of the homes have been backdrops for films and TV shows, including Michael Jackson’s 1983 “Thriller” video — which will be a stop on the tour.

Los Angelistas visit the "Charmed" house while on a walk through Angelino Heights in 2024.

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(Jillian Goodman/Los Angelistas)

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Building friendship beyond the walks

Los Angelistas began in April 2023, when Goodman and a few women who met through another social club decided to continue spending time together through walks.

The group has since grown to more than 7,000 members, Goodman said. Its organizers live across L.A., allowing them to host events in neighborhoods like Brentwood, Mid-City and Glendale.

Goodman said the walks encourage women to discover parts of L.A. they might pass by without stopping.

“Everyone thinks of L.A. as a driving city. No one ever really stops and takes a breath,” Goodman said.

For Goodman, watching members build friendships that extend beyond the walks has been one of the most rewarding parts of the group’s growth.

“They go to each other’s weddings. They go to concerts. Seeing people connect, not just in the group, but then having that extend outside has been amazing to watch,” she said.

The group has also helped members support one another during devastating times. Amid last year’s Eaton and Palisades wildfires, some members helped others find places to stay, despite having only met on walks.

“I thought that was so beautiful and wonderful that without us they wouldn’t have known each other,” Goodman said.

A slew of Medicare Advantage plans are disappearing for next year, leaving seniors in many areas with fewer options. In 193 counties across the country, no plans are offered at all.

Medicare's annual open enrollment period kicked off October 15 and runs until December 7, and seniors enrolled in those privatized Medicare plans that are closing in certain markets should carefully review their options.

Medicare Advantage means private insurers run Medicare for older Americans who choose it over traditional Medicare, where the federal government itself administers the program. More than half of the 70 million Americans in Medicare choose Medicare Advantage. It's popular because it covers services like vision and dental, often with lower premiums than traditional Medicare. It also often folds in the "Part D" drug benefit, simplifying that decision.

But a downside of Medicare Advantage is that companies can pick and choose where they offer plans. If a certain community is not profitable, a company can leave that market. And that has been happening on an increasingly large scale the last three years, according to research published in JAMA.

Who is affected

Big swaths of rural America are losing Medicare Advantage choices and so are some major metro areas.

Last year, 2.9 million seniors were in Medicare Advantage plans that closed up shop, according to JAMA. This year, an analysis of insurance company announcements by An Arm and A Leg podcast, shows at least 2 million people will be affected. Other preliminary estimates range from 3.2 million to 5 million seniors. About 35 million people are enrolled in Medicare Advantage.

According to an analysis of federal data by the health policy research organization KFF, the 193 counties that will have zero Medicare Advantage plans are mostly rural. Last year that number was about 120 counties without a plan offered.

KFF's numbers also show that there will be far fewer plans offered in some metro areas. Dallas, Minneapolis, Seattle, Houston and Portland all have between a quarter and a third fewer Medicare Advantage plans for seniors.

What happens next

If your plan is ending, and you don't choose another, the insurance company will assign you to another Medicare Advantage plan or the government will enroll you in traditional Medicare — but without a supplemental or drug plan.

If you want to switch from Medicare Advantage to traditional Medicare and your plan is ending, you can enroll in a Medicare supplemental plan — also known as Medigap — without the same restrictions that you would normally have. If you have a pre-existing condition that has prevented you from enrolling in Medigap before, that could be good news.

Another wrinkle this year is that insurance companies can cap enrollments on some of the Medicare Advantage plans that they do offer.

Which means: If you wait to sign up, a plan you want might already be full.

The companies are supposed to enroll people on a first-come, first-serve basis — and not cherry-pick customers based on health conditions, age, or demographics.

Another reason not to delay is that with so many people on the hunt for new plans, it may take longer than usual to get help.

How and where to find help

Here are some tips for navigating Medicare open enrollment this year:

• Find out if your plan is still offered: First, check your mail. Medicare Advantage plans that are closing should have sent letters the first week in October. You can also log in to your account on Medicare.gov to check your plan's status for next year.
  
