http://laist.com/2005/09/26/fire_earthquake_sale.php All comments for Fire Earthquake Sale! en-us 2008 la_jeremy Sun, 22 Jun 2008 18:00:00 -0800 http://blogs.law.harvard.edu/tech/rss jeremy.oberstein@gmail.com jeremy.oberstein@gmail.com 60 http://laist.com/2005/09/26/fire_earthquake_sale.php#comment-146114 http://laist.com/2005/09/26/fire_earthquake_sale.php#comment-146114 Comments Tue, 27 Sep 2005 12:56:06 -0800 <p>I'm right there with you. The cost for crappy coverage is astronomical - if decent coverage were affordable, more people would have it. Ditto flood coverage and fire coverage - although if you're in an area that's prone to fire, you may not be able to get fire insurance at any price. </p> http://laist.com/2005/09/26/fire_earthquake_sale.php#comment-146113 http://laist.com/2005/09/26/fire_earthquake_sale.php#comment-146113 Comments Tue, 27 Sep 2005 11:40:20 -0800 <p>I'll tell ya why -- right now, the premiums are too high, as are the deductibles. Your house would pretty much have to be completely destroyed before you collect any money... and that's unlikely. (More likely, you'll have a couple thousand dollars worth of damage -- which means you wouldn't collect a dime.) I decided to bolt down our house instead, so that (fingers crossed) damage will be minor. But if the premiums actually become reasonable, I'll definitely sign up for insurance.</p>