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The Brief

The most important stories for you to know today
  • Your guide to the candidates
    Charred remains of a home overlooking a community with trees and buildings in the distance.
    The charred remains of a house on Feb. 8, 2025. The home burned during the Eaton Fire in Altadena.

    Topline:

    CalMatters interviewed five leading candidates who want to regulate one of the world’s biggest insurance markets. Here’s what they said.

    Why it matters: Picking the next insurance commissioner could be one of the most important decisions Californians make for their wallets this election year. They may have seen a big increase in their insurance premiums in the past couple of years. They might know someone whose homeowners policy got canceled. Or perhaps they’re trying to rebuild after last year’s deadly Los Angeles County fires.

    The backstory: Whoever is elected to succeed Commissioner Ricardo Lara will have a long to-do list. For the past few years, insurance companies have paused writing homeowner policies or reduced their presence in California. That’s starting to change because of industry-friendly regulations Lara put in place, but premiums are still rising and the market cannot be described as healthy yet.

    Read on... for the guide to the candidates.

    Picking the next insurance commissioner could be one of the most important decisions Californians make for their wallets this election year.

    They may have seen a big increase in their insurance premiums in the past couple of years. They might know someone whose homeowners policy got canceled. Or perhaps they’re trying to rebuild after last year’s deadly Los Angeles County fires.

    If you’re not sure what the insurance commissioner does, here’s a rundown:

    • Regulates the nation’s largest property and casualty insurance market, which includes policies for homeowners, businesses, landlords, renters and drivers. 
    • Leads the Insurance Department, which reviews and approves premium rate increases. 
    • Regulates life, health and workers’ compensation insurance. 

    Whoever is elected to succeed Commissioner Ricardo Lara will have a long to-do list. For the past few years, insurance companies have paused writing homeowner policies or reduced their presence in California. That’s starting to change because of industry-friendly regulations Lara put in place, but premiums are still rising and the market cannot be described as healthy yet.

    The L.A.-area fires last year highlighted other problems, such as homeowners dealing with insurers delaying or denying claims, discovering they were underinsured, or finding out there are no standards for smoke-damage claims. Frustrated fire survivors called for Lara to step down.

    In a recent poll commissioned by the Insurance Fairness Project, a national insurance information hub, 62% of likely voters said they are very concerned about the cost of home insurance and 43% said they are not confident at all that California’s insurance system can withstand future extreme weather disasters.

    Former insurance commissioner John Garamendi, who held the position two separate times and is now a U.S. congressmember, calls the commissioner job the second-hardest in the state behind the governor. Another former commissioner, Dave Jones, said the next commissioner needs to keep a closer eye on insurance companies and regularly examine their conduct, creating “clear enforcement triggers.” He worked on a blueprint with recommendations galore for Lara’s successor.

    About a dozen candidates are officially vying for the position, though not all of them have active campaigns. The two who receive the most votes in June’s primary will move on to the November ballot.

    CalMatters interviewed the five candidates who have raised the most money for their campaigns.

    All of them are calling for more transparency and accountability from insurance companies within the law that governs insurance in the state, Proposition 103. They want to help reduce fire risk at the individual and community level. Most of them agree California should try to hold the fossil-fuel industry accountable for climate risks that are helping drive up insurance costs.

    They want to reduce Californians’ dependence on the FAIR Plan, the insurer that’s mandated to sell fire insurance to those who can’t buy it from individual insurance companies. At the end of 2025, the plan had nearly 650,000 noncommercial dwelling policies, up from about 264,000 in 2022.

    Here is how each candidate, in alphabetical order, plans to tackle the challenges.

    Ben Allen

    Senator Ben Allen, a man with light skin tone, brown hair and facial hair, wearing a blue suit and tie, smiles and poses for a photo in front of a gray background.
    State Sen. Ben Allen.
    (
    Photo via the California State Senate
    )

    Last year’s massive fires in the L.A. area hit the senator’s district. Along with other insurance-related bills, Allen has introduced legislation that would give the commissioner more power to hold insurance companies accountable. After hearing from his constituents about the department’s handling of their problems after the fires, he wants to boost the number of staff handling consumer complaints and create a consumer advocate position in the insurance department, he told CalMatters.

    Allen, a Democrat, would take a more comprehensive approach to risk reduction, including by creating funding sources such as state-backed loans for hardening homes, and by bringing together insurers, builders, local governments, firefighters and the state to work on solutions. As part of reducing risk, he wants to restrict new construction in high-risk zones, saying developers who are building in such areas are “basically freeloading off the rest of us.” He also wants to “carefully and sensitively” find a way to incentivize those already living in risky areas to move elsewhere.

    The senator — a lawyer who will be termed out of the Legislature, where he has worked on environmental issues — said his eyes are wide open about how tough the job would be, but believes he has and can create the relationships needed, including with an incoming governor, to address the issues. On the role of intervenors, members of the public who can challenge insurers’ rate reviews, he indicated he needed to look into it further and that they shouldn’t be slowing down rate reviews — adopting a refrain by the current commissioner, who is seeking to reduce intervenors’ power.

    He has received the most endorsements from the who’s-who of state politics, including Senate President Pro Tem Monique Limón and Assembly Speaker Robert Rivas, both U.S. senators from California, Adam Schiff and Alex Padilla, and more than two dozen state lawmakers. Jones, the former commissioner, also endorsed him.