• Try calling your SHIP: There's a State Health Insurance Assistance Program — known as a "SHIP" — in every state to help seniors with Medicare. The name's not easy to remember or particularly descriptive, but it's free, mandated by the federal government, and the staff and volunteers are required to give you unbiased information on all available options. Find your state in the directory at shiphelp.org. Your county may have a specific number that you can find on your state's SHIP website.
  
• Look for local Medicare counseling services: Friends, family, leaders at your place of worship, and the constituent services of your local elected officials may have the scoop on where you can get one-on-one help. The nonprofit Medicare Rights Center also has a national helpline, and a well-organized library of online guides.
  
• Brokers can be helpful, but be savvy: You want a broker who's going to talk with you about all your options — including switching to traditional Medicare and a supplemental plan. Ask if they sell plans from all available insurance carriers. And ask if they answer questions about your plan year-round, because insurance never stops being confusing.
  
• Double check what you see on Medicare.gov: Medicare's Plan Finder allows you to search plans online. But lists of doctors and drugs that are covered can sometimes be wrong. To be safe, double check with your doctor's office or a SHIP counselor, broker, or other Medicare assistor.
  
• Don't share your personal information with services you find online: Be careful where you share your personal information like your phone number. Some online agencies will sell your information, leading to spam calls and potentially even scam artists.
  
• Be mindful of the deadlines: Open enrollment for Medicare runs October 15, 2026 through December 7, 2026. The coverage starts January 1, 2027. If your plan is ending, you qualify for a "special enrollment period" to give you a little more time — until February 28, 2027. (For coverage that starts January 1, 2027, enroll by December 31.)

Emily Pisacreta is the senior producer for An Arm and a Leg, a podcast about the cost of healthcare produced in partnership with KFF Health News and distributed by KUOW, Seattle's NPR member station. 

Copyright 2026 NPR

Federal prosecutors sent letters to county registrars across California on Friday demanding that local officials set aside and verify ballots that the Department of Justice said may belong to noncitizens, according to the Los Angeles County registrar and a letter obtained by The Associated Press.

The letters are the latest escalation in a legal battle between California and President Donald Trump’s Department of Justice, which has recently focused on the state in its efforts to root out noncitizen voting ahead of the midterm elections. Data shows illegal voting by people who aren’t U.S. citizens is incredibly rare, difficult to prove and has not been shown to change the outcome of races.

Earlier this month, the federal government targeted Los Angeles County and the California Secretary of State’s office in a lawsuit that aimed to block them from counting the votes of roughly 20,000 people who are “likely” noncitizen voters. A hearing on the case is scheduled for Tuesday.

The Trump administration asked the 9th Circuit court of appeals to rule on the lawsuit barring a decision from the district judge assigned to the case. They set a deadline for Saturday.

Now, according to the LA County registrar’s office, at least 18 counties across the state have received similar letters. They have been given a 48 hour deadline to provide identifying information corresponding with ballots that the federal government believes were sent to noncitizens illegally registered to vote. The letter requests that county officials also sequester any ballots where citizenship cannot be verified.

“Any election official who knowingly processes the ballot of a noncitizen is opening themselves to legal jeopardy,” said First Assistant U.S. Attorney Bill Essayli.

The Justice Department is asking counties to send information about the voters it suspects are noncitizens including social security numbers, ID information, a copy of their registration and more.

That information can help the government and state quickly assess each person suspected of illegally registering to vote, said the letter sent to San Bernardino County voting officials. The letter says the government’s list of suspected noncitizen voters includes 1,133 people from the inland Southern California county.

California’s secretary of state and the Los Angeles County registrar have opposed the federal government’s demands. In legal filings, lawyers for California say the request threatens to delay the certification of the vote and undermine the legitimacy of the November midterms. They have also argued that the federal government’s data is unreliable and that their demands risk disenfranchisement of citizens.

Voting is underway in California, with the state’s more than 23 million registered voters receiving ballots in the mail earlier this month. The state said in legal filings that over 330,000 mail-in ballots have already been counted.

The letters on Friday came on the heels of statewide sweep by federal authorities earlier in the week, where 28 people from the list of 20,000 were charged with illegally registering to vote. Some were also charged with illegally voting and lying on naturalization paperwork. Those charges could lead to years in prison.