    Steven Bradford

    Former Southern California senator and assemblymember Steven Bradford, a man with dark skin tone, wearing a blue suit and red tie, poses and smiles for a photo outside near large white columns.
    Steven Bradford.
    (
    Photo via the California State Senate Archive
    )

    The former Southern California senator and assemblymember would establish a public-private partnership that would share risk with insurers to keep them in the state. What that would look like needs more exploration, Bradford told CalMatters.

    The Democrat, a former executive at the utility company Southern California Edison, would invite insurance companies “to the table” when discussing land use and planning, and support a voluntary buyout program to encourage people to move away from high-risk areas.

    He said funding could come from expanding an existing program in the insurance department called the California Organized Investment Network, which is backed by the insurance industry and invests in underserved communities, environmentally friendly and affordable housing projects, and more. Insurers’ investments in the program have grown from tens of millions of dollars to more than $1 billion in 2023, according to the commissioner’s annual report in 2024.

    Bradford would push insurers for clear explanations when they raise rates, saying it won’t be easy but that because the state’s insurance market is so big, it “would behoove them to do what they can to be partners with California.”

    He is endorsed by U.S. Reps. Adam Gray and Luz Rivas, state Treasurer Fiona Ma and Secretary of State Shirley Weber, plus Teamsters California, State Building and Construction Trades Council of California and other labor groups.

    Merritt Farren

    Merritt Farren, a man with light skin tone, blonde hair, wearing a charcoal-colored suit and white unbuttoned shirt, smiles for a photo.
    Merritt Farren.
    (
    Photo courtesy of Merritt Farren’s campaign
    )

    The Pacific Palisades home of the former Amazon and Disney executive was destroyed in last year’s fires. He became an intervenor and pushed for more information on State Farm’s request to raise its rates as a result of the fires, which led to his campaign for commissioner.

    Farren, a Republican, would create CAL Reinsure so the state could provide a backstop for insurers. The entity would be funded by a fee charged by insurers and would eliminate the need for the FAIR Plan because companies would be more inclined to write policies, he told CalMatters. The authority could issue bonds that could be sold in the commercial market, and would be backed by the state, like municipal bonds.

    He would want to “revamp” regulations that get in the way of allowing new insurance products in the market, saying that he wishes insurers had a premium product that charged customers more but would “pay out immediately on loss without putting them through the drama and trauma they have to go through today.”

    Farren said he sees the commissioner’s job as one of consumer advocacy, and invoked his days at Amazon, where he says the motto was to be the most customer-centric company in the world. “You can be a consumer advocate and still appreciate the fact that there will be no insurance for consumers without insurance companies,” he said.

    Jane Kim

    Jane Kim, a woman with medium skin tone, black hair, wearing a black shirt, poses and smiles for a portrait photo.
    Jane Kim.
    (
    Photo via Jane Kim’s campaign
    )

    The lawyer, consumer advocate and former San Francisco supervisor told CalMatters that the commissioner’s office has been “under-leveraged” and has the levers to protect people from the powerful insurance industry.

    Kim, a Democrat and head of the California Working Families Party, has three main proposals around more government involvement, the main one to create “natural disaster insurance for all.” It would be funded by a portion of policyholder premiums that insurance companies would pass along to the state. The state would manage the fund, which would guarantee fire and flood coverage. Insurance companies would continue to provide coverage for other risks. It’s not her idea — New Zealand has the same system, and it allows the country to invest the premiums in preventive measures, she said. Establishing such a system in California could allow the state to invest profit from premiums that would have gone to insurers’ shareholders in its communities instead, she said.

    She would establish a public option for auto insurance by expanding eligibility for an existing program that provides low-cost insurance to drivers who make less than $38,000 a year.

    Kim also wants to provide Medicare for kids. She believes California should centralize all insurance authority within the insurance department instead of having managed health care handled by the Managed Health Care Department.

    She acknowledges that her biggest ideas are for the long term and will require her to win over naysayers.

    “I’ve heard it — ‘She doesn’t know anything,’ ” Kim said. “We’re all so tired of seeing candidates that don’t have political courage.”

    Kim is endorsed by some big names, including U.S. Sen. Bernie Sanders of Vermont — she was California political director for his presidential campaign in 2020 — Ro Khanna, the Silicon Valley congressmember, and unions such as SEIU California, the California Teachers Association and the UFCW Western States Council.

    Patrick Wolff

    Patrick Wolff, a man with light skin tone, short brown hair, wearing glasses and a navy blue suit, smiles for a portrait photo.
    Patrick Wolff.
    (
    Photo via the Patrick Wolff campaign website
    )

    The financial analyst, a Democrat who lives in San Francisco and has never held public office, obtained an insurance license ahead of his run for commissioner. Wolff told CalMatters that he has invested his own money in his campaign — $600,000, according to campaign finance records — and simply wants to help fix the problems he sees in the insurance market. “It would be the honor of my lifetime if I can do this job and really do this job well,” he said.

    Wolff would create a report card that would grade how insurers handle claims based on existing market conduct annual surveys of insurance companies, which is now anonymized but which he would push to be identifiable. He said that would let the insurance department help customers decide which insurers to reward or punish for their behavior.

    He would consider allowing auto insurers to use telematics, which companies use in other states to track driver behavior for underwriting purposes. He said it could help for more accurate underwriting and possibly even lower auto insurance premiums, but acknowledged privacy concerns around the technology and said insurance companies should be prohibited from sharing or selling driver information.

    Wolff would roll out a dashboard that would disclose complaints about providers of life insurance. The insurance department is not making that data public, and he doesn’t see why not, he said.

    This article was originally published on CalMatters and was republished under the Creative Commons Attribution-NonCommercial-NoDerivatives license.

  • A controversial history of testing women athletes
    A woman is running away from the camera with her arms raised on a track. A crowd of people are standing in the distance watching her.
    Evelyn Ashford of the USA reacts after winning the women's 100 meter event of the track and field competition of the 1984 Olympic Games.

    Topline:

    Blanket genetic testing will return to the L.A. Olympics in 2028, raising questions about how it will be implemented and who it will keep off the Olympic stage.

    Why now: The International Olympic Committee issued a new policy last month, banning transgender women from participating in women's sports starting at the 2028 Summer Games, and requiring all athletes who want to compete in the female category to undergo genetic testing.

    Why it matters: The policy represents a significant inflection point in the ongoing political battle over trans women's participation in sports at all levels, including in California. It also marks a return to genetic tests that for decades dictated women's participation in the Olympics, and excluded transgender and many intersex athletes — those whose sex characteristics don't fall into the binary categories of male or female.

    Decades of scrutinizing women athletes: Attempts to define the category of woman in athletic competition are nothing new. Suspicion over the identity of women athletes started when they entered Olympic track and field competitions in 1928, according to Jaime Schultz, a kinesiology professor at Penn State who studies the history of women in sports.

    Read on... for the long, controversial history of testing for women athletes.

    The International Olympic Committee issued a new policy last month, banning transgender women from participating in women's sports starting at the 2028 Summer Games and requiring all athletes who want to compete in the female category to undergo genetic testing.

    The policy represents a significant inflection point in the ongoing political battle over trans women's participation in sports at all levels, including in California. It also marks a return to genetic tests that for decades dictated women's participation in the Olympics, and excluded transgender and many intersex athletes — those whose sex characteristics don't fall into the binary categories of male or female.

    Genetic testing was required of women athletes for much of the second half of the 20th century, including the last time Los Angeles hosted the Olympic Games in 1984. Athletes had to present "certificates of femininity," according to the official report on the 1984 Games.

    Those types of tests were stopped after the 1996 Games in Atlanta amid questions about their scientific efficacy and ability to assess what was an "unfair advantage," according to the IOC's own retelling.

    Blanket genetic testing will return to the L.A. Olympics in 2028, bringing with it questions about how it will be implemented and who it will keep off the Olympic stage.

    IOC says the science is settled. Some experts disagree

    How to measure fairness in women's competition has been debated for at least a century, and different approaches have been used and abandoned over the decades. In recent years, the IOC had stopped requiring genetic tests and left rules around sex testing to individual athletic federations.

    When IOC President Kirsty Coventry announced that the IOC would re-introduce a mandatory genetic test for all female Olympic athletes last month, she presented it as the final word on who can and can't participate in women's sports.

    A light-skinned woman wears a blue sweater with five white rings. She sits behind a small mic.
    IOC President Kirsty Coventry speaks during an IOC Executive Board press conference on Feb. 01, 2026 in Milan, Italy.
    (
    Andreas Rentz
    /
    Getty Images
    )

    All women Olympic athletes will have to take a test to identify if they have an SRY gene, which is on the Y chromosome. According to the IOC news release, that SRY gene represents "highly accurate evidence that an athlete has experienced male sex development." Those with the gene will be excluded from competition except in some limited cases where the athlete is found to not to "benefit from the anabolic and/or performance-enhancing effects of testosterone."

    "At the Olympic Games, even the smallest margins can be the difference between victory and defeat," Coventry said. "So, it is absolutely clear that it would not be fair for biological males to compete in the female category."

    The new policy faced immediate pushback from human rights advocates and some experts in the field, including UC Irvine genetic expert Eric Vilain, who has previously advised the IOC on its inclusion policies.

    He told LAist that the new IOC policy ignores women athletes with sex traits that aren't neatly aligned with the gender binary.

    " Many of these athletes who were born intersex, they [looked] like a female baby, they were raised as female. They don't necessarily have male levels of testosterone," said Vilain, who said the science isn't settled on what advantage intersex women with a Y chromosome have in sport. " The answer to that is very unclear."

    Decades of scrutinizing women athletes

    Attempts to define the category of woman in athletic competition are nothing new.

    Suspicion over the identity of women athletes started when they entered Olympic track and field competitions in 1928, according to Jaime Schultz, a kinesiology professor at Penn State who studies the history of women in sports.

    " Track and field was seen as a masculine sport. The fear was that the sport would either masculinize women or else 'masculine women' might be drawn to the sport," Schultz said. "There was suspicion from the very beginning at the Olympic Games."

    In the 1930s, two prominent retired athletes who had competed in women's sports transitioned to become men — exacerbating anxieties about any athletes who did not fit gendered norms.

    "In the early 20th century, women’s sports were a source of moral and gender panic," historian Michael Waters, who wrote a book on those athletes, told Mother Jones. "Sports officials saw the idea that an athlete could transition gender as a threat to the binary categories they had built."

    This led to the scrutiny of women who didn't fit gendered norms, according to Waters.

    Women had to submit certificates from a physician in order to compete in track and field competition by the end of the 1930s, Jaime Schultz told LAist. Then came World War II and after that, the Cold War, when Schultz said suspicions turned to Soviet athletes who were suspected of "masquerading" as women. By the 60s, women in professional sport were subjected to gynecological exams and "naked parades" where they had to show their nude bodies to a panel to prove their sex.

    Three woman in a black-and-white photo are running on a dirt track. The women furthest ahead is holding a white baton.
    American track star Wilma Rudolph breaks the tape at the finish line for the United States at the 1960 Olympic Games in Rome on Sept. 8, 1960.
    (
    Robert Riger
    /
    Getty Images
    )

    " They ask the women athletes to strip naked and parade themselves in front of these three physicians, who sort of look them up and down and say, 'Yes, you're a woman, you can compete in women's events,'" Schultz said. "The visual inspections [were] humiliating to the women."

    Those tactics were abandoned after outcry. That's when genetic testing entered the scene.

    How genetic testing began for female Olympic athletes

    At the 1968 Winter Games in Grenoble, the IOC began trialing a chromosome test called the "Barr body test," which counted X chromosomes to determine an athlete's sex. But that test was scientifically questioned.

    Three women wearing multi-colored beanies, sweaters and gloves embrace each other. Each is wearing a bib with different numbers and five rings with the words "Grenoble" across the front.
    French skier Marielle Goitschel (C), Annie Famose (R), and Canadian Nancy Greene after the slalom at the 1968 near Grenoble, during the Winter Olympic Games when the IOC began trialing a chromosome test for female athletes.
    (
    Getty Images
    /
    AFP
    )

    "The stated aim was to detect male athletes posing as women, though in practice the test excluded women with naturally occurring chromosomal variations," according to a history posted to the IOC website in 2023.

    One such athlete was Spanish hurdler Maria José Martínez-Patiño, who went to a competition in Japan in 1985, but forgot her certificate verifying her status as a woman. When she re-took the genetic test, she learned she had a Y chromosome and was barred from competition.

    Martinez-Patino had androgen insensitivity syndrome, a condition that causes the person to have "genitals that appear female, but they don’t have female reproductive organs," as NPR reported. Officials determined she did not have an unfair advantage and she was eventually allowed to compete, but the process took years and was publicly humiliating.

    A photo-copy of a certificate and shows a small image of a woman with dark brown hair. She wears a red sweater with buttons.
    Spanish hurdler Maria José Martínez-Patiño, who went to a competition in Japan in 1985, re-took the genetic test and learned she had an XY chromosome and was barred from competition.
    (
    Courtesy of "The Lancet"
    )

    "I knew that I was a woman, and that my genetic difference gave me no unfair physical advantage," Patino wrote in The Lancet in 2005. "I could hardly pretend to be a man; I have breasts and a vagina. I never cheated."

    In 1992, the IOC introduced the SRY gene test that will now be re-introduced for the L.A. Olympics, according to Vilain at UC Irvine. That test was abandoned by the 2000 Olympics.

    "There was so much outcry from the scientific community because it was also deemed not very ethical with lots of issues of privacy," Vilain said.

    The rise of testosterone testing

    What rose in place of the genetic testing was a new focus on testosterone levels in women athletes. That started in 2009 with South African runner Caster Semenya, who has differences of sexual development that meant she had higher than typical testosterone levels.

    At the track and field World Championships, Semenya faced intense scrutiny from the public and sports officials over her appearance and gender identity. This fervor, recounted in NPR's series "Tested," led the governing body for track and field to require Semenya to take medication to lower her testosterone and implement limits to testosterone levels for female competitors.

    A dark-skinned woman wears a navy collared shirt and is seated between two light-skinned men in suits and striped ties. They are seated behind a table with mics placed in front of them.
    Double Olympic champion Caster Semenya (C) in 2024 during her legal battle against regulations requiring female athletes with high testosterone to take medication as she prepares for a May hearing. Semenya is seated with her lawyers Gregory Nott (R) and Patrick Brancher (L).
    (
    Phill Magakoe
    /
    Getty Images
    )

    That approach, too, has faced criticism from human rights organizations for its disproportionate impact on women from the Global South and the privacy issues it raises.

    "A policy that calls for scrutiny of women’s naturally-occurring hormone levels — and, in practice, their bodies for signs of perceived “masculinity” ascribed to testosterone — is a form of policing women’s bodies, and passing judgment on their “femininity” as well as on their sex and gender identity," reads a 2020 report from Human Rights Watch.

    The IOC's reintroduction of genetic testing has raised even more questions about the lines drawn around women's sports — and how those lines will be implemented come 2028.

    In 1984, 1,610 women athletes underwent a "gender verification test" while in L.A., according to the official report on those Olympic Games. How testing will work this time around, who will pay for it, and what controversies it might unearth are still to be seen.

  • Sponsored message
  • Climate disaster victims are rebuilding using them

    Topline:

    Wildfires, hurricanes, tornadoes and floods fueled by manmade climate change are changing the housing industry. That's because people are embracing prefab homes that can withstand extreme weather.

    Why now: Manufacturers are meeting that demand with innovative and safer alternatives. Many companies are designing prefab houses that can withstand category 5 hurricane winds — up to 250 mph — earthquakes, hail storms, massive snowfall and fire. Depending on customizable preferences, prices can vary from below $100 per square foot to over $500 per square foot, excluding land. But even those prices often fall under traditional on-site building costs in many parts of the country.

    Eaton Fire survivors: The Warneskys are among the dozens of families in the immediate neighborhood in Altadena who have opted to rebuild with manufactured homes. They were swayed by a local program launched by city-LAB UCLA, a center founded by the University of California, Los Angeles' Architecture and Urban Design Department, which included a showcase of six prefab housing options and a guide to help navigate the process and secure financing.

    Read on... for more on how people are embracing prefab homes.

    When the Station Fire roared through the Angeles National Forest in 2009, Colleen and Jason Warnesky could see it from the front porch of their Altadena, Calif., home. Eleven years later, the family witnessed the Bobcat Fire from the same spot as it became one of the largest fires in Los Angeles County history.

    Their house remained standing after both close calls. So when the Eaton Fire struck more than 3 miles away in January 2025, they were certain they'd again remain unscathed.

    "We couldn't imagine how it would get from all the way over there to our house," Colleen Warnesky told NPR, as she pointed to the lush mountains on a recent Sunday afternoon.

    Fifteen months later, the couple is pacing around the fenced-in dirt lot that was once the site of their 1,400 sq. foot home. So far the land has been cleared of all toxins, and they're waiting on the city to approve drainage permits before construction workers can start pouring the foundation

    The Warneskys are among the dozens of families in the immediate neighborhood who have opted to rebuild with manufactured homes. They were swayed by a local program launched by city-LAB UCLA, a center founded by the University of California, Los Angeles' Architecture and Urban Design Department, which included a showcase of six prefab housing options and a guide to help navigate the process and secure financing.


    The spate of wildfires, hurricanes, tornadoes and floods fueled by man-made climate change that have plagued vast swaths of the country in recent years is changing the housing industry. That's because people like the Warneskys, who are seeking to rebuild in disaster-prone regions, are searching for greater peace of mind. As a result, they're turning away from stick-builds and embracing prefabricated homes that are made using materials that are fire-resistant and can withstand extreme weather, and that are now considered standard, and are often more affordable.

    Manufacturers are meeting that demand with innovative and safer alternatives. Many companies are designing prefab houses that can withstand category 5 hurricane winds — up to 250 mph — earthquakes, hail storms, massive snowfall and fire. Depending on customizable preferences, prices can vary from below $100 per square foot to over $500 per square foot, excluding land. But even those prices often fall under traditional on-site building costs in many parts of the country.

    "We're working with Honomobo, which is one modular company out of Canada. And then the people across the way are working with another company called Bevy House. And then there's a whole set of three families on Harriet that are working with a third modular company," Warnesky said, pointing out various vacant or half-built lots in the neighborhood.

    "It was a combination of factors," Warnesky said, explaining why they have opted to forgo a traditional build. After losing everything, and the stress of dealing with the seemingly endless insurance paperwork, they had decision fatigue. The idea of picking something out of a catalog that would arrive fully built seemed like a lifesaver.

    "But a big part of it was also safety," Warnesky clarified. She added, "I think that we both felt early on, if there was a way to make it so that we had less to worry about if another fire happened in the future," we'd go with that.

    For their own house, which will largely consist of glass, steel and concrete, the Warneskys said they bought a package that is specifically designed for a wildland urban interface environment, known as WUI. These are areas where real estate developments and infrastructure butt up against wildland vegetation.

    Jason Warnesky described some of the features of the old, post-WWII-built home. It was modest but comfortable. It had a redwood deck that spanned a big section of the backyard, he said.

    "I would suspect that was probably one of the first things that went up on our house," he said.

    "We won't do that again," his wife added.

    The building prefab business

    The Manufactured Housing Institute reports that as of 2024, nearly 21 million people in the U.S. live in manufactured or mobile homes. And manufactured homes made up more than 9% of new home starts in the same year. Meanwhile, consumer prices have remained largely unchanged over the past three years, making them increasingly attractive to first-time buyers.

    The same study noted that three U.S.-based companies account for about 83% of the nation's market share. Most of those sales are happening in states with nearly annual flooding, hurricane or wildfire disasters — Texas, Florida and California.

    Given the escalating climate risks across the country, Harrison Langley, CEO of MDLR Brands, believes that traditional on-site building is unsustainable. His company has built single-family prefabricated homes, apartment buildings and commercial structures in the Bahamas following 2019's Hurricane Dorian and in California, Tennessee and North Carolina.

    "The building materials space is run by dinosaurs," he told NPR. "The way we've been building for the last 100 years really hasn't changed. But the materials have gotten less strong. A two-by-four is no longer two-by-four. It's smaller."

    The company offers manufactured kit homes as well as custom-designed projects that are built using composite structural insulated panels. Each one has a 30-minute fire rating, meaning "you could hide behind this wall without the heat coming through for 30 minutes," he explained, adding that the panels can be hardened even further by using a cement board on top of the panels. "That could give you about an hour to get out of a building," Langley added.

    Another bonus is that the panels are also more elastic than a wooden frame, making the houses better capable of withstanding earthquakes. And, he said, because the panels have an exterior fiberglass layer, they can stand up to category 5 hurricane winds. (Third-party certifiers test it by shooting a two-by-four traveling at 170 mph, Langley explained.)

    According to Langley, America has been on the cusp of embracing modular and prefabricated homes for some time. But, he believes, the growing ubiquity of accessory dwelling units is serving as "proof of concept" for potential clients. "People are used to seeing them now," he said.

    Beyond a boxy modular style

    For some people, the reluctance to embrace a modular or manufactured build has less to do with costs and more to do with style. Or a perceived absence of it.

    Across the street from Colleen and Jason Warnesky are Linda and Liam Mennis. They also lost their 1940s 1,600 sq. ft. home in the Eaton Fire. Initially, they were thinking of going with a traditional stick-build home, but after a discussion with their architect, they learned they could design a customized manufactured home.

    "We couldn't do a cookie-cutter house," Mennis told NPR. "We didn't want to pick something from a catalog that would look exactly like somebody else's house."

    A home with white-painted exterior walls and a red tile roof is situated in the mountains with a few homes and a lot of trees around it.
    A home designed by California-based Bevy House. This, nearly 8,000 square foot Malibu project is a partial rebuild, as a large portion of the home was lost in the 2018 Woolsey Fire. It was one of the first homes to receive occupancy post fire.
    (
    Bevy House
    )

    They're now working with Bevy House, whose tag line is, "The conventional home building process is broken. We're the solution." Instead of boxy structures, they take personalized architectural plans and figure out how to make them modular so they can be fabricated at their facilities and put together on site. A majority of the company's builds are installed in California, and they've worked with several fire victims.

    Following the destructive 2018 Woolsey Fire in Ventura and Los Angeles counties, they built one of the first homes to receive occupancy post-fire, according to their website. It's a Spanish revival, five-bedroom, seven-bathroom, nearly 8,000-square-foot spread that features custom reclaimed beams. The project was a partial rebuild, as a large portion of the original home was lost in the fire. 

    For Mennis and his wife, it was a streamlined process. After finalizing a design plan, he said, Bevy House "makes sure they can break it up into modules" in a 3-D rendering system, and they get started on production.

    Prefab's past

    The idea of creating aesthetically pleasing and affordable modular homes on a mass scale is not a new one. Seventy-seven years ago, famed architects and furniture designers Ray and Charles Eames, came up with a modernist blueprint for a system composed of inexpensive and off-the-shelf materials from industrial and commercial catalogs that could be easily assembled. Their own iconic home and studio space, Case Study No. 8 house, served as a model of what could be done.

    A collage of two photos where the photo on the left shows the exterior of a two story small home with large windows, and the photo on the right shows the interior of furniture in a living room space, a steep staircase, and large windows.
    Eames Office has partnered with Spanish office furniture brand, Kettal, to produce a universal modular system that will eventually include the option to build a customized home. The Eames Pavilion was unveiled last week at the Triennale di Milano.
    (
    Salva Lopez
    /
    Courtesy of Kettal
    )

    Eames Demetrios, director of the Eames Office and chairman of the Eames Foundation, has revived his grandparents' dream. Together with Spanish office furniture brand Kettal, Eames Office rolled out the Eames Pavilion system last week at the Triennale di Milano exhibition in Italy. It is a modular, pre-fabricated kit that uses aluminum frames with interchangeable glass, wood, and composite panels. The initial product is only for a single room that can serve as an office or studio space. But by 2027, Demetrios said, it will expand to allow for customizable configurations of single or multi-level dwellings.

    "What is wonderful about it is it isn't a copy of the Eames House," Demetrios told NPR. "It's not a facsimile. But it certainly has the spirit of it. And when you look closely, you realize that it's something that is different, which is really trying to create a system out of it."

    The kits will be on the pricier side of prefabricated homes, but Demetrios said they intend to keep costs below $500 per square foot. Clients will also have options to swap out materials that may suit the building site better, he added. Because it is a modular system, Demetrios explained, "as innovations happen it is possible to include those in a more dynamic way."

    He added: "I'm predicting in about five years we'll have houses that people will almost not be able to tell are from the same system. And I think that that's part of the power of it. And that's part of the opportunity of it."
    Copyright 2026 NPR

  • Alleged shooter at Correspondents' Dinner in court
    Two armed police officers with helmets and vests overlook a ballroom from atop a dais.
    Secret Service agents responded to a shooting at the annual White House Correspondents' Association Dinner at the Washington Hilton on Saturday evening. President Trump and other administration officials were rushed out, and a suspect was arrested.

    Topline:

    The alleged gunman at the White House Correspondents' Dinner, where President Donald Trump and other top administration officials were gathered, is set to make his first appearance in court Monday.

    The charges: Cole Allen, 31, is slated to be arraigned in federal court. Police have not formally identified Allen as the suspect, but NPR confirmed his identity with two people familiar with the investigation who aren't authorized to speak publicly. Allen faces charges including using a firearm during a crime of violence and assault on a federal officer using a dangerous weapon, according to U.S. Attorney for the District of Columbia Jeanine Pirro.

    What happened: Authorities said Allen charged through a security perimeter at the Washington Hilton, where the annual event was taking place, before being stopped and arrested by law enforcement. One Secret Service agent was shot in his protective vest and not seriously injured. Video from the event shows Secret Service agents surrounding Trump and Vice President Vance and ushering them out of the room after shots rang out. Journalists and other attendees can be seen crouched under tables as federal officers swarmed the ballroom.

    The alleged gunman at the White House Correspondents' Dinner, where President Donald Trump and other top administration officials were gathered, is set to make his first appearance in court today.

    Cole Allen, 31, is slated to be arraigned in federal court. Police have not formally identified Allen as the suspect, but NPR confirmed his identity with two people familiar with the investigation who aren't authorized to speak publicly.

    Allen faces charges including using a firearm during a crime of violence and assault on a federal officer using a dangerous weapon, according to U.S. Attorney for the District of Columbia Jeanine Pirro.

    Authorities said Allen charged through a security perimeter at the Washington Hilton, where the annual event was taking place, before being stopped and arrested by law enforcement. One Secret Service agent was shot in his protective vest and not seriously injured.

    Video from the event shows Secret Service agents surrounding Trump and Vice President Vance and ushering them out of the room after shots rang out. Journalists and other attendees can be seen crouched under tables as federal officers swarmed the ballroom.

    At a White House press conference shortly after the shooting, Trump said he recognized the dangers of his position as president.

    "I like not to think about it. I lead a pretty normal life, considering, you know, it's a dangerous life. I think I'm — I think I handle it as well as it can be handled," Trump said.

    Acting Attorney General Todd Blanche told NBC's Meet the Press Sunday morning that the suspect is believed to have been targeting administration officials.

    What happened?

    Just after the dinner began around 8 p.m. ET, the suspect allegedly attempted to breach a security barrier inside the Washington Hilton near the ballroom where the correspondents' dinner was being held.

    Trump on Saturday night posted a video on social media appearing to show a man sprinting through a security checkpoint, with agents then turning and pointing their weapons in his direction. Those inside the nearby ballroom could hear muffled pops.

    "Tonight we saw exactly what our brave men and women do each and every day to protect our protectees," Secret Service Director Sean Curran said Saturday evening. "And that individual, when he charged a checkpoint, was apprehended. It shows that our multi-layered protection works."

    The suspect was believed to have acted alone, and two firearms and multiple knives were recovered, the Metropolitan Police Department said in a statement on social media.

    Trump said after the shooting that he wanted the dinner to continue, but later said he decided to leave at the request of law enforcement, adding that the organizers told him the event would be rescheduled.

    Weijia Jiang, a CBS News journalist who is president of the White House Correspondents' Association, called Sunday's shooting a "harrowing moment" and said the WHCA board would meet to "assess what happened and determine how to proceed."

    Who is Cole Allen?

    Before the shooting, Allen allegedly sent his family members what the White House is calling a manifesto, stating he wanted to target members of the Trump administration, a White House official told NPR.

    That official also said Allen's sister had spoken with law enforcement, telling them her brother had a tendency to make radical statements and had alluded to a plan to do "something" to fix the world's problems.

    According to his sister, Allen purchased two handguns and a shotgun that he stored at his parents' home without their knowledge.

    Additional details about the suspect began to emerge in the hours after the attack.

    A LinkedIn page that appears to belong to Allen describes him as a "mechanical engineer and computer scientist by degree, independent game developer by experience, teacher by birth." According to the LinkedIn page, Allen worked as a part-time teacher at C2 Education, a tutoring service that offers testing prep for high school students. He received a "teacher of the month" award from the company in December 2024.

    One of his students, Jason, a 17-year-old who NPR is identifying only by his first name because he is a minor, said "you wouldn't expect [Allen] to be plotting some crazy, evil plan to kill the president." Jason added: "He was just quirky because he was a just really smart guy."

    Movses Janbazian, pastor at Pasadena United Reformed Church, told NPR he knew Allen years ago as a "good guy" and "quiet." Allen attended weekly church services while he was a student at California Institute of Technology, according to Janbazian.

    "He was faithful in his attendance, and he was always friendly and courteous to everyone," Janbazian said. "He was in a very competitive school, and so we didn't get to see him much because he was always working, doing homework."

    "Every interaction we had with him was great," Janbazian continued.

    Janbazian also said the news is still "very surprising" and he doesn't "know what to think." Allen was not involved in the church outside of worship, he added.

    "No secret handshakes or anything," Janbazian said. "Just — he would come. He would hear the gospel. He would worship. He would go home."

    Federal Election Commission records show that Allen donated $25 to the fundraising platform ActBlue in October 2024, earmarked for Kamala Harris' presidential campaign.

    NPR's Danielle Kurtzleben, Ryan Lucas, Lydia Calitri, Steve Futterman, Deepa Shivaram and Ava Berger contributed reporting.
    Copyright 2026 NPR

  • A punk art show, comedy at night and more
    A large group of people gathers in an art gallery to look at a black and white mural.
    The Dead City Punx exhibit is on through the end of May.

    In this edition:

    Old Woman Naked at the Broadwater, a glowworm night hike in Altadena, a punk art show and more of the best things to do this week.

    Highlights:

    • Acclaimed author Pamela Redmond is no stranger to using her own life for inspiration for her beloved fiction. But baring all — emotionally and physically — onstage? That’s new territory for the 72-year-old. Old Woman Naked digs into the truth about aging, sexuality, feminism, motherhood and coming into your own.
    • Rattlesnakes sleep at night (right?), so head out for a late-night hike to see the rare California pink glowworms that come out this time of year in the Altadena foothills. Intrepid hiker Jason Wise (Journeyman) leads this nature-filled evening with L.A. Rises.  
    • Bob Odenkirk, Sarah Silverman and many more bold-faced comedy names join this showcase at UCB Franklin, hosted by Nate Odenkirk and Ari Mostow.
    • Double chin? More like double yum. Get in line early for this pop-up at Petitgrain in Santa Monica, featuring Leah Chin-Katz’s popular pastries and jams.

    I’ve loved reading your reactions to the new LACMA David Geffen Galleries. Here are just a few of the many responses we received; most were positive, but there were some smart criticisms as well:

    “The architecture by Peter Zumthor and the uniquely designed way of displaying the collection across time and place was brilliant! The joy is in finding the connections.” —Marlan

    “Time and place braid together in a continuum unleashed from the strictly defined spaces typical of an encyclopedic museum. Truly radical in the best way possible.” —Bianca

    “The art seemed to be presented in an almost random order, as if they took LACMA's collection like a deck of cards, shuffled them twice, and then just hung everything in the resulting order.” —Steve

    Licorice Pizza has your music picks for the week, including post-hardcore band La Dispute at the Belasco, indie-folk star Cut Worms at Pacific Electric and rock en español sensation Julieta Venegas at the Grammy Museum — all on Tuesday. Wednesday, Charlie Puth is at the Forum, dream-pop trio Sunday (1994) is at Hollywood Forever Cemetery, singer-songwriter and breakout The Voice contestant Carol Ades plays the Troubadour and Latin rock band Zoé plays the first of two nights at the YouTube Theater. Thursday, Chet Faker plays the Novo, Maro is at the Fonda, King Tuff plays Sid The Cat Auditorium and a cappella legends Take 6 begin their four-night residency at the Blue Note.

    Elsewhere on LAist, you can get a first look at the new Annenberg Wildlife Crossing, find out more about this King Taco’s historic designation, and grab your tickets for Wild Card with NPR’s Rachel Martin live at the Crawford on May 2.

    Events

    Enormous Things

    Tuesday and Wednesday, April 28 and 29
    Elysian Theater
    1944 Riverside Drive, Elysian Valley
    COST: $25; MORE INFO

    Enormous Things Poster featuring a drawing of two large eyes on a blue and red background.
    (
    Courtesy The Elysian
    )

    A more up-my-alley musical has never before landed in my Instagram feed. Do you, like me, enjoy modern art and showtunes more than almost anything else? Enormous Things — a musical about Claes Oldenburg where Jeff Koons is the villain — might also be for you.


    Just Sing 

    Thursday, April 30, 7:30 p.m. 
    Laemmle NoHo 7
    5240 Lankershim Blvd., North Hollywood
    COST: $14.50; MORE INFO

    Fans of Pitch Perfect will want to check out this local real-life story. Just Sing follows the USC a cappella group SoCal VoCals as they make their way to the International Championship of Collegiate A Cappella in New York City. Co-directors and cinematographers Angelique Molina and Abraham Troen will host a Q&A following the screening.


    Japanese Heritage Night at Dodger Stadium

    Monday, April 27, 7:10 p.m.
    Dodger Stadium 
    1000 Vin Scully Ave., Elysian Park 
    COST: FROM $70; MORE INFO 

    A front and back side-by-side image of Dodgers jerseys to honor Japanese Heritage Night
    (
    Courtesy Los Angeles Dodgers
    )

    Japanese superstar Yoshiki will perform at the Dodgers vs. Marlins game ahead of his headliner performance at Disney Hall in July, marking Japanese Heritage Night at the stadium. Get there early to hear the music, enjoy Japanese food specials and grab your special game jersey.


    Old Woman Naked

    Wednesday and Thursday, April 29 and 30, 7:30 p.m. 
    The Broadwater Second Stage
    6320 Santa Monica Blvd., Hollywood 
    COST: $45; MORE INFO 

    Acclaimed author Pamela Redmond is no stranger to using her own life for inspiration for her beloved fiction, like Younger (which later became the hit Freeform show) and Older. But baring all — emotionally and physically — onstage? That’s new territory for the 72-year-old. First performed in New York to a sold-out one-night-only crowd, Old Woman Naked digs into the truth about aging, sexuality, feminism, motherhood and coming into your own. An additional date of May 17 has just been added.


    Comedy, at Night 

    Tuesday, April 28, 8:30 p.m. 
    UCB Franklin 
    5919 Franklin Ave., Hollywood
    COST: $20; MORE INFO 

    A picture of a full moon on a poster reading "On April 28th, 2026, at 8:30pm, Nate & Ari will present: Comedy at Night."
    (
    Courtesy UCB Comedy
    )

    Bob Odenkirk, Sarah Silverman and many more bold-faced comedy names join this showcase at UCB Franklin, hosted by Nate Odenkirk and Ari Mostow.


    Double Chin pop-up 

    Monday, April 27, 9 a.m. until sold out 
    Petitgrain Boulangerie 
    1209 Wilshire Blvd., Santa Monica 
    COST: VARIES; MORE INFO

    Double chin? More like double yum. Get in line early for this pop-up at Petitgrain, featuring Leah Chin-Katz’s popular pastries and jams.


    Glowworm Full Moon Night Hike 

    Thursday, April 30, 7 p.m. to 9 p.m.  
    Gabrielino Trail, Western Trailhead
    915 Ventura Street, Altadena
    COST: FREE; MORE INFO 

    A closeup of a pink glowworm on dirt.
    (
    Jason Journeyman
    /
    Eventbrite
    )

    Rattlesnakes sleep at night (right?), so head out for a late-night hike to see the rare California pink glowworms that come out this time of year in the Altadena foothills. Intrepid hiker Jason Wise (Journeyman) leads this nature-filled evening with L.A. Rises.


    Screening: Dead City Punx 

    Thursday, April 30, 7:30 p.m.
    Brain Dead Studios
    611 N. Fairfax Ave., Melrose 
    COST: $18; MORE INFO 

    Five men with medium-light-skin wearing black t-shirts stand in front of a projector screen that reads "Dead City Beyond the Streets"
    (
    Courtesy Gold Atlas
    )

    Dead City Punx exhibit 

    Through Saturday, May 30
    Beyond the Streets 
    434 N. La Brea Ave., Mid-City
    COST: FREE, MORE INFO 

    A collection of street art with a brown sign featuring a spray paint cannister reading "No Graffiti"
    (
    yubo dong
    /
    studio photography
    )

    Punk in Los Angeles is far from dead. Dead City Punx, whose shows have shut down streets and seen fans start fires, are the focus of a new documentary and gallery show at Beyond the Streets. Dead City Punx (trailer here) tells the story of the band that built a following through “chaotic, illegal outdoor shows during the pandemic — complete with bonfires, fireworks, graffiti and clashes with law enforcement — ultimately sparking a movement that challenged what DIY and punk culture mean today.” Produced by Rage Against the Machine’s Zack de la Rocha, the film and gallery show are out now.